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RAVI P Zonal Head, Private Bank
 
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1 Retial investors always fail in the stock market investments
RAVI P  |  Added idea  "Retial investors always fail in the stock market investments"  |  1 year ago
I find whether tehnical analysis or fundamental analysis, none of the stock market predictions given by experts become true as far as retail investors are concerned...Retail investors always burnt their fingers and many of them do not know how to...
 
 
Ideate: "Retail investors in stock market" deleted from your view.
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bank rates  
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 mutual fund returns
Vipin Bhasin  |  Argues in support of  "mutual fund returns "  |  1 year ago
If someone has proper knowledge about the mutual fund investment or have some idea about the entry and exit time from them mutual fund is the best option of investment than any banking scheme.
RAVI P  |  Argues in support of  |  1 year ago
You can not compare apple to orange..Conservative investors who wants to keep the capital preserved will have to go for Bank Deposits. Moderate Investors should look into right combination of mutual funds to earn better returns.
Archana Singh  |  Argues in support of  "mutual fund returns "  |  1 year ago
Hi Yogesh first of all I will like you to put your comment on the right side. I suppose you are supporting mutual funds. I too agree that mutal funds give better returns in long term. But banks give surity. That is the only differnce between both...
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Debate: "are bank rates better than mutual fund returns " deleted from your view.
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Economy is not growing as shown in the media. 
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 The living standards of people have gone up.
RAVI P  |  Argues in support of  "Economy is not growing as shown in the media."  |  1 year ago
Today you can't buy basic things unless you carry Rs.1000/- with you..Now the petrol price hike, lavish expenses by the Govt, lack of conviction in cost saving in both Public and Pvt organisations... Still owning a house is a dream to many middle...
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Debate: "Is our economy growing as appearing in newspapers and in politicians messages...? " deleted from your view.
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Yes 
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 No
MUKESH KOTECHA  |  Argues in support of  "Yes"  |  1 year ago
metal price is good in this time so it is best time for stock
RAVI P  |  Argues in support of  "No"  |  1 year ago
it is the time to be cautious... The yellow metal is continuously looking top but share market boom will reduce the demand. I feel it may hover around 15k.
Esha Johar  |  Argues in support of  "No"  |  1 year ago
I don't think its a good time to pick up metal stocks as past few figures of metal prices in the market doesn't seem to be good. As we can see from the above data, majority of the base metals are trading in low figures.
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Debate: "Is this a good time to pick up metal stocks?" deleted from your view.
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Yes 
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 No
PS Dhingra  |  Argues in support of  "No"  |  1 year ago
Dear Capt Kartik, The question does not relate to rivalry between enterprises or companies. The present question relates to rivalry between employees of an organization. So, rivalry between employees doesn't become the cause of innovation, RATHER...
RAVI P  |  Argues in support of  |  1 year ago
The answer is yes and no. It depends on the passion one has in the content. But more people would like to fight it out to get better and some may quit.
Darshana Sawant  |  Argues in support of  "Yes"  |  1 year ago
In my opinion sometimes rivalry can give a way to innovation. Employees compete against each other come up with new exciting ideas. Thus, rivalry can ensure the company new innoative ways of doing business. But care should be take so that it...
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Debate: "Can rivalry boost innovation?" deleted from your view.
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They should be..... 
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 I can pray for the prey...but Its his/her fault
RAVI P  |  Argues in support of  "I can pray for the prey...but Its his/her fault"  |  2 years ago
Yes. The Bank should not be held responsible.  Lot of phishing frauds happening almost every day.. It is a known fact to many of the educated people who use internet often.  In this case, the Bank is not at all at fault.  Before you login to...
RAMANATHA PRABHU N  |  Argues in support of  "They should be....."  |  2 years ago
That particular judjement may not be applicable to all cases of phishing frauds happening around within the jurisdiction of India, that will for that particular circumstances and facts of the case. So there may be future judjements on other side...
Navjeet Sood  |  Argues in support of  "I can pray for the prey...but Its his/her fault"  |  2 years ago
Banks and frauds go together but when it comes to phishing and cyber crime, one would put the blame on the banks. But when the talk is of ICICI in particular, I would disagree Ujjval. ICICI has been widely using all medias for informing the...
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Debate: "Phishing Frauds--Should banks be made responsible?" deleted from your view.
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Yes 
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 No
Vipin Bhasin  |  Argues in support of  "No"  |  1 year ago
It is not true that Indians banks are more financially robust than big foreign banks. Rashmi In recession Indian banks are less effected not due to more financially robust but due to credit risk policy. In India to get loan is not easy even for...
RAVI P  |  Argues in support of  |  2 years ago
Yes.  We have a very stringent system for provisioning.  This will not allow the Banks to make their bottom line rosy.
Rashmi Patil  |  Argues in support of  "Yes"  |  2 years ago
Last year, when the whole world was struggling because of this recession, Indian banks were one of the least effected sectors. They not only could come out of the recession very fast, but also could cover up all the losses incurred very easily....
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Debate: "Are Indian banks ‘financially robust'?" deleted from your view.
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1 INCREASE SUICIDES
2 development by pvt company, & gov. both
Esha Johar  |  Supported idea  "ADOPTION MODEL"  |  2 years ago
I agree with Ravi, the micro finance model used in rural development is being successful. So we can adopt the same model and make some changes according to the urban wants and needs. This will help to promote microfinance in urban India. By...
RAVI P  |  Added idea  "ADOPTION MODEL"  |  2 years ago
Yes. as truly said, micro finance will play major role in success of rural development.  Farm production has become costly, the small and marginal farmers not able to cope with the repayment system as the yield on production not creating...
 
 
Ideate: "How can we promote microfinance in urban India?" deleted from your view.
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Yes 
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38
 No
Nikhil  |  Argues in support of  "No"  |  1 year ago
Poor will keep paying interest alone for a few generation and then they will tke anew loan to pay that interest they will end up in vicious debt trap
RAVI P  |  Argues in support of  |  2 years ago
I think it work for poor provided credit worthiness is followed properly.  Instead of unsecured card, secured card will be an option.  It can be linked to either fixed deposits, kisan vikas patras or jewels.
Rashmi Chawla  |  Argues in support of  "No"  |  2 years ago
I don't think credit card will be helpful for the poor because it would again pull back them to deeper poverty. The interest they have to pay in case of delay would be very high and in case of poor person there is a great chance of making default.
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Debate: "Will Credit Card work for the Poor?" deleted from your view.
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Yes 
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32
 No
Vishwas  |  Argues in support of  "No"  |  2 years ago
High salary cannot be the reason. The reason, is mainly the insult, an intellectual, educated, skill full or talented person feels in India.... and on the other hand, gets respect in other nations.. even from common public, that they get so much...
RAVI P  |  Argues in support of  |  2 years ago
Oflate it is witnessed in younger generation that they want to go abroad only for short period and earn money.  The thinking of settling down at abroad has come down.
Tarun Chawla  |  Argues in support of  "No"  |  2 years ago
I believe this reverse brain drain can be attributed to a number of reasons- the higher salary just being one of them. Take this in perspective: the United States has always been the preferred destination for the globe-trotting Indian- whether...
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Debate: "Is high Salaries the reason for Reverse Brain Drain to India?" deleted from your view.
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