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Do you think that Risk Audit can give correct picture of exposre of Risk
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Jyoti Rath
| Supported idea
"Do you think that Risk Audit can give correct picture of exposre of Risk"
| 2 years ago
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To me this the Risk based auditing will cover all of an organizations major activities, and more so the frequency and depth of each area's audit will also vary according to the risk assessment of that area., they should also determine whether the...
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Abhay Pendharkar
| Added idea
"Do you think that Risk Audit can give correct picture of exposre of Risk"
| 2 years ago
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Why Risk Audit should make compulsary on corporates?
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Ideate: "Do you think that Risk Audit can give correct picture of exposre of Risk?" deleted from your view.
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(rate this)
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Yes
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4
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No
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Dushyant Hada
| Argues in support of
"No"
| 3 years ago
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i agree with you on same but have one objection also why only private life insurance should be banned, all companies working insurance sector are corporate body and have same common plateform.
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Abhay Pendharkar
| Argues in support of
| 3 years ago
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I do not agree with the views of Devrajan Dash. As a prudent practice all underwriter should check out about the moral hazards of the insured by every mean but not from the body like CIBIL. If you look at your proposal forms how many of agents are...
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Japan Shah
| Argues in support of
"Yes"
| 2 years ago
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Yes, The CIBIL must be given the data, for the reason that the CIBIL gives credit reports and one can analyse the credit of an individual from the premium he/she pays...
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Debate: "Should the insurance firms be given access your credit data..??" deleted from your view.
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(rate this)
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1. Buy insurance for risk cover The purpose of an insurance policy is to protect the family members of a person from any financial complexities in case of his/her premature death. Such unfortunate eventuality to a breadwinner in the family can put the other family members in serious financial problems. Insurance seeks to offer financial help in such times. This, therefore, must be the main objective for buying an insurance policy. Any other benefit such as tax advantage etc. must be of secondary consideration. 2. Do not consider insurance as an investment option The primary aim of the insurance policy is to provide a risk cover. Therefore a part of the premium paid is first appropriated...
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ABHIJIT KULKARNI
| Commented
| 3 years ago
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Excellent info, i feel we all should be adequately insured plus safegaurd our assets like car, house & shops etc When it comes to unit linked plans i feel its a matter of perception, some people do get mixup with insurance & investment but i...
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Abhay Pendharkar
| Commented
| 3 years ago
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Knowledge parameters are very clear but still who is going to educate customer, why still miss selling is done with ULIP. Have we ever understood the meaning and usefulness of insurance. My answer is NO.......... As above Devi has mentioned she...
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Insight: "Ten things to keep in mind while buying a Life Insurance Policy " deleted from your view.
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Abhay Pendharkar
| Answered
| 3 years ago
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Dear till date this industry has only work for class not for the mass. The HMO will be right answer for this and we anre unaware about HMO ( Health Management Orgnisaton or Health Care Management). As indian we dont want to pay for consultancy. If...
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Answer: "Has anyone explored the use of options or futures in application to health care risk management?" deleted from your view.
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Rani.Ramakrishna
| Answered
| 3 years ago
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mainly bad house keeping,lack of proper personal protective equipment,lack of safety professionals,lack of proper coordination etc.
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Abhay Pendharkar
| Answered
| 3 years ago
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Which kind of construction you are talking about if you can be specific then answer will be much easy. Risk differs from industry to industry so give specific project or type of construction, then will be able give the list of risk involve in it
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SRINIVAS CHADA
| Answered
| 3 years ago
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Few of the Risks which are fundamentals . (1) Risk of not taking corrective actions in Right time (2) Risk of using inexperienced Foremen and supervisors , as they are driving force for a good quality work . (3) Uncontrolled Wastages leading to...
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Answer: "What r the risks in indian Construction industry" deleted from your view.
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(rate this)
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Yes
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4
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6
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No
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Abhay Pendharkar
| Argues in support of
| 3 years ago
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Why we forget insurance is contengency and will remain as contengecy.We indian have to change view that insurance is not investment tool, specially ULIP is costly product and missell by term of 3 yr. For understandin the ULIP product you must have to...
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Balamurugan Gangadharan
| Argues in support of
"No"
| 3 years ago
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ULIP's should be taken for longer term and it should idealy mature at our retirement year. The mortality charges is lesser than the pure term plan and this enables one to go for high life insurance cover. The returns are also very attractive on a...
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Manoj Garg
| Argues in support of
"Yes"
| 3 years ago
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Rather buy a performing diversified equity funds and take a term plan......
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Debate: "Are ULIP's a costly proposition ?" deleted from your view.
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