Create knowledge
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(rate this)
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1
Treat money like it is a TOOL
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Pllan monthly budget
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Mohammad Bakhsh
| Added idea
"Pllan monthly budget"
| 1 year ago
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Thanks,Rashmi for referral.i will not address it as stupid but irresistible desire to have newly advertised item or consumable.One should have strong sense of saving and plan the budget accordingly and allocate the expenditure.Once this is...
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Jaygopal Raghavan
| Added idea
"Planning and dont be greedy..."
| 1 year ago
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All it requires is planning for a steady spending and to know when to say enough. Being greedy for the better things in life will make you go on in search of material wealth. You should know when to say enough and put your foot down on further...
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Ideate: "Stupid money mistakes : a narrow long term view." deleted from your view.
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(rate this)
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Favour GST
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16
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2
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Unfavourable in our system
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Ravindra Sharma
| Argues in support of
"Unfavourable in our system"
| 1 year ago
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True Sanjay, Politics and not need being at core of distribution of funds for states. Adherance, application and regulation of acts not being given due importance. Loopholes deliberately left or excessive discretion in implementation. are a few...
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NATTERAJA R. ARIKRISHNAN
| Argues in support of
"Favour GST"
| 1 year ago
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I support this side views, but there should not be any loop hole to defeat the purpose of the GST. The strict adherence should be followed and implemented. Thanks Ms.Rashmi Patil for the referral.
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Rashmi Patil
| Argues in support of
"Favour GST"
| 1 year ago
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Integration of goods and services taxation would give India a world class tax system and improve tax collections. It would end the long standing distortions of differential treatments of manufacturing and service sector. The introduction of goods...
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Debate: "DO you support GST" deleted from your view.
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(rate this)
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Ego is a natural human phenomenon and cannot be ignored
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19
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5
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Senior level dispute must be in a closed room with discussion
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NATTERAJA R. ARIKRISHNAN
| Argues in support of
"Ego is a natural human phenomenon and cannot be ignored"
| 1 year ago
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Even though the ego is natural, one should ensure that it is not affecting either the organization's interest or the others working in the organizations.Controlling is very important in maintaining the office decorum. Thanks Ms.Rashmi Patil for...
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Ravindra Sharma
| Argues in support of
"Senior level dispute must be in a closed room with discussion"
| 1 year ago
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Not only senior level but all disputes must be dealt without bringing EGO. Ego is the biggest hindering factor to correct judgement hence can only carry the wrong way. Remember the balloon becomes risky when inflated with excess air. Ego is...
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Rashmi Patil
| Argues in support of
"Ego is a natural human phenomenon and cannot be ignored"
| 1 year ago
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Ego comes naturally ..as you rise you either need to protect yourself from it or it will show its colour. Ego clashes come out of four walls in no time.
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Debate: "Is EGO clash obvious at senior level?" deleted from your view.
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(rate this)
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We are too optimistic
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I Fail To Earn Enough Money And Be Tensed For Not Having Enough....
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pranav patwardhan
| Added idea
"Don't always follow mass, rather take your own decision to invest with future planning"
| 1 year ago
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One should invest taking into account risk appetite of the self and pattern of market in which he invests.e.g.investment in real estate should be made with utmost care as chances of getting good return are as high as losing your money in case of...
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SHRIKANT MANOHAR DANKE
| Supported idea
"WE WORRY ABOUT MAKING MISTAKES"
| 1 year ago
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We are worried due to chance of failure. I support your idea, Nilesh.
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Ideate: "What are the biggest money mistakes which we make?" deleted from your view.
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(rate this)
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everything after every expenditure and insurance(s)-~15%-compounding factor works here
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I am not able to save single Rupee.
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iphone
| Added idea
"I am not able to save single Rupee."
| 1 year ago
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I tried lot but always due some circumstances,not able to save money.Can somebody give best way to keep expenses limited.
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Capt. V.S. Kartik
| Added idea
"Your Life, your ambition, your dreams and how to get there"
| 1 year ago
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Savings is misconstrued as only in monetary terms but it is much more diverse than that. This is the way it worked for me: a. What are your priorities immediately and for the next 5 years(short-term)? After allowing for your immediate priorities...
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Ideate: "How much money should you be investing to stay safe in future....." deleted from your view.
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(rate this)
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Necessary
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7
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9
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Unnecessary
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Jaygopal Raghavan
| Argues in support of
"Unnecessary"
| 1 year ago
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Absolutely no ! Do you wanna start the habit of being a spendthrift at a young age itself ? Not to mention the illegal things within their reach with such a card. Dont even think of it ! It will also make them intolerant towards their fellow...
