Create knowledge
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(rate this)
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SBI
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Rating Factors - "ICICI" a Brand
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R.Sajan
| Added idea
"ICICI IS BEST FOR ITS GOONDAS"
| 1 year ago
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I C ICI i ntroduced goonda- banking in the country. They ought to be ranked best for the number of client-suicides induced by their Recovery goondas. Next come HDFC Corporation, and HDFC and Citi banks. These foreign institutions literally suck...
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pooja
| Supported idea
"Rating Factors - "ICICI" a Brand"
| 2 years ago
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Thanks for reffering Vipin.. I do agree with your statement that agencies gave their rating to "ICICI" as a brand not cover the the style of banking or customer satisfaction factors.....
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NATTERAJA R. ARIKRISHNAN
| Supported idea
"SBI"
| 2 years ago
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Thanks for the referral Ms.Sonam Kapoor. In my opinion SBI is good, though I do not have any account with them. Then how I am saying it is good, that is from the deliberations made by my friends and colleagues who are having very good opinion on...
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Ideate: "ICICI Bank ranked among top 100 global brands...." deleted from your view.
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AXIS BANK
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PRESENT MORE THROUGH BANK-GOONDA-INDUCED SUICIDES
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R.Sajan
| Added idea
"PRESENT MORE THROUGH BANK-GOONDA-INDUCED SUICIDES"
| 1 year ago
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Our Banks are more present on the Net through ghastly reports of the suicides induced by their Recovery goondas. The middle classes now think ten times before borrowing from banks. Those that still do live long enough but to rue the day. After...
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cmsrinivas
| Added idea
"AXIS BANK "
| 1 year ago
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AXIS BANK LITTLE PRESENCE IN SOCIAL MEDIA IT NEED TO IMPROVE IT
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puneet
| Supported idea
"ICICI Bank "
| 1 year ago
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yes even HDFC is also available on lots of social issues, so it's a good move. and people can directly join them and share their problems.
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Ideate: " Which all financial institutions are having some sort of social media presence?" deleted from your view.
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It was there - now made sophistecated
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fraud by way of collusion
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Syed Thameem
| Added idea
"Lack of Internal controls, SOD & Governance"
| 2 years ago
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Fraud is vibrant in Telecom and Banking industry due to the nature of their business. Due to cost cutting, less internal controls are followed, no governance. Some banks has no Fraud Department to face the fraud issues. Now the banking industry...
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R.Sajan
| Added idea
| 2 years ago
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Banks refuse to divulge details of accounts and transactions to the ordinary citizen under the RTI Act citing the reason that pecuniary transactions are beyond the purview of the Act. Further, no action is generally initiated on the basis of anonymous...
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Ideate: "What could be the major elements responsible for the commission of frauds in banks?" deleted from your view.
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(rate this)
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1
It was there - now made sophistecated
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fraud by way of collusion
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Syed Thameem
| Added idea
"Lack of Internal controls, SOD & Governance"
| 2 years ago
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Fraud is vibrant in Telecom and Banking industry due to the nature of their business. Due to cost cutting, less internal controls are followed, no governance. Some banks has no Fraud Department to face the fraud issues. Now the banking industry...
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R.Sajan
| Added idea
| 2 years ago
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Banks refuse to divulge details of accounts and transactions to the ordinary citizen under the RTI Act citing the reason that pecuniary transactions are beyond the purview of the Act. Further, no action is generally initiated on the basis of anonymous...
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Ideate: "What could be the major elements responsible for the commission of frauds in banks?" deleted from your view.
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(rate this)
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K. V. Kamath, CEO of India's second largest banking and financial services conglomerate, ICICI, is a man in a hurry. When he occupied the driver's seat at ICICI more than a decade ago, it was a financial institution hamstrung by political constraints. Kamath was a key member of the top team at ICICI, including chairman Narayanan Vaghul, that led the organization into new businesses such as insurance and banking. Kamath, who spent his early years with the Asian Development Bank in Manila, used technology effectively, including online banking, to pry open market expansion. Today, his top challenge is to retain the talent ICICI trains, which is keenly sought by other financial services players...
