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Santosh Bhosle Associate, IFCI
 
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(rate this)
Yes 
8
VS
17
 No
S. Muralidharan  |  Argues in support of  "Yes"  |  2 years ago
Tell me who is under recession. In a population of over 115 crores, only 17-18% of total Indians are talking about recession, as per world's dictum. We have forgotten that over 80% of Indians are under recession from the time India got liberated....
Santosh Bhosle  |  Argues in support of  |  3 years ago
very true durgarao, I definitely feel that we are now in a stage of recession as exports are badly hit which are down by 15%. This in turn will hit manufacturing sector, raw material and capital goods imports, and Custom duty collections will also...
Apurv Gourav  |  Argues in support of  "No"  |  2 years ago
Hi.., India is not in Recession....In India there are slowdown. Recession in which any country or nations GDP growth will be in negative..But in india the growth rate is Positive it is around to be @7%. So we cant say india is in Recession.Its in...
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Debate: "Is India heading towards recession?" deleted from your view.
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(rate this)
Yes 
1
VS
1
 No
Santosh Bhosle  |  Argues in support of  "No"  |  3 years ago
Though credit-default swap indices are benchmarks for protecting debt against default, traders have been increasingly utilising them to speculate on shifts in credit quality. A basis point, or 0.01%, is typically equivalent to USD 1,000 on a...
Gandhi Rajan  |  Argues in support of  "Yes"  |  3 years ago
The global market for CDSs has rocketed over the past four years as they have been widely utilised by the thinly capitalised off-balance sheet vehicles created and/or utilised by large financial institutions -- banks, insurance and reinsurance...
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Debate: ""Credit Default Swaps" Next Domino of The Global Credit Crunch?" deleted from your view.
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(rate this)
1 Demand slowdown
2 Time to get leaner
Venkatachalam C V  |  Added idea  "Time to get leaner"  |  3 years ago
I believe there will be major strategic changes on the operational front, the companies will try to protect their margins by condensing their hiring plans and increasing the utilization rate (currently ranging between 70-75 per cent), hiring fewer...
Santosh Bhosle  |  Added idea  "Competition to increase"  |  3 years ago
IT companies maintain that they aren't really feeling the pricing pressure yet. There have been sporadic cases where the client has come back to us, to renegotiate the prices. But, on the whole, the pricing discipline is intact. But, I believe...
 
 
Ideate: " How Indian IT stocks will be affected by the Wall St tsunami?" deleted from your view.
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(rate this)
Yes 
3
VS
5
 No
Japan Shah  |  Argues in support of  "No"  |  2 years ago
FII is mostly for a speculative purpose, they will invest and sell the investment once the see profits.. FII do not add to capital much.. I believe that FDI should be the main source for external capital as it invests into the business and also...
Santosh Bhosle  |  Argues in support of  "Yes"  |  3 years ago
Over the past five years, portfolio flows into India have been ~$70 billion. Currently, FIIs hold close to ~17% of Indian market capitalisation versus ~50% with promoters and ~13% with Indian institutional investors. Hence, FIIs are an important...
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Debate: "Should FIIs be our main source of external capital" deleted from your view.
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(rate this)
1 Debt-equity ratio
2 Positive operating cash flow
Varun Sood  |  Added idea  "Dividends"  |  3 years ago
Being a shareholder, I am only interested in investments. A company which consistently pays dividends implies it’s rewarding its shareholders. Preference should always be given to a company with higher dividend yield. Higher the yield more is the...
Santosh Bhosle  |  Added idea  |  3 years ago
Cash is king. This is not only me but everyone says these days. The net cash that a business generates through its operations, as reflected in the company’s cash flow statement, is also a critical feature. It is important for a company to have a...
 
 
Ideate: "Think Smart and making mega bucks? How ?" deleted from your view.
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(rate this)
1 Split your FD investments
2 Re-investing the interest earned
GAURAV AGRAWAL  |  Added idea  "go for autoinvest account and invest a certain amount insystematic investment plan of a good mutual fund scheme "  |  1 year ago
Open an autoinvest account with the bank so that any amount more than 10000 will automatically converted into term deposit. There is never a liquidity crunch as you can always withdraw amount from your autoinvest account online and term deposit...
Santosh Bhosle  |  Supported idea  |  3 years ago
It is always beneficial if we have examples to explain our points. Let’s assume that you are planning to invest Rs 50,000 in a FD scheme for 5 years at the rate of 9.5% p.a. and the interest is calculated on a quarterly basis. If you reinvest the...
 
 
Ideate: "How to get the most out of fixed deposits?" deleted from your view.
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(rate this)
Yes 
2
VS
3
 No
Satish Pandey  |  Argues in support of  "No"  |  3 years ago
What my friends are stating here is just an operational part of it. For starters: that $700 billion doesn't exist.  It would have to be borrowed.  Handing it out to people would be exactly like throwing a party and putting it on your credit...
Santosh Bhosle  |  Argues in support of  "Yes"  |  3 years ago
I think there is a grain of truth to the idea.  The problem is that the banks don't know which mortgages are going to fail.  We could guarantee the mortgages, but that's more than just unfair, it's dangerously unfair.  It creates a moral hazard,...
Gandhi Rajan  |  Argues in support of  "No"  |  3 years ago
Nearly a month later, the plan remains under wraps and money managers say it could have a fundamental flaw – only a handful of the biggest investors are qualified to run the program. It was designed as the core part of a $700 billion rescue...
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Debate: "Is the US bailout working?" deleted from your view.
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(rate this)
1 Type of Credit
2 Track record
Santosh Bhosle  |  Added idea  "Type of Credit"  |  3 years ago
Length and track record of your credit do matter but the type of credit you have also determines your credit score, if a customer has a mix of revolving credit, installment credit, credit card, car loan will have an higher rating.
Varun Sood  |  Added idea  "Track record"  |  3 years ago
I feel track record has the most significant impact on your score is whether you have paid past accounts on or before the date the payment was due.
 
 
Ideate: "What factors can affect your personal credit rating?" deleted from your view.
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(rate this)
1 Concentrate on core brands
2 Pricing Tactics
Gandhi Rajan  |  Added idea  "Concentrate on core brands"  |  3 years ago
The marketer should concentrate on the core brand or products. He should market only those product or brand which are likely to survive during the recession. And not spend anything on the product that will sink/die ( because spending time and...
Santosh Bhosle  |  Added idea  |  3 years ago
Investment always sounds good, Usually the initial reaction by marketers in respond to recession is to cut marketing cost. On the contrary its time to invest more in brands. You will be heard when all others are shutting their marketing mouths.., This...
ayushman  |  Supported idea  "Concentrate on core brands"  |  3 years ago
The marketer should concentrate on the core brand/ products. spend  on the product that will not in position to survive ie  spending time or money is not fruitful
 
 
Ideate: "What should a Marketer do in times of Recession?" deleted from your view.
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(rate this)
Yes 
4
VS
1
 No
RAMANATHA PRABHU N  |  Argues in support of  "Yes"  |  2 years ago
The tax rate under direct tax law is under progressive method and the rate under an indirect tax at flat rate, if so such a taxation is with good quality.
Venkatachalam C V  |  Argues in support of  "No"  |  3 years ago
It is unfair that people who earn more should pay at a progressive rate. Even on a standard rate, they already pay more tax, because they have a higher taxable income. Therefore progressive tax rates are a form of double taxation, as higher...
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Debate: " Should there be a progressive tax rate or, for example, a flat tax?" deleted from your view.
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