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banking and insurance

Tags : car insurance,banks, banking, insurance, life insurance, medical insurance, health insurance, auto insurance, travel insurance, home insurance, insurance quotes,
Industry : Insurance
Functional Area : growth
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About "banking and insurance" topic:

Today, insurance companies are exploring values in the banking and investment products and vice versa. It is no more a bank competing with another bank and insurance company competing with another insurance company, but an insurance company competing with banks and what not. Discuss the opportunities & challenges lies in this field.......

1 trends , 2 insight , 5 debates , 5 question on topic: "banking and insurance"
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Ajay Rai  |  Argues in support of  "Against"  |  3 years ago
But in my opinion the Indian promoters’ stake reduction to 26% is unlikely. I expect government to make the listing of insurance companies mandatory. I feel that government should focus more on the banking and pension bill now and Indian...
Vijay Kumar  |  Argues in support of  "Favour"  |  3 years ago
I feel that insurance companies need to list within ten years and added that the amendment would sort out the shareholding anomaly in the Insurance Act.   
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Debate: "Debate on Insurance Amendment Bill" deleted from your view.
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Company share value fluctuate in share marker details.
Prachuryya Goswami  |  Answered  |  1 year ago
Any information, good or bad, once becomes public, the same gets reflected in the stock price.A good news about a company which brightens a company's future, fuels a rise in public expectation & demand for that particular stock increases....buyers...
Jagadish Angadi  |  Answered  |  1 year ago
Many of you spoke about various changes in macro and micro economic conditions affect the stock prices. But according to me these all affects only when you are looking into short term gains or short term investments. In long term the stock price...
 
 
Answer: "How is share value fluctuate in share market???? what r the reasons ????" deleted from your view.
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Banking surely has come a long way. You don’t have to visit the musty branches and brave serpentine queues anymore. The ATM can take care of most of your needs. If at all you need to visit a branch, smiling faces with pleasant manners would welcome you warmly. However, the facade drops the moment you have a serious issue — like an erroneous transaction or wrong entry — with the bank. No technology, no courtesy can save you from the Kafkaesque nightmare. Suddenly, the bureaucratic maze would make sure that you run from one counter to the other or follow up the matter with countless phone calls to find a solution. That need not be the case. A little bit of awareness about the service level of...
 
 
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i am working with an insurance company but i am looking or an investment company so what i have to do or the same can you suggest me.
 
 
Answer: "i m working with insurance company , but i am interested in equity market and investment, so what i have to do more for that" deleted from your view.
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Kindly share your valuable comments on the recent issue between the regulatory bodies, SEBI and IRDA over the issue of ULIPs. Ulips are significant source of revenue for insurance companies and have ...
Abhimanyu Singh  |  Answered  |  2 years ago
Here's a nice view on the episode http://blogxploitation.blogspot.com/ Now that everything is settled, we can sit back and see the humor in it.
Nikhil  |  Answered  |  2 years ago
Annuity products do not have a life cover but have a survivor benefit, which is why they are not like a regular insurance product with a life cover.Nowhere in the world are multiple regulators allowed to regulate the same financial products At...
 
 
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Ravinder Pundir  |  Argues in support of  "Yes"  |  2 years ago
I totallly agree with the statement as the NPS system was being opened by government for the general public since last year as earlier only the government sector people were allowed to be the part of it. But since being launched in the general...
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Debate: "PSU Banks big laggards in New Pension Plan System ( NPS ) push in India" deleted from your view.
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should rbi / irda be more strict on this 
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 it should run as it is going on
kawaljit kaur  |  Argues in support of  "should rbi / irda be more strict on this"  |  2 years ago
in asian context ,bancassurance is at nascent stage and  there enormous  potential lies for banks to cash on b'coz in india banker is seen as financial advisor .there is around retail account base of 450  mn and deposit account of around 300 bn...
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Niranjan Meena  |  Argues in support of  "No"  |  2 years ago
I don't think this will create much difference. Life insurance companies in India have their own market recognition and the amount of support they get from banks is not so high so that they lose market value of themselves. Thus it will create no...
Vijay Kumar  |  Argues in support of  "Yes"  |  2 years ago
It will definitely effect the business of Life insurance. Industries like ING solely depends on the brand name of ING bank and if that is separated from them, they will lose a lot of brand name and market value.
SHARATH CHANDAR REDDY  |  Argues in support of  "Yes"  |  2 years ago
ING Life Insurance in India solely depends on the financial and brand strength of ING for marketing its Insurance products. Added to this, the current tough situation of the market makes it difficult to build/improve the trust among the public....
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Debate: "Will ING group's decision to separate Banking and Life Insurance operations impact the future of ING Life Insurance in India?" deleted from your view.
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Raw deal for life insurance agents?   The first year commission constitutes a major portion of agent’s income and about 50 per cent of it goes towards expenses for procuring the business. The recent report of the Committee on Investor Awareness and Protection, headed by D. Swarup, Chairman, Pension Fund Regulatory and Development Authority, has rattled life insurance agents throughout the country. The committee has recommended that instead of paying commission, insurance companies should ask their agents to charge their clients a fee for the advice given. This will lead to a cut-throat competition and end up in customers preferring agents charg ing the lowest fee over those capable of givin...
Nancy thomas  |  Commented  |  1 year ago
The whole idea of money is back consumers.Imagine Executive confused financial advisers can not be calculated and Fxxx know how you re going about this product, consumers can understand. The consumer may think cash backs are interest rates. I m...
Prasad PN  |  Commented  |  2 years ago
Training is the major problem for this sorry state of affairs. Agency licenses are issued without fulfilling the mandated attendance and exam clearing thru unethical means. In many private companies agency licenses were procured thru so called...
SURENDRA TEWARI  |  Commented  |  2 years ago
Mr. Ramakrishnan appears having indepth and real knowledge of Insurance selling. The article is an eye opener and should be put before Mr. D. Swarup for his guidance and knowledge. He failed to take notice of the fact that root cause of...
 
 
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One bank,One Insurer 
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 One bank, Multiple Insurer
sachin  |  Argues in support of  "One bank, Multiple Insurer"  |  2 years ago
I dont agree to those who dont believe in financial planning. I never admire to bias selling, Companies representatives always sell the products of their compaines .because they are to achieve their target. If banks are working with varity of...
Dushyant Hada  |  Argues in support of  "One bank,One Insurer"  |  2 years ago
I agree on you on Service aspect but i think banks still doing their agency job and all service matters are still on as whole rely on shoulders of insurance company whether bank is banka partner or not at the time of service issue  
Niranjan Meena  |  Argues in support of  "One bank, Multiple Insurer"  |  2 years ago
I think banks should provide more than one company's insurance as there will be options for people under one roof, and one can easily choose products which is suitable for him and this will help a lot for the insurance companies and banks as this...
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Debate: "SBI to go for One Bank, One Insurer model" deleted from your view.
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