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Rajyalakshmi K Accounts Manager, Standard Chartered
 
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(rate this)
1 Put your signature fast
2 Don't give photocopy of both the sides
Aditya Sharma  |  Supported idea  "tcms srinivas leading nbfc"  |  2 years ago
Thanks Esha. Besides fingerprints we can also go in for DNA Printing and other such advanced technologies.
Rajyalakshmi K  |  Added idea  "Don't give photocopy of both the sides"  |  2 years ago
Do not provide photocopies of both the sides of the credit card to anyone. This is because the card verification value (CVV), which is required for online transactions, is printed on the reverse of the card. Anyone can use the card for online...
 
 
Ideate: "What are the Top 10 ways to protect your card from getting misused?" deleted from your view.
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(rate this)
1 Transfer Of Funds To Outside
2 Corrupt Professionals
Aashish Koul  |  Added idea  "..Widening THE GAP......"  |  2 years ago
Economic stablity has an X-tremely important aspect ...of first stagnating THE GAP and then decreasing THE GAP b/w the richest and the poorest......Black money has free flow n we also know dat.... money makes money...then how come the gap is...
Rajyalakshmi K  |  Added idea  |  2 years ago
Black money results in transfer of funds from India to foreign countries through clandestine channels. Such transfers are made possible by violations exchange regulations through the device of under – invoicing of exports and over-invoicing of imports...
Gautam  |  Supported idea  "Corrupt Professionals"  |  2 years ago
Yeah i too agree. But we have to see that if steps are taken to solve this menace then it should be very clear where the taxes thus recovered by govt goes. Which means the underlying system have to be cured before, otherwise the pull of money...
 
 
Ideate: "How Black Money is affecting Indian Economy? " deleted from your view.
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(rate this)
Yes 
11
VS
26
 No
rakeshbhatnagar  |  Argues in support of  "No"  |  2 years ago
CTC IS TO SAVE TAX FROM EMPLOYERS POCKET AND DEDUCT IT FROM EMPLOYERS POCKET.HENCE IT A SORT INDIRECT BURDEN TRANSFERRED FROM EMPLOYER TO EMPLOYEE. Heavy tax implications do not allow people to survive.
subrata kumar  |  Argues in support of  "Yes"  |  2 years ago
It's true that whatever we see in CTC and what we get in hand there is a difference, but we must appreciate now a days company's are giving Monthly in hand also in the Offer letter. See from company's point of view CTC includes the exact amount...
Rajyalakshmi K  |  Argues in support of  "No"  |  2 years ago
Actually, what we see in our CTC does not readily translate into what we get in hand. We take home is the aggregate of all payable monetary components, minus deductions like social security contributions and taxes on income. The cumulative effect...
 support: 
 
 
Debate: "Are employers right in using CTC as a measure of employee cost?" deleted from your view.
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(rate this)
Yes 
13
VS
15
 No
Akhilesh Muthyam Parki  |  Argues in support of  "No"  |  2 years ago
No ways because the whole present infrastructure is using oil some where or the other .So according to me if there is a new innovation which can overcome the need of oil .We cannot have a oil less economy.
Hari S. Chakrovertty  |  Argues in support of  "Yes"  |  2 years ago
I is absolutely possible. India can utilize sun for decetralized powegeneration, aircondition etc. Photovoltaic is not the answere. Stirling engine is the proper solution. AC for domestic and malls can be built with Stirling engines. It is not...
C Patil  |  Argues in support of  "No"  |  2 years ago
Oil is linked with lot of world economy. The rising price is due to appericaition in dollar index. Oil contracts are highly hedge. Switching to alternate source is likely. With big economies of world involved it wont be easy.
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Debate: "Can we have oil - less economy?" deleted from your view.
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Government is close on heels of raising the gratuity limit for central government employees upto Rs 10 lakh in the Sixth Pay Commission, the government in a bid to facilitate greater flow of welfare benefits from employer to employee in the private sector would soon be amending the payment of gratuity Act 1972, said S Mallikarjun Kharge, minister for labour and employment. The gratuity ceiling currently capped at Rs 3.5 lakh even if employee accumulates more money after completing 5 years of service with an organisation would be upwardly revised up to Rs 10 lakh even for the private sector employees, Govt. is actively considering to amend the Act at the next convening session of Parliament ...
Gopi K  |  Commented  |  2 years ago
Some grey areas are there which could be clarified by someone in the group who has information about the proposal. 1. If this is being made applicable to public and private sector bank employees? 2. will the date of effect be 2006 itself? Somebody...
Rajyalakshmi K  |  Commented  |  2 years ago
Thanks for the info..
 
