Create knowledge
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(rate this)
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Yes
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3
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5
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No
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Tipirneni Sridhar
| Argues in support of
"No"
| 2 years ago
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I think the Indian health system is not so lax, as is evident from the rapid response to the swine flu outbreak. But it's very precautious on the patent front, owing to the itricacies involved and eventualities in case of a patent grant; which...
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Sumit Agarwal
| Argues in support of
| 2 years ago
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I don't think patent is the reason of downfall of healthcare industry in India. Our country lacks latest infrastructure and amount of proper talent. On that, any foreign company when tries to set its market in India, either their prices doesn't suit...
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Nanda Kumar
| Argues in support of
"No"
| 2 years ago
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Truly agree but think of the indian population how many of them would afford to spend huge money for their health care there are people living in this country having only one meal, no insurance coverage by the government this will make...
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Debate: "Is Indian patent system crippling healthcare in India?" deleted from your view.
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(rate this)
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Yes
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4
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1
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No
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Charles davison
| Argues in support of
"Yes"
| 2 years ago
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Pension system is a necessity,and should be considered as Basic necessity. It takes care of min needs at a stage where vulnerability is most.Its a stage wherein you are at a disadvantage in terms of opprtunity,age,physical and mental abilty and...
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Dharmesh Panchal
| Argues in support of
"No"
| 3 years ago
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There has been an increase in the past. I think in the last appraisal there has been an increase of 20%.
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Debate: "Pension system requires change or not" deleted from your view.
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Good past credit repayment history and future repayment capacity
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Location and Earnings
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Vipin Bhasin
| Added idea
"Location and Earnings"
| 2 months ago
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For home loan there are two major things are considered by banks or NBFCs : - Location of property and Earnings of applicant. Every financial institution(bank or NBFC) has different criteria for considering the location(Area of property). Earning...
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Sumit Agarwal
| Added idea
| 3 years ago
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A good report card always helps. It is highly advised by bankers that before going to purchase any bank loan, an individual should repay all the other pending outstanding loans. Any loan taken by an individual like car loans or personal loans, taken...
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Ideate: "How to increase one's Home Loan eligibility??" deleted from your view.
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(rate this)
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Yes
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1
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1
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No
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Omkar Bapat
| Argues in support of
"No"
| 3 years ago
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No i don't think so. Credit rating agencies fetch increased possibility of a few weak banks deferring coupon payment on their hybrid instruments as their possibility of shrinking profits and even losses have increased.
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Debate: "Coupon payment and hybrid debts" deleted from your view.
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1
Customer service
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Types of spreads they offer
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Vaibhav Rastogi
| Added idea
"Learn Forex (Currency) Trading"
| 1 year ago
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Anyone can do Forex Trading No Qualification required No English Knowledge required No Mathematic knowledge required No Advance computer knowledge required No Share Trading Knowledge required Start trading immediately From basics to advance level...
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Sumit Agarwal
| Added idea
| 3 years ago
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The best broker will be able to give you flexible trading leverages. This is important so you can choose the level of risk you are willing to take. When you have a ratio of 100:1, this means that your broker would lend you $100 for every $1 of actual...
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Ideate: "How to Choose The Right Forex Brokers ? " deleted from your view.
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Continuous learning
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Positive Attitude
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Vinayarajan KV
| Supported idea
"Positive Attitude"
| 3 years ago
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One want to remain as leader he need to positive, if one has thepositive attitude then continual learning,balanced mentality,thinking for others and creativity will be an habit for such a person
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Sumit Agarwal
| Supported idea
| 3 years ago
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Leaders are never threatened by those around them who may have more knowledge in an area. They will place those people strategically to make the most of their knowledge and help each individual reach their highest potential.
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Ideate: "Top Things Great Leaders Do " deleted from your view.
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1
Amount paid to society
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Focal Point
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Rahul Gautam
| Added idea
"Focal Point"
| 3 years ago
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I am not a tax expert. But still I know that the deduction is allowed only to individuals and Hindu Undivided Families. Other categories of assesses are not entitled to this. The rebate is for payments made for purchase or construction of a...
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Sandeep Goyal
| Supported idea
"Amount paid to society"
| 3 years ago
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Totally agreeing to the above point, it is indeed a benefit. In addition to this any payment to government Re-payment of an amount borrowed from the Central or State Government, a bank, Life Insurance Corporation, or any public company formed and...
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Ideate: "Benefits of home loan" deleted from your view.
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(rate this)
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Yes
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1
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2
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No
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Omkar Bapat
| Argues in support of
"Yes"
| 3 years ago
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The interest rates of housing loans vary between 9-12.5% and considering lower risks associated,the banks can consider reduction in interest rates to the level of 10 %. It will increase demand for loans/bank's business as housing is an important...
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Mohit Sethi
| Argues in support of
"No"
| 3 years ago
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No they cannot afford that, the way the home loans are being disbursed by private and also public sector banks there is no doubt that Banks will face unprecedented crisis due to alarming rise in Banks in Home Loan portfolio. It is open secret that...
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Debate: "Can banks afford a home loan rate cut?" deleted from your view.
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(rate this)
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India has one of the most developed financial markets in the developing world. Tremendous scope exists for both banking and non-banking financial institutions from other countries. The insurance sector, nationalised suinmce 1971, has been opened up according to an announcenebt made in November 1998. A legislation to to this effect is expected by early 1999. Top companies from the United Kingdom and the United States among others are already active in India's financial markets. markets. Some of the big names are: Merrill Lynch, Oppenheimer, J.P. Morgan, Morgan Stanley, Grindlays, Standard Chartered, Hong Kong and Shanghai Banking Corporation among others. Foreign institutional investors (FII...
Trends: "Indian Financial Services: Scaling Global Heights" deleted from your view.
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Sumit Agarwal
| Answered
| 3 years ago
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Unlike other loan programs, clients are not required to provide collateral to receive loans. This allows people who would not qualify for loans at traditional financial institutions to receive credit. MFIs are also very client-friendly; most...
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Answer: "How and Why Microfinance different from other loan programs? " deleted from your view.
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