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Banking access in rural regions
Tags :
marketing, product, financial services, retail banks, banking, analytics, distribtuion, branding, Rural banking
Industry :
Banking
Functional Area : India |
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About "Banking access in rural regions" topic:
With the urban spirits down and low and largely because they have reached a saturation point, and partly due to the credit crunch, the next phase of development in India will come from the tier II cities and the rural parts of the country. Even in the case of Banking the Rural sector will dominate in the coming days, so how is the Banking access in rural regions, Share your thoughts on this.
2 debates
, 1 idea contests
, 1 question
on topic: "Banking access in rural regions"
Prev1NextShowing 1 - 4 of 4
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(rate this)
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Yes
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27
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VS |
5
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No
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kalpesh zanje
| Argues in support of
"Yes"
| 2 months ago
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Rural economy is improved a lot almost in all taluka and district places. In now a days lots of savings and small business also available with the rural people furhter they are aware and have knowledge about their investment, where to invest and...
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Jay Kamath
| Argues in support of
"No"
| 1 year ago
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Banks and their charges and visions will make rural banking a spectacular failure. And with the recent news about the high interest rates of micro lending, I think it's time the government steps in and utilizes the Indian postal service to provide...
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sujit Kumar
| Argues in support of
"No"
| 2 years ago
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Not exactly rural marketing. The real rural banking is done by cooperative bank helped by NABARD in India. Still the private players are looking for rural areas for profitability, which is not viable even though the volume is big there. So, yes...
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Debate: "Is Rural banking the new mantra for Retail banks?" deleted from your view.
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(rate this)
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Yes
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9
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VS |
28
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No
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Biswajit Sarma
| Argues in support of
"Yes"
| 8 months ago
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Everyone is looking for earnings, Banks depend on us in the form of interests and processing fees.
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ricky P
| Argues in support of
"No"
| 8 months ago
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it is not the right proposal, we need to protect MSME's they are the contributors for our economy, developing country like India MSME are required. so this proposal will not really suits.
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jyoti kanungo
| Argues in support of
"No"
| 2 years ago
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While we are charging at PLR to Corporates ,what is the fun of charging higher to the classes of people who are beyond the purview of formal sector. We charge low interest to Corporates based on some theoretical analysis and largely on the whims...
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Debate: "Allow banks to charge more for small loans: Is this suggestion by NABARD right?" deleted from your view.
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(rate this)
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1
Lack of Awareness
2
High Transaction Costs
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Shashi Kumar U
| Added idea
"products do not suit such market."
| 1 year ago
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Many of the so called financial products are urban oriented or rather a copy of the western world. Financial products should made in auch a way that they suit the rural population. They should easy to understand and yield required results correctly.
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indrajit das
| Supported idea
"Scale of investment is low"
| 2 years ago
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I agree with Archana. Could somebody point out the disposable income of Average Indian in rural sector ?
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Ideate: "What are the issues regarding distribution of financial products in rural markets?" deleted from your view.
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(rate this)
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While we are winessing a splurge of investment in urban retail through different models, what do you think has been the response to the rural retail chains set up in rural India by the big corporates...
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Shailena Varma
| Answered
| 2 years ago
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Organised retail has been in a tailspin over the last one year in the wake of the economic slowdown. However, rural operators say the business is now thriving, thanks to government measures like the farm loan waiver and the NREGA. Organised...
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Answer: "How would you rate the performance of agri-retail chains set up in rural markets by corporates?" deleted from your view.
Prev1NextShowing 1 - 4 of 4
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