Create knowledge
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(rate this)
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Yes
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10
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21
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No
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Nikhil
| Argues in support of
"No"
| 2 years ago
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Selling over phone does not justify the purpose, all points are never covered, moreover all these activities are out sourced the person who sells on phone is not on pay rolls of the company , in order to met target they just say certaisn points...
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Rajat Das
| Argues in support of
| 2 years ago
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I don't think selling products over the phone is a good decision. It will destroy the financial privacy of the customer. Also, he may not know each and everything on phone. The best decision can be done by practically facing the product or getting...
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Rashmi Patil
| Argues in support of
"No"
| 2 years ago
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I think banks should not be allowed to sell products over phone, they vaguely say about the products, complete information will not be provided, and many times customers are at the receiving end. This process is not a good idea, even if there is...
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Debate: "Banks opting to sell products over phone: Is it a preferrable mode of selling?" deleted from your view.
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(rate this)
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Microfinance institutions offer varios types of savings schemes to the low income group. They even provide savings deposit schemes. But can they provide term deposit schemes as well?What the the issu...
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Jyoti Rath
| Answered
| 3 years ago
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Cannot accept public deposits Exempt from Income Tax if registered under Section 12A of the Income Tax Act.
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Rajat Das
| Answered
| 3 years ago
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Micro finance institutions will not be allowed to accept public deposits as it puts public money at risk. If one has to do so all aspects, including legal, policy matters and interest of shareholders should be taken into account also they should...
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Answer: "Can Micro finance accept deposits from the public?" deleted from your view.
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(rate this)
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GOOD CORPORATE GOVERNANCE
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Pure Banking and nothing else
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mark ramirez
| Added idea
"MODEL"
| 6 months ago
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mark alday ramirez from nagacity
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mark ramirez
| Added idea
"mark alday ramirez"
| 6 months ago
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nnghdjkjsgej
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MINI SHERINO
| Supported idea
"GOOD CORPORATE GOVERNANCE"
| 2 years ago
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India has indeed showcased a tremendous model to good corporate governance, which can be attributed to be one of the main reasons for its resilience towards the global meltdown. Doubts apart, strategical decision making, foresight and analysis of...
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Ideate: "What's next for Banking after this Financial crisis?" deleted from your view.
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(rate this)
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Yes
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3
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VS |
2
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No
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Swati Raut
| Argues in support of
"No"
| 3 years ago
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it is naive to think that our financial system, of which banks are an important part, will remain totally unaffected once they are allowed to have overseas exposure. The stock markets have taken a direct beating. There was a boom when the foreign...
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Rajat Das
| Argues in support of
"Yes"
| 3 years ago
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Beacuse of strict norms of govt in the form of SLR CRR. We are in better state than banks in US. Such measures, designed to protect the depositors’ interests while ensuring adequate liquidity to the banks, are not available in the US. While our...
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Debate: "Are Indian Banks not hit by meltdown?" deleted from your view.
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(rate this)
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1
Make Money Before Spending
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Paying CASH
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kawaljit kaur
| Added idea
"restore basic industry of an economy"
| 2 years ago
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the best way to protect from contagious effect of crisis an economy strengthen the industry(or inclusive growth factors)Â upon which huge chunk population relies for earnings .in case of india,credit purchase normally(or major part of it)Â happens...
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Rajat Das
| Added idea
"Spend Less"
| 3 years ago
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Go back to the old days people, take a lesson from your parents or grandparents who made very little money but lived very well didn't they!! Spend less than you make, Keep expenses down to a level below what you bring home in your salary after...
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Ideate: "How To Protect Yourself In An Economic Crisis??" deleted from your view.
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(rate this)
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Yes
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2
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VS |
2
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No
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Rajat Das
| Argues in support of
"Yes"
| 3 years ago
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 And also it has gained importance in India,the community banking programme is spread over 15 districts in Andhra Pradesh, Tamil Nadu, Karnataka and Pondicherry, and covers a total of 2,210 villages. The programme has linked almost 2,300 groups...
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Rajat Das
| Argues in support of
| 3 years ago
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Yes they will gain importance in India community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing. Community bank officers are generally accessible to...
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Debate: "Has community banking gained importance in India??" deleted from your view.
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(rate this)
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Yes
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2
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2
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No
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Rajat Das
| Argues in support of
"Yes"
| 3 years ago
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 And also it has gained importance in India,the community banking programme is spread over 15 districts in Andhra Pradesh, Tamil Nadu, Karnataka and Pondicherry, and covers a total of 2,210 villages. The programme has linked almost 2,300 groups...
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Rajat Das
| Argues in support of
| 3 years ago
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Yes they will gain importance in India community banks channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing. Community bank officers are generally accessible to...
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Debate: "Has community banking gained importance in India??" deleted from your view.
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(rate this)
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1
Improve infrastructure
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Control inflation
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Maninder Singh Tuli
| Added idea
"All included"
| 2 years ago
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All points are included as : 1. Politics: If political structure is good of country it supports the productions like in taxation, import and export duties,etc. 2. Inflation: India is exporting more and more IT products that is because other...
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Yashpal Singh Tomar
| Supported idea
"Improve infrastructure"
| 3 years ago
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Incremental demand for infrastructure will continue to increase due to economic growth and urbanization. The impact on infrastructure demand will be enormous, from demand for inner-city transport, water and sewerage to low-income housing. The...
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Ideate: "Top challenges for India" deleted from your view.
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(rate this)
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Asset quality: Needs monitoring
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Liquidity woes: Partly resolved
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Rajat Das
| Supported idea
"Asset quality: Needs monitoring"
| 3 years ago
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To add on to what Mr.Singh stated , Indian banks are well capitalised and regulated, and are seen in a better position to endure any probable increases of NPA, the situation needs monitoring as the trend could change and NPA levels may move up...
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Rajat Das
| Supported idea
| 3 years ago
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The profitability of Indian banks is expected to remain under pressure due to increased cost of borrowing, declining interest spreads, and lower fee income due to slowdown in retail lending. Profit levels are also likely to be impacted by...
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Ideate: "Global crisis: How are Indian banks faring?" deleted from your view.
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(rate this)
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1
Asset quality: Needs monitoring
2
Liquidity woes: Partly resolved
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Rajat Das
| Supported idea
"Asset quality: Needs monitoring"
| 3 years ago
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To add on to what Mr.Singh stated , Indian banks are well capitalised and regulated, and are seen in a better position to endure any probable increases of NPA, the situation needs monitoring as the trend could change and NPA levels may move up...
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Rajat Das
| Supported idea
| 3 years ago
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The profitability of Indian banks is expected to remain under pressure due to increased cost of borrowing, declining interest spreads, and lower fee income due to slowdown in retail lending. Profit levels are also likely to be impacted by...
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Ideate: "Global crisis: How are Indian banks faring?" deleted from your view.
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