| Topic : Different Insurance distribution channels |
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Secure the future - Insurance
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Activity:
Question posted: 04 22 2009 02:51:23 +0000,
1 answers, 256 views, last activity
07 06 2010 20:18:08 +0000
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According to me Bancassurance in India is a very new concept, but in our country the banking & insurance sectors are regulated by two different entries. They are like Banking is fully governed by RBI & Insurance sector by the IRDA. And bankassurance being the combination of two sectors comes under the purview of both the regulators. Each of the regulators has given out detailed guidelines for banks getting into insurance sector. But then The banking & Insurance industry have changed rapidly in the changing and challenging economic environment through out the globe. In the competitive & open environment each & every one wants to do better than others. And they know that if they are not able to provide better service the won't survive in Industry. Insurance companies are also to be competitive by cutting cost & serving in the better way to customers. Now the time has come to choose and adopt appropriate distribution channel. And this could be the relevant channel in India too...
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World over the Successful Bancassurance Models are one bank one Insurer models , however a Bank can successfully sell products of more than one Insurer if the total number is restricted to not more than 3 to 4 Life Insurers. |