Create knowledge
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(rate this)
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If you think that private companies are doing well
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32
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24
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If you think that private companies are doomed.
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SURENDRA TEWARI
| Argues in support of
"If you think that private companies are doing well "
| 6 months ago
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Hello all! Please have a look at IRDA website and you will find that most of the private companies have come out of red.
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SURENDRA TEWARI
| Argues in support of
| 2 years ago
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Dear Amit, You appear honest while accepting (1) Pvt. insurers are not dooming (2) entry of Pvt. players has made LICI more competitive. But here you forget that earlier there was no competition, therefore LICI was not competitive. Now there is...
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Jairam Gopalan Aiyer
| Argues in support of
"If you think that private companies are doomed."
| 2 years ago
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I Would not say Doomed; they will start losing Market Share to LIC Of India from this Financial Year;Calendar Year they have already started with a big market share loss."JEEVAN AASTHA" ICICI Pru is closing 100 Branches; it is a beginning. When...
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Debate: "Why are all the pvt Insurance companies finding it hard to come out of the red? (please dont show me the botched figures)" deleted from your view.
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(rate this)
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Downgrade
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7
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VS |
14
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Upgrade
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Ravichandar S
| Argues in support of
"Upgrade"
| 5 months ago
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hi everyone! i think it is excitement to say "the sector is in crisis". do we decide on the basis of rating alone? normally, rating agencies act after an incident. have they ever foretold any event? since they peruse enormous data, they are in a...
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SURENDRA TEWARI
| Argues in support of
| 6 months ago
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The nature of Indian Banking system altogether different from that in western/ developed countries. The rating procedures of Moody's or S&P or such other agencies are bound to stick to the systems and procedures developed in western environment. The...
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Leena Khade
| Argues in support of
"Downgrade"
| 6 months ago
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The situation is bad indeed and ofcourse market is not stable. It is not surprising to get a downgrade. "However, with all the gloom doom, the global ratings firm has recognised that Indian banks' stable customer deposit base and their high level...
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Debate: "Banking , finance and investment sector in crisis?" deleted from your view.
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(rate this)
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1
IRDA refused .. Policy-holders' fund may not be available
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Delay in payments by the companies as well as customers.
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Abhishek Karagwal
| Supported idea
"Delay in payments by the companies as well as customers."
| 1 year ago
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there should be good payment system by the company for their employees. Too they should train them well in further customers dealings.
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SURENDRA TEWARI
| Supported idea
| 1 year ago
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Sanjay, You appear to be the worst victim of LICI.
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Ideate: "From Insurance To Banking - What are the problems LIC may face?" deleted from your view.
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(rate this)
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1
IRDA refused .. Policy-holders' fund may not be available
2
Delay in payments by the companies as well as customers.
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Abhishek Karagwal
| Supported idea
"Delay in payments by the companies as well as customers."
| 1 year ago
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there should be good payment system by the company for their employees. Too they should train them well in further customers dealings.
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SURENDRA TEWARI
| Supported idea
| 1 year ago
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Sanjay, You appear to be the worst victim of LICI.
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Ideate: "From Insurance To Banking - What are the problems LIC may face?" deleted from your view.
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(rate this)
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A significant numbers of investors are now opting to stop their existing sip. The reason behind such a move is that they are now taking advantage of the new SEBI guidance effective from 1 st august ( no entry load). We find that after scrapping the 2.25% entry load on sip a investor saves more and invest more resulting higher return. Say an investor is doing a sip investment in 4 schemes with each Rs.10000/ per month. This amounts to Rs.40000/per month .When he makes investment in new system of no entry load he saves Rs 10,800 PER ANNUM as entry load . This results to higher return as the full amount of Rs.40000/PER MONTH gets invested each month Rs39100 PER MONTH under the earlier scheme. ...
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SURENDRA TEWARI
| Commented
| 1 year ago
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Moreover, these investors, holder of 96% are being looted by mis-slling in the form of investments in ULIPs in the name of Mutual Funds or they are offered company - deposits in the name of higher interest and are bound to be harassed at the time...
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SURENDRA TEWARI
| Commented
| 1 year ago
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SEBI has ruined the Mutual Funds industry in the name of benefit to the investors. Has anybody got an idea to abolish corruption which is well institutionalised and everybody avoids to talk about it? I think none has got one. The persons thinking...
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Insight: "NEW MISS SELLING THREAT AND SIP REINVESTMENT " deleted from your view.
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(rate this)
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A significant numbers of investors are now opting to stop their existing sip. The reason behind such a move is that they are now taking advantage of the new SEBI guidance effective from 1 st august ( no entry load). We find that after scrapping the 2.25% entry load on sip a investor saves more and invest more resulting higher return. Say an investor is doing a sip investment in 4 schemes with each Rs.10000/ per month. This amounts to Rs.40000/per month .When he makes investment in new system of no entry load he saves Rs 10,800 PER ANNUM as entry load . This results to higher return as the full amount of Rs.40000/PER MONTH gets invested each month Rs39100 PER MONTH under the earlier scheme. ...