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Rashmi Patil
| Argues in support of
| 1 year ago
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No the kids don't need a credit card. Not that they won't learn using money if they use credit cards, but they won't know their limits for sure. Whatever the credit card limit may be but still its a "credit" card. A kid can use it without giving any...
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Suryanarayan Murthy
| Argues in support of
"Necessary"
| 1 year ago
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This is meant for people who thought it necessary. I understand SBI has introduced Gift Cards (like Debit cards with Pin etc) for a minimum sum of Rs.500/- As and when the amount is utilized, it can be re-loaded. Useful for college going students !!
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Debate: "Personalized Debit Cards For Kids." deleted from your view.
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(rate this)
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Towards more reforms for growth
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5
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12
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Managing Inflationary pressure by playing defensive
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KARUNAKAR SHUKLKA
| Argues in support of
"Towards more reforms for growth"
| 1 year ago
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it mostly focous on the trade policy and fast growth of industries and protecting the Indian industry
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Jaygopal Raghavan
| Argues in support of
"Managing Inflationary pressure by playing defensive "
| 1 year ago
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Dont forget there is an election looming up and with this kind of inflation, there is no way that the current govt. will survive leave alone win it. Hence it is time for defensive measures to manage inflation.
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Rashmi Patil
| Argues in support of
"Managing Inflationary pressure by playing defensive "
| 1 year ago
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The options given limit the scope of answers. It would have been better if we could have a broader view to this question. I think both the options are important for the budget.
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Debate: "Budget 2011-12, what will be the focus?" deleted from your view.
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(rate this)
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As many a cynic would have you believe, marriage is a zero sum game. You gain some, you lose some. If, however, you’ve been pinned by the crafty glare of Cupid , scuppering your logic, marriage would seem a profitable equation, promising zestful returns. Now take a moment and expunge the extremities; chart the middle course, where realism rules. Marriage is what you make of it. Get your math right and it doubles your dividends, fudge it and you halve them. So with the finances in a marriage. One of the most critical changes you encounter after tying the unwieldy knot is the financial reality. Single income can convert to double, but so can the debts; buying assets may become easier, but ins...
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NATTERAJA R. ARIKRISHNAN
| Commented
| 1 year ago
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Nice one Ms.Rashmi Patil. Marriage is a bridge between the two minds joining together in life to live long, despite the happy and difficult periods. Proper understanding and mutual adjustment are very indispensable in life without any derailment.
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Nilesh Pawar
| Commented
| 1 year ago
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Life is mix of uncertainties and unforeseen. Planning is always good but the question is how many things go according to our plans. So having the right attitude and living with passion is the key.
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Insight: "Financial freefall: Mistakes newly-weds should avoid !!" deleted from your view.
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(rate this)
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Don't you hate it when you look at your salary slip and find that sundry deductions have pared it down. But believe us, you should actually feel happy about one of these deductions-the monthly contribution to the Employees' Provident Fund (EPF). The 12% of your basic salary that flows into the EPF every month has the potential to make you a crorepati when you retire. Sounds unbelievable? After all, the investment seems too small and the interest rate offered doesn't seem too high. But don't forget that a matching contribution comes from your employer every month. Don't also underestimate the power of compounding and what it can do to your retirement savings over the long term. As the graphi...
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S. Muralidharan
| Commented
| 1 year ago
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You will have a real gain only if our Rupee value increases against US Dollar. If you can get your valuation something like 1 US $ = Rs. 10 or so, obviously, your savings, even for the lower income group, would go beyond reach! PF is a good...
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Rashmi Patil
| Commented
| 1 year ago
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Even I had this doubt Ms Sunita..I guess we all need to ask the question to the Economic times person who wrote this article, I just copy pasted here finding it very useful for others...but really a valid question...people who get less salary may...
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sunitha
| Commented
| 1 year ago
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PF is calculated 12% on the basic. salary included basic+DA+HRA+Medical allowance etc.if your basic is 25000 means your salary should be Rs.40000 or above.then you can be crorepati, but what is the position for the person getting Rs.10000/-or...
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Insight: "Your PF can make you a crorepati!!!!" deleted from your view.
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(rate this)
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Technology
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6
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15
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Real estate
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GIRISH KUMAR AJARIWAL
| Argues in support of
"Real estate"
| 4 months ago
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its depends on population growth and i dont thinks the growth will stop so real estate sector has no competition
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Jaygopal Raghavan
| Argues in support of
"Technology"
| 1 year ago
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Tech is any day better provide you invest in companies with a bit of history and not fly-by-night operators.
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SHRIKANT MANOHAR DANKE
| Argues in support of
"Real estate"
| 1 year ago
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Real estate investment is the best option to gain, definitely.
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Debate: "Would you prefer technology over real estate sector in terms of investment?" deleted from your view.
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