Build your professional network on facebook via our app Go to app
Rashmi Chawla Cust. Service Manager, Leading Bank
 
Create knowledge [?]
 
(rate this)
Long term investment in share market is good for everyone  
4
VS
2
 Intraday should be banned in share market.
Arunangshu M Lahiri  |  Argues in support of  "Long term investment in share market is good for everyone "  |  1 year ago
Whoever says Intraday trading is gambling or phatka is ignorant of the latest developments. Technology has changed everything, affecting our life favourably. It has changed stock market Intraday trading also. Problem is, very few people know or...
Rashmi Chawla  |  Argues in support of  |  1 year ago
I agree to this question that intra day must be stopped....if it resembles betting. Even IPL is also a betting process that is glorified...but no action is taken by the govt. Thus ...its clear that whatever the govt. does for profit is good and...
 support: 
 
 
Debate: "Is share market big casino or investment hub? " deleted from your view.
Undo
 
(rate this)
India has topped a list of the most 'over-regulated countries in the world' in a survey on Asian business and politics by Hong Kong-based Political and Economic Risk Consultancy Ltd (PERC). The survey used responses from American executives about regulatory conditions in the United States to provide a benchmark against which to assess the Asian scores. India was rated worst in terms of over-regulation, scoring 9.16 points out of 10, followed by China with 9.04 points, Japan in third position with 3.28 points and the US at fourth with 1.51 points. Hong Kong received the best score in the survey of 0.98 point, while Singapore was second with 1.08 points, according to the survey done in the la...
S. Muralidharan  |  Commented  |  1 year ago
REGULATIONS are meant to be broken, as we have a number of loopholes in our system! The problem with us is we are not contemplating for one window clearance for business activities.
Nilesh Pawar  |  Commented  |  1 year ago
We have so many regulations but only on papers. They are not followed in spirit. Govt. should relax some regulations to prevent corruption and make the business possible for common man.
 
 
Insight: "India is most over-regulated country in the world: Survey" deleted from your view.
Undo
 
(rate this)
Yes 
2
VS
1
 No
Padmanabhan R  |  Argues in support of  "No"  |  1 year ago
I agree with your point of avaricious banking practices causing economic malice. But it is too natural that, when it is about profiteering, majority of us humans also act the same way.               “fractional reserve system” is something banks...
Rashmi Chawla  |  Argues in support of  "Yes"  |  1 year ago
I agree that we live in a inflated market which exist only in our perception banks are responsible for it....
konkan SINGHA  |  Argues in support of  "Yes"  |  1 year ago
What we need here is not a Monetary Economy but a "Resource-Based Economy". Monetary Economy is nothing but enslavement of Humanity.
 support: 
 
 
Debate: "I ask all the "Banking Sector Units" about the FRAUD Bank does and it is called "The Fractional Reserve Banking System"?" deleted from your view.
Undo
 
(rate this)
1 Think & Rebuild
2 Ask the successful others !
Business Management Consultant  |  Supported idea  "Think & Rebuild"  |  1 year ago
There can be a variety of ways that a person can bounce back from failure. A person could try talk to others that have succeeded learn from them. It depends on their situation strategy for a comeback. Also it really depends on if the person is...
Chaitanya  |  Supported idea  "Think & Rebuild"  |  1 year ago
Every Entrepreneur becomes Stupid during his journey of success...it is not what works and what does not, but one should always work by considering permutations and combination's in his business plan, then only company will grow. No idea is...
kanukurthy sudershanrao  |  Supported idea  "Think & Rebuild"  |  2 years ago
failure is the stepping stone to success is an age old saying.  One should not get disheartened by failure.  Take the case of King Bruce who made 7 attempts to regain his throne.
 
 
Ideate: "How entrepreneurs can comeback from a startup failure??" deleted from your view.
Undo
 
(rate this)
1 Financial Institution and tax saving offer
2 Fund pool size
Soorain Vahie  |  Added idea  "Investing in mutual fund schemes is more than giving the check and signing an application form. For investment in a fund, you"  |  2 years ago
Investing in mutual fund schemes is more than giving the check and signing an application form. For investment in a fund, you must select wisely and monitor the selection, periodically.
Soorain Vahie  |  Added idea  "select wisely and monitor the selection, periodically. "  |  2 years ago
There are many different, views on the subject. With over 35 popular Funds, Unpredictable market, it is not an easy task. The top rate safe funds become less attractive since, the long term benefits, they offer are minimal. Others carry risks....
 