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SURENDRA TEWARI
| Commented
| 1 year ago
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Moreover, these investors, holder of 96% are being looted by mis-slling in the form of investments in ULIPs in the name of Mutual Funds or they are offered company - deposits in the name of higher interest and are bound to be harassed at the time...
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SURENDRA TEWARI
| Commented
| 1 year ago
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SEBI has ruined the Mutual Funds industry in the name of benefit to the investors. Has anybody got an idea to abolish corruption which is well institutionalised and everybody avoids to talk about it? I think none has got one. The persons thinking...
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Insight: "NEW MISS SELLING THREAT AND SIP REINVESTMENT " deleted from your view.
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(rate this)
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Yes
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14
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VS |
9
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No
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Nikhil
| Argues in support of
"Yes"
| 1 year ago
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Shri Tewari ji , it seems you are not happy with a insurance company hence such a harsh reaction to my views Agents are a face of Insurance companies and they sell products of companies to masses, it is therefore necessary to serve the customer...
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SURENDRA TEWARI
| Argues in support of
"No"
| 2 years ago
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Dear Nikhil ji, If the agents are the only responsible person for every activity related to the policyholders, than what for the other staff is appointed and paid for by the insurance companies. The fact remains that the agents must be relieved...
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SURENDRA TEWARI
| Argues in support of
"No"
| 2 years ago
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Everybody, in the debate, is talking of "Loyalty of Agents" not of employees. Why? Why only the Agents are expected to be loyal to a company? Whether others are? Further, Mr. D.Swarup Co. has recommended to abolish commission payable to the...
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Debate: " IRDA makes it tougher for agents to switch companies" deleted from your view.
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(rate this)
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If you think that private companies are doing well
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32
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VS |
24
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If you think that private companies are doomed.
|
|
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SURENDRA TEWARI
| Argues in support of
"If you think that private companies are doing well "
| 6 months ago
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Hello all! Please have a look at IRDA website and you will find that most of the private companies have come out of red.
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SURENDRA TEWARI
| Argues in support of
| 2 years ago
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Dear Amit, You appear honest while accepting (1) Pvt. insurers are not dooming (2) entry of Pvt. players has made LICI more competitive. But here you forget that earlier there was no competition, therefore LICI was not competitive. Now there is...
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Jairam Gopalan Aiyer
| Argues in support of
"If you think that private companies are doomed."
| 2 years ago
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I Would not say Doomed; they will start losing Market Share to LIC Of India from this Financial Year;Calendar Year they have already started with a big market share loss."JEEVAN AASTHA" ICICI Pru is closing 100 Branches; it is a beginning. When...
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Debate: "Why are all the pvt Insurance companies finding it hard to come out of the red? (please dont show me the botched figures)" deleted from your view.
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(rate this)
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Generally we are faced with the question whether LIC is facing stiff condition from other cos in the private sector.In what aspect LIC is better than others what is the general feeling in the mind o...
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SURENDRA TEWARI
| Answered
| 2 years ago
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LIC has never been in competition nor now is. It stands nowhere in competition. It always enjoyed fruits of its govt created monopoly, so far, and is still roaring on it. It is loosing its business share to the private players gradually and who...
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Priya Varadan
| Answered
| 2 years ago
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LIC, MTNL or Maruti, all of these enjoyed complete monopoly till a decade ago. with competition, they will hv to adjust to changing realities. i b;live majority Indians, if given a choice, will go for a sarkari brands b'cause they r more...
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vijayasaravanan
| Answered
| 2 years ago
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yes,it is, IRDA business figure reveals that. LIC was the only insurer before, but now its one of the insurer. It should take some concrete steps to retain market share.
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Answer: "IS LIC FACING COMPETITION FROM THE VARIOUS COS IN PRIVATE SECTOR" deleted from your view.
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(rate this)
|
|
If you think that private companies are doing well
|
32
|
VS |
24
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If you think that private companies are doomed.
|
|
|
SURENDRA TEWARI
| Argues in support of
"If you think that private companies are doing well "
| 6 months ago
|
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Hello all! Please have a look at IRDA website and you will find that most of the private companies have come out of red.
|
|
|
|
SURENDRA TEWARI
| Argues in support of
| 2 years ago
|
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Dear Amit, You appear honest while accepting (1) Pvt. insurers are not dooming (2) entry of Pvt. players has made LICI more competitive. But here you forget that earlier there was no competition, therefore LICI was not competitive. Now there is...
|
|
|
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Jairam Gopalan Aiyer
| Argues in support of
"If you think that private companies are doomed."
| 2 years ago
|
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I Would not say Doomed; they will start losing Market Share to LIC Of India from this Financial Year;Calendar Year they have already started with a big market share loss."JEEVAN AASTHA" ICICI Pru is closing 100 Branches; it is a beginning. When...
|
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Debate: "Why are all the pvt Insurance companies finding it hard to come out of the red? (please dont show me the botched figures)" deleted from your view.
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