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Rahul Gautam Client Servicing/Key Account Manager, HDFC Bank
 
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(rate this)
Yes 
7
VS
16
 No
Charles davison  |  Argues in support of  "No"  |  3 years ago
Defenitely NO If we are in crisis cut down on our perks  and spendings its in our times it has affected we have to bear it, not those who have served their mite and have endured such economic crisis in their times and gone thru it painfully . It...
Jithesh Ramesh  |  Argues in support of  "Yes"  |  3 years ago
Mr.Prince i certainly agree that when the times were good the company never gave them a pay hike and now when the situation is different then the first cost-cutting measure a company is taking is to cut back the pension of retirees who are in...
Vijay Bhaskar  |  Argues in support of  "No"  |  3 years ago
It is sad that the thought process is going this way. Would you think of loosing on your life long investment just because of the recent screwup of the financials? Pension is the way by which our former peers get recognized for what they have...
 support: 
 
 
Debate: "Cut cost through Pension of retirees" deleted from your view.
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(rate this)
Cash 
10
VS
10
 Credit Card
Ijas Rahman  |  Argues in support of  "Cash"  |  1 year ago
No Worries of Hidden Charges, Late Fee, Tension free life over all. Don't need Swipe Machine, Accepted everywhere. No More Tele-marketing calls
Kundan Jyoti  |  Argues in support of  "Credit Card"  |  2 years ago
I am using Credit card for quite long and am quite convinced that its certainly abetter option than cash. Its proper use (NOT MISUSE) will always be beneficial for the customers. THe free cedit period, bonus loyalty points and overall the ease of...
Rahul Gautam  |  Argues in support of  "Credit Card"  |  3 years ago
I would pay using credit card, I am always happy to get 45 days + of grace ( interest free ) period for the product, commodity or services I received. I have never faced any problem such as Mr.Ganesan has faced. I guess Ganesan you might have...
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Debate: "Cash or Credit Card" deleted from your view.
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(rate this)
1 Risk management
2 By learning from happened over the last year
Vijay Bhaskar  |  Added idea  "Better Underwriting and Historical Data"  |  3 years ago
Better Underwriting is the way I feel the existing processes can be improved - along with historical data. The business of the banks are to lend money and to generate revenue. It is not enough if the banks come up with innovative products, it...
Mohit Sethi  |  Added idea  "Risk management"  |  3 years ago
I feel the banks have to look carefully at what types of risk they are prepared to take on their books. Previously they have failure to took at it. The challenge was that there was so much product innovation in structured products. The speed at...
Rahul Gautam  |  Supported idea  "Risk management"  |  3 years ago
"Failure of risk management is a story that lead to failure of the banking industry".
 
 
Ideate: "How banks can counter the current banking crisis ??" deleted from your view.
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(rate this)
Yes 
1
VS
2
 No
Rahul Gautam  |  Argues in support of  "No"  |  3 years ago
No the Government is not helping by empowering the microfinance because even today loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers. And there...
Mohit Sethi  |  Argues in support of  "Yes"  |  3 years ago
Yes the government is taking many initiatives where they are joining hands with NGOs and several reputed Microfinances and empowering them to do more for the poor people where they are earning less than $1 a day.
 support: 
 
 
Debate: "Has the Government done enough to Empower Microfinance to help the Poor? " deleted from your view.
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(rate this)
1 Special economic reforms
2 Helping in the Bailout!!
Rahul Gautam  |  Supported idea  "Special economic reforms"  |  3 years ago
Yes there should be special economic reforms by which both the countries are beneffitted for that matter, so i guess with  these economic reforms there would be closer ties with both the countries which will really help in future.
Sandeep Goyal  |  Supported idea  "Helping in the Bailout!!"  |  3 years ago
I guess India should help America in the bailout of the financial crisis which is affecting the whole world's economy right now, so both the countries best minds should come together in helping the bailout plan.
 
 
Ideate: "How will India get affected with the election of Obama as President??." deleted from your view.
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(rate this)
How can we deposit money/fund into the forex account for trading??? Methods to fund forex account ? How can we fund a Forex Account ??
Vaibhav Rastogi  |  Answered  |  2 years ago
Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
Dharmesh Panchal  |  Answered  |  4 years ago
I suggest using a credit card for funding...  Credit cards are the easiest method to fund a forex account, deposit funds into trading account. The online credit card transfer facility have become increasingly efficient and  Investors can simply...
 
 
Answer: "How can we fund a Forex Account ??" deleted from your view.
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High percent of investors lose money in forex trading, only few percent makes money. Given the high casualty rate, it is all the more important for investors to approach forex trading in the correct manner. Few Forex Trading Rules that should be kept in mind while trading... Never over-trade. Never risk more than 10% of your trading capital in a single trade. Never trade without protective stops. Never cancel a stop-loss after placing a trade. Never average a loss. Never let a profit run into a loss. Never buy or sell just because the price is low or high. Never try to guess tops or bottoms. Never try to regain all your loses in one trade. Never trade with money you cant afford to lose Neve...
Vaibhav Rastogi  |  Commented  |  2 years ago
Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
Rahul Gautam  |  Commented  |  4 years ago
After reading the above article I want to add few more to it. >>Don't be carried away by emotions i.e fear and influence your trading. >>Don't trade on research done by others, trade only when you have done a proper research.
 
 
Trends: "Forex Trading Rules" deleted from your view.
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(rate this)
1 Cut your expenses
2 Extend the tenure
Rahul Gautam  |  Added idea  "Extend the tenure"  |  4 years ago
One can extend the tenure of loan in such a way that the EMI outgo remains at a manageable level. I will give an example to make this understand. For example, you may have opted for a 20-year loan. If the increment doesn’t meet your repayment...
Omkar Bapat  |  Supported idea  "Cut your expenses"  |  4 years ago
Making lifestyle changes is always advisable. All the other ways are external but this is something you have control of. So as long as the loan amount keeps hanging near the door, its advisable to live a cost effective life.
 
 
Ideate: "Tips for availing home loans" deleted from your view.
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(rate this)
1 Amount paid to society
2 Focal Point
Rahul Gautam  |  Added idea  "Focal Point"  |  4 years ago
I am not a tax expert. But still I know that the deduction is allowed only to individuals and Hindu Undivided Families. Other categories of assesses are not entitled to this. The rebate is for payments made for purchase or construction of a...
Rahul Gautam  |  Added idea  |  4 years ago
I found home loans smoother to my pocket because of this main reason. Any installment or part payment of an amount due to any company of which the assessee is a shareholder, or to any co-operative society of which the assessee is a member, towards the...
 
 
Ideate: "Benefits of home loan" deleted from your view.
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(rate this)
1 Amount paid to society
2 Focal Point
Rahul Gautam  |  Added idea  "Focal Point"  |  4 years ago
I am not a tax expert. But still I know that the deduction is allowed only to individuals and Hindu Undivided Families. Other categories of assesses are not entitled to this. The rebate is for payments made for purchase or construction of a...
Rahul Gautam  |  Added idea  |  4 years ago
I found home loans smoother to my pocket because of this main reason. Any installment or part payment of an amount due to any company of which the assessee is a shareholder, or to any co-operative society of which the assessee is a member, towards the...
 
 
Ideate: "Benefits of home loan" deleted from your view.
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