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Santosh Bajpai Project Leader/Managing Consultant, A2Z Banking & Financial Wealth Management Solutions
 
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1 State Bank of India
2 All are same
Ajay Tiwari  |  Added idea  "RupeeTalk.com"  |  7 months ago
One should be check www.rupeetalk.com here you read reviews of all Indian Banks
Santosh Bajpai  |  Supported idea  |  1 year ago
supporting your views IDBI BANK is a universal bank in new generation and technology after four decade vast experience in industrial project and corporate relationship with retailing the all products and services free of cost to individual customer...
Suryanarayan Murthy  |  Supported idea  "State Bank of India"  |  1 year ago
On any given day SBI is the best. They support you and guide you. They make an objective assessment of the requirements and help a company. Sometimes they go out of the way to help to keep the business running. My vote even in my sleep is for SBI.
 
 
Ideate: "Which bank provides the best banking services in India?" deleted from your view.
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customer sales 
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 customer service
Santosh Bajpai  |  Argues in support of  "customer sales"  |  1 year ago
HI, IN THE EDGE OF LPG TODAY CONSUMER-CLIENT-CUSTOMER IS KING AN INVALUABLE ASSET AND INVESTMENT IN THE FUTURE OF BUSINESS WITH LONG TERM MUTUALLY VALUABLE RELATIONSHIP BETWEEN THE SALES AND SERVICES IN BANKING TO SEEK, OBTAIN AND MAINTAIN BY...
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Debate: "How customer can satisfied sales and service in Banks ? " deleted from your view.
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1 tcmsrinivas due to high interesr rates and penalites
2 Due to financial stress
Ramesh Ganesan  |  Supported idea  "tcmsrinivas due to high interesr rates and penalites "  |  11 months ago
Credit card encourages person to overspend and his incapacity to repay is capitalized. the scrupulous use will entail no charges
Santosh Bajpai  |  Added idea  |  1 year ago
I analyze two decade concept to execution of people and process in project and wealthsurance end-to-end solution by way systematic managed Money Management to your's needs & requirements and unexceptional incident on your age, income and responsibility...
 
 
Ideate: "Why credit cards are decreasing in popularity today??" deleted from your view.
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(rate this)
Yes 
8
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0
 No
Anita Sawant  |  Argues in support of  "Yes"  |  1 year ago
I agree with your points but I am not clear on what to debate since you have asked many questions. So put is more specific.... :) 
Ram Krishan Rastogi  |  Argues in support of  "Yes"  |  1 year ago
Consolidation of macro economy to Micro economy is necessary for developing the Indian economy specially rural economy
 support: 
 
 
Debate: "Consolidation Macro to Micro Economy in Indian Banking " deleted from your view.
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Answer: "What is impact after M&A in PSB from 2010 to 2012 ?" deleted from your view.
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(rate this)
Mobile Trading 
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VS
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 Internet Trading
Mukul Bhartiya  |  Argues in support of  "Internet Trading"  |  2 years ago
Any stock market or commodity market across the world is hardly depeendent on Retail investors. Retail investors form  a misicule part in daily turnover of stock exchanges and they wait for years to reap the benefit of their investmenet. Stock...
Santosh Bajpai  |  Argues in support of  "Mobile Trading"  |  2 years ago
I will accepting the Technology based online trading of capital market by way of communication process and get back learning and earning being human being first to know the trends of market in the competative edge of LPG in our economy. So that...
Jyoti Rath  |  Argues in support of  "Mobile Trading"  |  2 years ago
I believe that more people will go for mobile trading as mobile is more handy device one can have. One can even do the trading on the move, that will be the major advantage of mobile trading. We can get the details of stocks and latest updates...
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Debate: "Mobile Trading Vs Internet Trading" deleted from your view.
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1 The answer is very simple! Would you want to quit your comfort level?
2 Fear of the unknown, Inertia and Loss of the importance
Arvind Purandare  |  Added idea  "It is You whom ppl fear not the change"  |  1 day ago
As individual ppl are excellent generally,and we may look back that it is we who have hired them,Then why are they opposing our idea,strategy,plan.Reason lies within us(Read organization and top managers)we fail in building trust,Confidence,right...
Santosh Bajpai  |  Added idea  |  2 years ago
Being a human being and create intangible assets of our life cycle in the path of success and to know the secret of success by 3Ps i.e. People, Process, Portfolio/Product into TIME means Technology, Innovation, Management Enterpreneurs only to...
Resmi Maxim  |  Supported idea  "The answer is very simple! Would you want to quit your comfort level?"  |  2 years ago
Resistance comes when people think that the change is a threat to them and that it takes away the comfort they had been having. People tend to defend the status quo if they feel their security or status is threatened. Resistance may come in many...
 
 
Ideate: "Change Management: Why people resist change?" deleted from your view.
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Job: "Branch Manager/Regional Manager, A2Z Banking & Financial Wealth Management Solutions , Mumbai " deleted from your view.
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(rate this)
LIC Of India will slowly move into Banking Services  
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 LIC Of India will stick to Life Insurance Only
ASOKE KUSARI  |  Argues in support of  "LIC Of India will stick to Life Insurance Only"  |  2 years ago
  Yes .. LIC Board is to decide. If Private players and NBFCs may be invited ... why not LIC Housing Finance pray for a Banking licence ? And .. that will be a better option for the prospective clients. But ... questions lie elsewhere :- --- ...
Santosh Bajpai  |  Argues in support of  |  2 years ago
Hi, It is good though but if you seen the last one decade trends in financial inclusion and exclusion in our indian capital market are equity, debt and g-sec by way of capitalization in the Banking, Finance, Investment, Insurance companies in entire...
Niranjan Meena  |  Argues in support of  "LIC Of India will stick to Life Insurance Only"  |  2 years ago
Nice thought Jairam Ji but already LIC has entered into an agreement with other Banks for marketing their products in different regions. And there will be conflict of interest if they get into direct banking space. Currently LIC’s stakes in...
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Debate: "Will LIC Of India become a Bank rather than remaining only an Insurance Company?" deleted from your view.
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(rate this)
1 Rural Areas
2 Better Services
Reena Saxena  |  Supported idea  "Rural Areas"  |  2 years ago
Rural areas are a huge segment, which has not been tapped fully with innovative products. However, the services may have to be extended through local agencies, in case direct banking is not cost-efficient. At the same time, the challenge will be...
Santosh Bajpai  |  Added idea  |  2 years ago
In the changing scenario of indian banking industry the consumer is king philosphy is fully prove it's in the retailing of any product and services upto the satisfaction of customer, clients as consumer because they can use their basic daily needs,...
SR Sham Sunder  |  Supported idea  "Rural Areas"  |  2 years ago
Like I have indicated earlier, if innovative products suitable for retail banking in rural segments are to be introduced, we should intelligently build "alternative compliance mechanism".  the check list culture does not hold water there.  It is...
 
 
Ideate: "What are the growth segments for Retail Banking in the future?" deleted from your view.
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