Which is the better way for investing our savings ?

Mr Nohar,

I think you might confusing in where to invest but i'm sure you are clear with what amount and for how much time you want to invest right? if you are clear with these two questions then it is very easy to invest in anywhere. There are broadly two types of investment as far as i know , First is Long Term Investment which you can assume like from 5 to 15 years and Short term investment contains min 1 year to 5 year approx. So, if you want to invest for longs terms with handsome amount then you can always go for equity which includes SIP as mentioned by Mr Shrikant which is good way to invest long term with max growth and for short term you can always invest in debt fund or primary market, or bank fds, post savings schemes etc. Here again you have be a clear objective with you for the any investment. What is the objective of your investment which usually park money for shorter periods of time and draw back or want to invest for long term to gain flashy profit. So, With clear objective, amount and tenure you can invest very easy by taking any advise from goof financial ad visor. Thanks.

Hi Dhruv, Other better way of investing our savings is into Gold & Silver. Since there are innumerable Gold lovers in India, Its value will be moving up steadily. Other risk free/less risk investment alternatives are Government Bonds, National Saving Certificates (NSC) etc.

Mr. Dhruv I do not find any reason to post this question in this community i.e."Project Management Civil".

It spoils the utility of community.

Thanks George Sir... My dad also told me this... !!!

Dear Nohar, The world has entered a new millennium. We are still not settle down for a steady path. the safest way for investment now is "invest on land" God had stopped production of the land and the demand will never end.   

Thanks Mr Shrikant...

It is better to invest in SIP - Systematic Investment Plan where you have option to switch over to another group & most of your money is invested in top companies shares for good return as well as in govt. bonds.

Next option is to invest the money in postal scheme as they have many schemes such as Monthly Income Scheme, Recurring Deposit Scheme, Postal Insurance.

U can also invest in gold as well as in top performing shares.

Another good option is to invest in land. We can form a group of friends &  with everybody's contribution we can purchase  a land in upcoming area & after certain period we can construct it  &  can sell it with good profit.