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m k mathai
| Commented
| 2 years ago
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rural india remains largely unbanked even today. financial inclusion and similar high sounding initiatives havent made a dent yet. probably because bankers have no understanding of the needs of rural india. it is definitely not high tech banking...
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R.Sajan
| Commented
| 2 years ago
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It is likely that the recovery culture unleashed on Indian banking by ICICI might lead to more rural suicides, if the Bank goes rural. Hopefully, villagers might resist it with lynchings. As for the quality of ICICI employees, ICICI recently filed a...
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Hitesh Thakkar
| Commented
| 4 years ago
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Yes Shyam, You are right. Actually, I admire FINO initiative of IBM + i-flex and ICICI bank. It is one step towards low cost technology plateform to all the MFIs. Problem is Non Banking footprint being too large against the banking one. Every...
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Insight: "Banking in Rural India - Best Thought from K.V.Kamat - CEO of ICICI Bank " deleted from your view.
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(rate this)
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It was there - now made sophistecated
2
fraud by way of collusion
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Syed Thameem
| Added idea
"Lack of Internal controls, SOD & Governance"
| 2 years ago
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Fraud is vibrant in Telecom and Banking industry due to the nature of their business. Due to cost cutting, less internal controls are followed, no governance. Some banks has no Fraud Department to face the fraud issues. Now the banking industry...
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R.Sajan
| Added idea
| 2 years ago
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Banks refuse to divulge details of accounts and transactions to the ordinary citizen under the RTI Act citing the reason that pecuniary transactions are beyond the purview of the Act. Further, no action is generally initiated on the basis of anonymous...
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Ideate: "What could be the major elements responsible for the commission of frauds in banks?" deleted from your view.
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(rate this)
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INCREASE SUICIDES
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development by pvt company, & gov. both
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R.Sajan
| Added idea
| 2 years ago
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Making debtors of the rural folk is not the way to make them self-reliant. It has failed in India because the bureaucracy in banks and the government are insensitive. The very procedure of marking a debt an NPA after a mere three months of default is...
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Esha Johar
| Supported idea
"ADOPTION MODEL"
| 2 years ago
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I agree with Ravi, the micro finance model used in rural development is being successful. So we can adopt the same model and make some changes according to the urban wants and needs. This will help to promote microfinance in urban India. By...
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Ideate: "How can we promote microfinance in urban India?" deleted from your view.
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(rate this)
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Some of you may recall that when the financial crisis started in 2008, the only bank that came under scrutiny in India was the ICICI Bank. For some time, there was a run on the bank. There were rumor...
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vijay saraf
| Answered
| 2 years ago
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I agree with the view of Mr. Kazmi. Mr. Mnajunath has tried his best to project a bettwr image of ICICI Bank, which it does not have. Just have alook at the number of cases that have been filed and decided against ICICI Bank in the consumer...
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R.Sajan
| Answered
| 2 years ago
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ICICI did have exposure and huge losses in the American Tsunami. Further, they are the 'most hated' banking institution among the middle classes of India because of their goonda-style of loan recovery. Hundreds have been driven to suicide by...
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S D Manjunath
| Answered
| 2 years ago
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Mr. Azhar Kazmi, Your concern is understandable. However, fall of a bank in India is not that easey. First, about 30% of total bank's deposit will be with RBI/Govt in the form of investments in debt instruments and cash balalance with RBI. ...
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Answer: "Is ICICI bank the culprit?" deleted from your view.
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None is accountable for Intellectual Property infringements
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Some agency is implementing enforcement procedures
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K.M.Priyadarsanan
| Argues in support of
"None is accountable for Intellectual Property infringements"
| 2 years ago
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The DIPP, in the Min of Commerce Industry will look into allegations of infringements only if the affected Rights Holder lodges a complaint, or if there is a violation in payment of royalties under either Automatic or Government Approvals in...
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R.Sajan
| Argues in support of
"None is accountable for Intellectual Property infringements"
| 2 years ago
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Nobody has a thought for the creative mind and its efforts and toil. The bureaucrats are the enemies of creativity. They treat it as unwelcome and inconvenient. You cannot trust them with any protection of intellectual properties.
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Debate: "Intellectual Property Infringements" deleted from your view.
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