 
Insight: "Gratuty hike in sixth pay commission" deleted from your view.
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(rate this)
1 It was there - now made sophistecated
2 fraud by way of collusion
Syed Thameem  |  Added idea  "Lack of Internal controls, SOD & Governance"  |  2 years ago
Fraud is vibrant in Telecom and Banking industry due to the nature of their business. Due to cost cutting, less internal controls are followed, no governance. Some banks has no Fraud Department to face the fraud issues. Now the banking industry...
Kanad Mahesh Gandhi  |  Supported idea  "Functioning, monitoring and poor training of employee is responsible for fraud"  |  2 years ago
Poor training is 1 of the major reasons. But dont expect the bank to provide the A-Z of all businesses. The best they can teach is the practises of that Bank. The best way is to judge the persons recruited and find out what they are best suited...
 
 
Ideate: "What could be the major elements responsible for the commission of frauds in banks?" deleted from your view.
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(rate this)
1 Web 2.0 features, Behaviour Analysis, RIA GUI
2 Personalized and customized Internet banking
Abhijeet Magdum  |  Supported idea  "Accessibility support"  |  2 years ago
Yes, absolutely right. Banks need to be humane and look at financial inclusion of differently-abled people. Whether it is internet banking, mobile banking or ATM. Even RBI is quite serious about it. Refer  http://www.rbi.org.in/commonman/English/...
Rajyalakshmi K  |  Added idea  |  2 years ago
I have seen some customers of Internet banking who have disabilities, such as color weakness or color blindness. Even there, the number of users with accessibility requirements for using Web-based applications are increasing. The next-generation...
 
 
Ideate: "What should be the features of next-generation internet banking?" deleted from your view.
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(rate this)
Yes 
1
VS
1
 No
Swati Raut  |  Argues in support of  "Yes"  |  2 years ago
For most industrialized countries, the immediate worry is more about deflation than inflation, though many analysts expect that to change in the medium term. At the moment, inflation is the bigger worry in India. The challenge for the RBI now is...
Rajyalakshmi K  |  Argues in support of  "No"  |  2 years ago
In my opinion, inflation is no stranger to the Indian economy. But, ofcourse, there is a need to ensure that inflationary expectations are managed appropriately. The RBI has indicated that its exit strategy from the monetary stimulus conditions...
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Debate: "Will India's economic recovery be deflated by the rising inflation?" deleted from your view.
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(rate this)
1 A combined measure from Government and RBI
2 yashpal lather
Amit Kumar  |  Supported idea  "A combined measure from Government and RBI "  |  2 years ago
Government does have a big role to play under given circumstances.Inflation has been boosted by the increase in the prices of essential commodities and hence tightening of liquidity will not have much effect as the demand for these commodities...
Rajyalakshmi K  |  Added idea  |  2 years ago
I believe, inflation is a key macro economic challenge in the short term and steps taken by the government and Reserve Bank can dampen inflationary expectations. There should be a collabrative effort from Central Government, State Governments and RBI...
 
 
Ideate: "How should be the current inflation in India tackled?" deleted from your view.
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  We read a host of data and information on merger and acquisition in 2009.We found global data regarding merger and acquisition and many cases every economy data too. But I am not going to repeat the same old data for any type of analysis. I will try to bring forth the upcoming trend and foresight of the merger and acquisition in 2010 which will derive the growth as well as consolidation of industries across the nations. 2010 will be a Harbinger of merger and acquisition activities globally. The journey will begin in 2010 from Independent firms will help shape the mergers and acquisitions scene in the asset management industry in 2010. Oil and gas companies will increase acquisitions in th...
Rajyalakshmi K  |  Commented  |  2 years ago
Nice article Indraneel, really very informative. Thanks for sharing...
 
 
Insight: "2010 M&A DECIDING FACTOR FOR WORLD ECONOMIES " deleted from your view.
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