 
Ideate: "How to choose the right MF scheme??" deleted from your view.
Undo
 
(rate this)
1 Attitude....
2 WOMEN CAN SUCCEED EVERYWHERE
s.baalu  |  Added idea  "WOMEN CAN SUCCEED EVERYWHERE"  |  2 years ago
Let us not confine the women in banking industry alone.In all other industries where they are present they are succeeding and will continue to,at all levels.Most women who want to succeed have the determination to do so and they achieve.
Rashmi Chawla  |  Added idea  "Attitude...."  |  2 years ago
Retail banking is more of a relationship thing and women excel at that. In the Indian context, while women have started venturing out to work in the corporate world, they have been handling relationships at home too, as a wife or a mother. This...
ATMA RAM CHAVALI  |  Supported idea  "Attitude...."  |  2 years ago
Yes, for the last decade or two, women started coming out of their customms and taking up challenges in every field. Women have lot of patience, deep thinking and analysing the situation, this is helping them to reach heights.
 
 
Ideate: "What makes women successful in Indian banking industry?" deleted from your view.
Undo
 
(rate this)
1 State Bank of India
2 All are same
Ajay Tiwari  |  Added idea  "RupeeTalk.com"  |  1 year ago
One should be check www.rupeetalk.com here you read reviews of all Indian Banks
B.Y.Kavishwar  |  Added idea  "State Bank Of India"  |  1 year ago
Service and availability of branches made them best banking services
Suryanarayan Murthy  |  Supported idea  "State Bank of India"  |  2 years ago
On any given day SBI is the best. They support you and guide you. They make an objective assessment of the requirements and help a company. Sometimes they go out of the way to help to keep the business running. My vote even in my sleep is for SBI.
 
 
Ideate: "Which bank provides the best banking services in India?" deleted from your view.
Undo
 
(rate this)
1 Joining and annual fee
2 Duplicate Statement fee
R N Bhattacharyya  |  Added idea  "Late payment fees"  |  2 years ago
Now a days, most of the credit cards are free from joining/annual fees.Good amount of fees, in the name of interest,is applicable on late payment of credits.
Ravi Ranjan  |  Supported idea  "Joining and annual fee"  |  2 years ago
there are so many different charges so if u are having any credit card or u r going to get a new credit card pls esquire about all the charges like annul charge, charges slept if u do not pay whole amount in one shot over limit charges. But at...
 
 
Ideate: "What are the different fees related to credit card usages??" deleted from your view.
Undo
 
(rate this)
Spending right? Doesn’t that sound like an oxymoron? Think of it: we spend money on something because we think we need it or it will make us happy. So what’s wrong with that? Well, it was indeed right to spend on things until the so-called economic reforms swelled many wallets. These days, financial advisors would swear, people just don’t know how to spend right. This is because many of us don’t distinguish the difference between “want” and “need” anymore. “Earlier, when clients used to come for the first time we would be shocked to find the wrong investment choices they have made. These days most people don’t have any investments at all. All they have is huge debt and they are desperate to...
s.baalu  |  Commented  |  2 years ago
Worthy information.Came across a sayings which i would like to share with you all; Today people are spending money which they do not have,to buy things they do not need to please people they do not know. So it will be better if the first expense...
Santosh Kumar  |  Commented  |  2 years ago
Nice article Rashmi and very true. Another key attribute is timing. As you have rightly put it, one need not compromise on the experience, but when you want to experience it in ones hands and that would make a difference. When it comes to timing,...
G A Narayan  |  Commented  |  2 years ago
Thanks Rashmi, Very true. Very true. One of my cousin always states - "Don't spend money on things that depreciates". If your company does not give you a car then don't buy one. Use a 2 wheeler or public transport. Because in most cases, the car...
 
 
Insight: "Spending Right: Differentiate between wants and needs" deleted from your view.
Undo
 
(rate this)
1 I have facing Many Problems in my Life...So taking solution is one cup coffee
Rashmi Chawla  |  Supported idea  "I have facing Many Problems in my Life...So taking solution is one cup coffee "  |  2 years ago
Anil wht is this debate, can't understand ?????   
Anil Anjana  |  Added idea  "I have facing Many Problems in my Life...So taking solution is one cup coffee "  |  2 years ago
I have facing Many Problems in my Life...So taking solution is one cup coffee.............:)
 
 
Ideate: "I have facing Many Problems in my Life...So taking solution is one cup coffee " deleted from your view.
Undo
View more   
Follow me on
TooStep
 
 
Contributions and Connections
 
 
1,210 Contribution Points
3
3 Expert Badges
[?]
904
Connections
918
Following
124
Followers
[?]