Build your professional network on facebook via our app Go to app
Sharad Kiyal Financial Planning Advisor, Aviva Life Insurance
 
Create knowledge [?]
 
(rate this)
1 Psycological help at school and by parents
2 Requires parental care
KALIYAMOORTHY  |  Added idea  "Illusion."  |  24 days ago
The gap between the education, society & mass expectation grows wider. A student entering professional college is unable to meet the requirement economically, socially & intellectually.Peers divert them their's living under illusion. Finally when...
Sharad Kiyal  |  Added idea  |  12 months ago
Every time anything happens to us, we are smart enough to find someone or the other to blame and justify us for the action. Nowadays students who are committing suicide are just because the parents and the children both are not ready to take each...
Vinoy Scaria James  |  Supported idea  "Psycological help at school and by parents "  |  22 days ago
It is a task worth investing in. The competition is intense when appearing for the exams and good psychological assistance can be a major balm for the students at their tender age.
 
 
Ideate: "Student suicides going higher and higher : what is the need of hour?" deleted from your view.
Undo
 
(rate this)
  World's Richest Governments   We know the world's richest man is Carlos Slim Helu of Mexico, After the two richest men in the world , Bill Gates n Warrent Buffet , gave away most of their fortune to charity )  You'll have to check with Forbes for the rest.   How about governments ? Which government is the richest (having most money that is, in US$)?If you are expecting North American and European nations, wrong ......... While the countries may look rich, wealthy European nations can't withstand a prolonged major financial crisis, just like Greece. The USA might have the biggest economy, but the American government is not at all rich;(in fact, it can't even take out US$150bn if asked to n...
Raju V P  |  Commented  |  11 months ago
Completely wrong. US of A is the world's richest government. They are printing T-notes (not backed by any assets) to finance their imports from other countries. And sucking away the assets of other countries by telling them to accept USD for their...
Sharad Kiyal  |  Commented  |  11 months ago
truly an eye opening news for those who believes that blue chip government will never fail, an idea that what make them spend so much and go deeper into debt will be a more useful information. But really its a very useful information.
Sanjay Bhardwaj  |  Commented  |  11 months ago
Amazing piece of information , surely adds to knowledge
 
 
Insight: "Richest Governments" deleted from your view.
Undo
 
(rate this)
1 Psycological help at school and by parents
2 Requires parental care
KALIYAMOORTHY  |  Added idea  "Illusion."  |  24 days ago
The gap between the education, society & mass expectation grows wider. A student entering professional college is unable to meet the requirement economically, socially & intellectually.Peers divert them their's living under illusion. Finally when...
Sharad Kiyal  |  Added idea  |  12 months ago
Every time anything happens to us, we are smart enough to find someone or the other to blame and justify us for the action. Nowadays students who are committing suicide are just because the parents and the children both are not ready to take each...
Vinoy Scaria James  |  Supported idea  "Psycological help at school and by parents "  |  22 days ago
It is a task worth investing in. The competition is intense when appearing for the exams and good psychological assistance can be a major balm for the students at their tender age.
 
 
Ideate: "Student suicides going higher and higher : what is the need of hour?" deleted from your view.
Undo
 
(rate this)
Yes 
3
VS
0
 No
Sharad Kiyal  |  Argues in support of  "Yes"  |  1 year ago
Financial Planning is becoming so important these days which injects need of financial planners. Financial Planners are very important due to their true knowledge and guidance about finances. Example: An engineer would be expertise in managing...
 support: 
 
 
Debate: "Are financial planners so useful." deleted from your view.
Undo
 
(rate this)
Good 
27
VS
14
 Bad
Grahak Jago  |  Argues in support of  "Good"  |  1 year ago
It all depends upon how you use your credit card. If used judiciously, this could be the best way of spending because 1. You need not carry cash in your pocket thus avoiding risk to your life and ofcourse money, 2. It gives you a credit period of...
Sharad Kiyal  |  Argues in support of  |  1 year ago
If bad things are also used properly they produce far more better results. Credit card is a wise instrument toward smart purchase, there are many good reasons to use credit card: 1. No need to carry cash for purchases. 2. The credit card statement...
kanukurthy sudershanrao  |  Argues in support of  "Good"  |  1 year ago
One has to study the billing cycle then use it judiciously during the billing cycle whereby one can get maximum period of 45 to 50 days credit and pay the amount within the time specified one can avoid the interest.
 support: 
 
