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RAMU BANDAM Associate, Previouse Company: ICICI Lombard General Insurance Company.
 
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Risk Takers 
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37
 Risk Avoiders
bharat  |  Argues in support of  "Risk Takers"  |  1 year ago
not at all depend on nature of person but 90 % risk taker for make their carrier
RAMU BANDAM  |  Argues in support of  |  2 years ago
I completely agree with Mr.Sanjay Tiwari
Arun Kumar K  |  Argues in support of  "Risk Avoiders"  |  2 years ago
Indians are known for avoiding risk not because they do not have experience or knowledge but because to play safe since most of them are from middle class family. They do not want to take risk because of their nominal income.
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Debate: "Is indians by nature Risk Takers or Risk avoiders" deleted from your view.
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1 SIP
2 Unit linked insurance plan (ULIP)
Vipin Bhasin  |  Added idea  "Diversified Portfolio"  |  8 months ago
I do not prefer to invest in a single product. we have to invest in a diversified portfolio which will include SIPs, Real Estate, Equities, Bonds, Gold, Insurance. & allocation of fund in these sectors will depend on our monthly investment...
sharang tigade  |  Supported idea  "SIP"  |  11 months ago
in practical theory the benefit on switches in ULIP ..no use. first point is that any ULIP plan take min 3 years to come at breakeven point. (invested amount = fund value). this is because the charges factor in any ULIP PLAN. INSTED OF THAT AS A...
RAMU BANDAM  |  Supported idea  "SIP"  |  2 years ago
I SIPs are the best investment plans. I have been investing in SIP for last 18 months. I am getting good retuns.  and i also investing in government banks as  fixed deposits, but when i compare with SIPs , the sip is the best.
 
 
Ideate: "Which are the top investment plans you would like to invest in ?? " deleted from your view.
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