Create knowledge
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Aditya Sharma
| Answered
| 3 years ago
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Like any investment a person has to be very much vigilant.But the pros that you can say are: a) Tax Benefit b) Life cover c) sum assured to some extent d) Critical Illness Benefit if the proposer has opted for it. This is not available if...
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Rajani Kanth
| Answered
| 3 years ago
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I would also suggest not to mix insurance with investment. In your insurance proposal, remove the portion of the premium allotted to the term policy. Now, taking the remaining part of the payable premium, compare the promised yield in the insurance...
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Answer: "What are the pros and cons of purchasing insurance as an investment?" deleted from your view.
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(rate this)
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Yes
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7
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3
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No
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Susanta Panda
| Argues in support of
"No"
| 3 years ago
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i can't agree with amit's comments and Media is showing what is happening right, and they are showing what will happen if recession continues and there is nothing wrong in it, just because that people are not scared, because they have lost their...
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Rajani Kanth
| Argues in support of
| 3 years ago
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John, every Insurance segment will work. Just don't think that the recession is reducing your clients spending power. This is dangerous for several reasons, but the glaring reason this thinking is a mistake is you will not offer coverages and...
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Dushyant Hada
| Argues in support of
"Yes"
| 3 years ago
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Yes why not, but remember its insurance not investment. Agent must sale insurance and by thsi he can thrive in even bad economic condition
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Debate: "Can Insurance agents Really Thrive In A Down Economy?" deleted from your view.
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1
insurance in the bad market
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Slowdown = Bag full of Challenges
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Maria Colaco
| Added idea
"Sales a challenge"
| 3 years ago
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In the Indian Context Insurance is still viewed as a tax instrument and not as a need. Customers are still not aware of the adequate insurance they need. Most of the customers have purchased insurance to save taxes and not for the reason that...
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Rajani Kanth
| Added idea
| 3 years ago
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I guess there is very low level of consumer awareness regarding insurance, there are so much benefits that a consumer can have with insurance, but then whenever a Insurance guy approaches them they tend to say i already have insurance and i don't want...
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Ideate: "What challenges are faced by Insurance companies during this slowdown period ????" deleted from your view.
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(rate this)
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Yes
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4
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7
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No
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Danaseker
| Argues in support of
"No"
| 3 years ago
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Most of the call centres facilitating services to foreign nationals who are looking for every needs through internet but not in India as far as Insurance is concerned even in meeting in person they have not understand the concept of Insurance as...
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Rajani Kanth
| Argues in support of
| 3 years ago
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I do not find it as a great idea to work on specially in a country like India because here people buy such things on trust basis. They might not be knowing the company but if they trust the sales person they will buy the insurance.
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moulik shah
| Argues in support of
"Yes"
| 3 years ago
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Definately it can do well but with only thing has to be ensured that the wordings should not float like it looks as spam. it is a smartness always to put the business in such a way that customer likes it and asks for it. The main point to fetch...
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Debate: "Internet a medium to buy Insurance" deleted from your view.
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(rate this)
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Yes
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34
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11
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No
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DEEPAK SHARMA
| Argues in support of
"No"
| 2 years ago
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It hinges upon how you want to take it-from the point of company or the salesperson.See,insurance is still in its evolution phase with growth of approximately 14% percent per year and only 4% of the insurance sector is organised.All this makes...
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Rajani Kanth
| Argues in support of
| 3 years ago
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I do not find it as a great idea to start your carrier with. Sales of any kind would be appropriate for starting the carrier. Its not confined to Insurance only.
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Dushyant Hada
| Argues in support of
"Yes"
| 3 years ago
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Its no doubt good option but its only for smart hard workers at initial stages, a person who wants comforts of corp. sector then its clearly no at front line sales. but smart hard workers always get success in insurance sector, so it is great...
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Debate: "Sales future In Insurance" deleted from your view.
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(rate this)
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1
Demand for Pension Plans
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Rajani Kanth
| Added idea
"Demand for Pension Plans"
| 3 years ago
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Due to the emergence of nuclear families there it a greater demand for life insurance cover the second trend is that elderly are increasingly having to fend for themselves.
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Ideate: "Insurance sector-emerging areas" deleted from your view.
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It will go down fast.
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2
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4
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The federal Govt. will make it to rise
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Shanti Roshan
| Argues in support of
"The federal Govt. will make it to rise"
| 9 months ago
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The Americans are far more mature than us in handling matters of security and economy. They will put it back in place as soon as possible. But it may take at least a year, if not more.
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Rajani Kanth
| Argues in support of
"It will go down fast."
| 3 years ago
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Well I see the American economy loosing its shine and now again the Euro economies will dominate the world.
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satish kumar matam
| Argues in support of
"The federal Govt. will make it to rise"
| 2 years ago
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the govt. of america will give a helping hand to its banks and financial institutions as any economy is dependent on taxes and savings of people. And there is no other go to the american people except again queuingup before banks and fiancial...
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Debate: "Whats the future of American Banks and Insurance companies." deleted from your view.
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Cheap lif insurance services are present in the market. These insurance are present either online or offline. But if you are really going for buying it take care of it. If there is a any kind of scenario of buying a Life insurance policy on cheap rates be aware. Because when a person go in for buying a Life insurance the purpose is mainly to protect his/her family when they are not around but in the case of cheap insurance these finances might not be of great help. They are not able to protect all the finances of the family . Evaluate not only the price of the term life insurance policy, but the insurance company itself. Try to find out the insurance agency's track record for paying benefit...
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Amitkumar Vaidya
| Commented
| 2 years ago
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rightly said. Term insurance is only protection insurance and sum assured is payable only in case of death and hence, the obligation of insurer has to be performed in your absence and hence, the strength and profile of the insurer is to be looked...
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Trends: "Tips for cheap life insurance" deleted from your view.
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(rate this)
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What are the pros and cons credit insurance
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DEVRANJAN DASH
| Answered
| 3 years ago
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It is definitely a product line that has to be pursed aggressively since that goes a long way in 1. reducing delinquency levels of the clients 2. Helps in striking an emotional chord with the client as the client perceives the Insurance cover as...
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Rajani Kanth
| Answered
| 3 years ago
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Credit Insurance (Mortgage Protection Insurance ) is also sold quite aggressively by local banks, generally providing five years repayment coverage and a death benefit to discharge or reduce the loan. Recently a number of life offices have...
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Answer: "Credit Insurance - Pros and Cons" deleted from your view.
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Rajani Kanth
| Answered
| 3 years ago
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Here are some of the links which might be helpful to you. Links: http://www.appliedsystems.com http://www.dorissystems.com
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Answer: "What kind of CRM would a new insurance agency/brokerage would be available for this type of business?" deleted from your view.
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