 
Debate: "Do we need Credit cards?" deleted from your view.
Undo
 
(rate this)
I had received this in form of an e-mail.. An old farmer lived on a farm in the mountains with his young grandson. Each morning, Grandpa was up early sitting at the kitchen table reading his Bhagavat Geeta.   His grandson wanted to be just like him and tried to imitate him in every way he could.   One day the grandson asked, 'Grandpa! I try to read the Bhagawat Geeta just like you but I don't understand it, and what I do understand, I forget as soon as I close the book. What good does reading the Bhagawat Geeta do?'   The Grandfather quietly turned from putting coal in the stove and replied, 'Take this coal basket down to the river and bring me back a basket of water.'   The boy did as he w...
manikanta raj  |  Commented  |  1 year ago
thanks for giving greater light on holy book bhagavat gita. any wrong thinking, impressions will be washed away by this example. really by reading it daily, and try to implement what you have learnt to extent possible, transforms an individual to...
Sharad Kiyal  |  Commented  |  1 year ago
Its true story, either we remember or not if we learn good things from time to time, indirectly it helps our life. I am saying this from experience because I have read bhagwat gita and applied the teachings of it. This helped me a lot in work and...
Suryanarayan Murthy  |  Commented  |  1 year ago
Good example... For the people who don't understand Bhagavadgita.. read it again and again..or open the book and start reading it from middle..when you get bored, close and open it again and start reading... This helps in the long run... And...
 
 
Insight: "Why we read the Bhagavat Geeta, even if we can't understand it?" deleted from your view.
Undo
 
(rate this)
1 All of Above
2 Ability to plan for different market conditions.
Sharad Kiyal  |  Supported idea  "Create new customer and retain old"  |  1 year ago
I agree with you Mukul, can you suggest some ways to create new customer?
Sudipta Ghosh  |  Added idea  "Fire in the belly"  |  1 year ago
Along with te above mentioned skills a Sales Manager has to have the Fire in their Belly. The Sales manager has to be aggressive, Enthusiastic, Problem Solver for the team.
 
 
Ideate: "What are the Skills needed for a Sales Manager?" deleted from your view.
Undo
 
(rate this)
1 Buy or Trade Through Spot Exchange
2 TRADITIONAL METHOD- Physical Silver
Sarabjeet Singh Johar  |  Supported idea  "TRADITIONAL METHOD- Physical Silver"  |  1 year ago
yup i would prefer it in my hand as well.
Vipin Bhasin  |  Added idea  "Buy or Trade Through Spot Exchange"  |  1 year ago
Now we can trade in gold and silver not only in multi commodity exchange*(MCX) but also through spot exchange. Where we can start our buying with min 1 grm. of gold & save it in the electronic form & convert it any time in physical form as per our...
 
 
Ideate: "What are the ways to start investment in silver?" deleted from your view.
Undo
 
(rate this)
1 Lets stand up and support Anna Hazzare
2 “Corruption is authority plus monopoly minus transparency.”
AJAY KUMAR KHAITAN  |  Supported idea  "Lets stand up and support Anna Hazzare "  |  1 year ago
ANNA HZARE KE HAZAR NAHI, LAKH NAHI,120CRORE CHELE, VANDEMATARAM, JAI MAA BHARATI, TUMHE SAT SAT PRANAM, BHARAT MATA KI JAY.... Today on 15th August, Manmohan Singh Speech was most unattractive & without any applause, there was no gathering..........
Sharad Kiyal  |  Supported idea  |  1 year ago
this is the best definition of corruption.
SATYAJIT SARKAR  |  Supported idea  "Lets stand up and support Anna Hazzare "  |  1 year ago
This is the best thing ever happened in our Country after the freedom struggle.We were never free from those blood sucking leaders in power and common people of this Country knew nothing what to do about this.This is a platform for all of us to...
 
 
Ideate: "Support Anna Hazare in the fight against the social menace called corruption " deleted from your view.
Undo
 
(rate this)
Yes 
34
VS
14
 No
Ranjeet Kumar  |  Argues in support of  "Yes"  |  1 year ago
It works no doubt but only in limelight of media.There was news from Hardwar that a saint was poison as he was on fast for cleaning of Ganga.Media makes things easier.
Sharad Kiyal  |  Argues in support of  |  1 year ago
War for Truth always wins. No matter Gandhian method or other methods, if anyone is fighting for truth and justice he is sure to win. This win is not easy to be attained but masses support have changed the world history have evidences for it. I am in...
Kavitha Shankar  |  Argues in support of  "No"  |  1 year ago
I have no idea how can corruption be thrown out of the society.. It has strong roots and I do not understand how will this fasting end it up.. I am cluesless about how to will ANYTHING work against corruption. So I think this too wont work. Can...
 support: 
 
 
Debate: "Anna Hazare fast: can Gandhian methods against corruption work in today's India?" deleted from your view.
Undo
View more   
Follow me on
TooStep
 
 
Contributions and Connections
 
 
822 Contribution Points
0
0 Expert Badges
[?]
89
Connections
89
Following
52
Followers
[?]