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Saurabh Kapoor Associate, Kotak Mahindra
 
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Hackers around the world are getting innovative. From skimimng and cloning your credit card, to making fake sites; from using stolen cards on them to using new online trading models, the cyber thieves are working overtime to hack into your bank account. If you think that giving your credit or debit card to a petrol pump attendant or a restaurant waiter is safe, think again. Chances are that it would be ‘skimmed’ and ‘cloned’ into multiple cards by the time you reach home, warn security experts. Card thieves are using magnetic stripe readers and encoders which are easily available in the market for $250-$600. While a card reader can read the data on the magnetic band of your credit or debit ...
Devi Kaladeen  |  Commented  |  3 years ago
Interesting article. The worse case scenario is losing your credit card.
Saurabh Kapoor  |  Commented  |  3 years ago
If this is the case, using credit cards for transactional is not at all safe. Better stop using it and go back for the traditional transactions, pay by cash. Another way could be , always be alert and make sure that when one swipes your card in a...
 
 
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Data mining  
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  Computational Statistics
Sujeet Singh  |  Argues in support of  "Data mining "  |  3 years ago
To me, the concept of Data Mining is becoming increasingly popular as a business information management tool where it is expected to reveal knowledge structures that can guide decisions in conditions of limited certainty and recently, there has...
Saurabh Ratnakar  |  Argues in support of  " Computational Statistics"  |  3 years ago
Computation statistics is the use of computers to derive solutions that can't be directly calculated. An applying of numerical methods to a statistics problem. This is what is typically implied when putting the word "computational" in front of a...
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1 Feasibility of such initiatives
2 Patient care teams
Saurabh Ratnakar  |  Added idea  "Feasibility of such initiatives"  |  3 years ago
I think , while this seems to be a great idea, we need to look at how feasible this is. While health maintenance organizations and managed care companies aimed for such coordination, many didn’t pay doctors adequately for it, instead rewarding...
Saurabh Kapoor  |  Added idea  "Patient care teams"  |  3 years ago
In my opinion, the concept aims to change rushed doctor’s appointments and fragmented specialist care by creating patient care “teams,” which could include nurse practitioners, nutritionists or other medical staff. Medical homes also offer longer...
 
 
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Devi Kaladeen  |  Answered  |  3 years ago
In accounting, encumbrances are the recognition of commitments that will subsequently become expenditures when goods and services are received. Encumbrances are posted for documents such as purchase estimates, purchase orders, and contracts  ...
Devi Kaladeen  |  Answered  |  3 years ago
  Encumbrances are the recognition of commitments that will subsequently become expenditures when goods and services are received. Encumbrances are posted for documents such as purchase estimates, purchase orders, and contracts   Encumbrances...
 
 
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1 Lenders lack confidence
2 Enabling softer lending rates
Saurabh Kapoor  |  Added idea  |  3 years ago
But just how efficient is North Block’s method of ensuring cheaper funds for credit when it enriches public sector banks at the cost of the PSUs that will stand to lose Rs 3,000 to 4,000 crore from this diktat? Then again, assuming that bulk deposit...
Vivek Kumar  |  Added idea  "Lenders lack confidence"  |  3 years ago
I think ,the problem North Block must confront is the lack of confidence among lenders about sectors that were once considered profitable to lend to. Risk aversion is spreading to borrowers who are delaying decisions because of uncertainties in...
 
 
Ideate: "Has all efforts been in the wrong direction?" deleted from your view.
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Saurabh Kapoor  |  Answered  |  3 years ago
 am a believer that commodity prices will continue to rise for a long time (~10 more yrs). I have been following the investment thesis of jim rogers anf frank holmes and argee with them. right now commodities have had a good run up, so it...
 
 
Answer: "Will commodities continue to rise? What is the best way to benefit from rising prices and which equity markets will be..." deleted from your view.
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Vaibhav Rastogi  |  Answered  |  1 year ago
Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
Vinod Sharma  |  Answered  |  3 years ago
The most “liquid” currencies in the Forex market are those of countries with low inflation, stable governments, and respected central banks. Nearly 85% of daily transactions involve the major currencies, including the U.S. Dollar, Japanese Yen,...
 
 
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Answer: "Is leveraging an inherently non-volatile asset “risky”?" deleted from your view.
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Saurabh Kapoor  |  Answered  |  4 years ago
Since your question says the venture is "new" I imagine there's no track record and you're working to secure funding based on a business plan and financial projections. While accounting professionals will tell you there are debt/equity ratio...
 
 
Answer: "What is the ideal funding model for a new real-world internet venture? What would be a good Debt-Equity Ratio?" deleted from your view.
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Ramesh Chana Verma  |  Answered  |  4 years ago
For sure, but this is a consequence of a long process where the information risk management concept was presented to business leaders as a business tool and the concept worked by several areas (e.g. risk management, insurance, financial risk) to...
 
 
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