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Indian Banking: restoring confidence & moving forward..
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Indian, Banking, Restoring, Confidence, Moving, Forward, Future, RBI, Investors
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Banking
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About "Indian Banking: restoring confidence & moving forward.." topic:
The Indian economy experienced a significant slowdown in 2008-09, largely due to the knock-on effect of the global financial crisis. India’s exports contracted during eight straight months which, in turn, impacted the industrial sector and the services sector. The financial sector, however, remained relatively unaffected despite the severe stress created by the global de-leveraging process. Quick and aggressive policy responses both by the Government and the Reserve Bank mitigated the impact of the global financial crisis. The large domestic, provision of forex and rupee liquidity coupled with sharp cuts in policy rates, a sound banking sector and well-functioning financial markets helped cushion the economy from the worst impact of the crisis.
In this topic, we can discuss on how the Indian banking sector will restore the confidence of investors' and its future measures in bringing stability in our Nation.
In this topic, we can discuss on how the Indian banking sector will restore the confidence of investors' and its future measures in bringing stability in our Nation.
2 trends
, 4 debates
, 5 idea contests
on topic: "Indian Banking: restoring confidence & moving forward.."
Prev1NextShowing 1 - 10 of 10
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Expansion and Diversification in Non Urban sectors
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Indian retail credit in new heights
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kanukurthy sudershanrao
| Added idea
"Branch Banking is out Core Banking In"
| 1 year ago
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After implementation of Core Banking solutions and internet bank, phone banking, mobile banking etc the concept of branch banking is on its way out. A customer need not visit the bank branch at all after the initial opening of the account and...
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Harshil Roy
| Supported idea
"Expansion and Diversification in Non Urban sectors"
| 2 years ago
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As we know that if one becomes stringent growth can't be rapid. Being stringent has its own advantages and disadvantages, but looking to the current scenario of developed countries its is very much required that we should not run behind growth but...
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vivek khandelwal
| Supported idea
"Expansion and Diversification in Non Urban sectors"
| 3 years ago
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Non Urban areas will change the face of bank.With increasing reach more business oppurtunity will be open for banks.
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Ideate: "What will be the face of Indian banking after 2009? " deleted from your view.
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1
Product innovation and process re-engineering
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Merger of Nationlised banks with SBI
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Shantanu Talukdar
| Added idea
"Personalized Messaging"
| 1 year ago
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Gone are the days when bank sent a common mailer to its customers based on some basic segmentation.There will be a concept called "No Junk Mail". Banks, with the help of smart and advanced analytics would be able to send personalized mail based on...
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mehul
| Added idea
"stop innovation for banks and stop destroying people capital by making fake ideas"
| 3 years ago
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stop innovations and fake ideas for banks..
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Srikumar Aduri
| Supported idea
"Product innovation and process re-engineering"
| 3 years ago
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I support Leena's idea on Product innovation and process re-engineering. Because, without innovative products, it is very difficult to retain customer base. Particularly tough in a highly competitive landscape. Technology plays and has been...
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Ideate: "How should the Indian banking sector develop through technology innovations?" deleted from your view.
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(rate this)
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Yes
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41
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19
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No
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dattatraya k nimbhorkar
| Argues in support of
"Yes"
| 3 years ago
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certainly, merger of public sector banks will reduce unduly high public expenditure incurred separatly by each public sector bank.The growth in assets and liabilities will enable them to participate in the international financial circles,floating...
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kanukurthy sudershanrao
| Argues in support of
"No"
| 3 years ago
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the mergers will turn the clock back, banks never felt social responsibility, they were made to feel through government regulations, take any new scheme by the government there is no voluntary participation, but forced to participate under...
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Ekta Dutta
| Argues in support of
"Yes"
| 3 years ago
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In my opinion, PSU banks should look for mergers and acquisitions in the next 5-10 years to achieve optimum economies of scale. It is subject to synergy, and subject to reasonable similarity in culture, that the public sector banks, in the next...
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Debate: "Do you think merger of PSU banks are essential for growth?" deleted from your view.
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(rate this)
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A new scheme called ‘Power Jyothi’ was launched by State Bank of India here recently for the benefit of students of Madurai Kamaraj University. Under this scheme, students can pay the university fees anywhere in the country at a cost of only Rs.22 when compared to obtaining a draft at Rs.30. The SBI branches across the country will accept the fees and credit it to the Madurai Kamaraj University account simultaneously. The account numbers are: MKUA/C 30983167593 and MKU Directorate of Distance Education A/C 30787432001. Fees will be credited to the university account with all details like student’s name, course, year, enrolment number and fee details so that it could be verified at a later d...
Trends: "SBI launches ‘Power Jyothi’" deleted from your view.
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1
Monitoring and Mentoring
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good knowledge of products to the executives & better customer service
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Repath Athyala
| Added idea
"by listening to his/her needs exactly without assumption"
| 2 years ago
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by listening to his/her needs exactly without assumption.
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K Satish Kumar
| Supported idea
"good knowledge of products to the executives & better customer service"
| 3 years ago
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In order to meet the targets these guys tend to give the wrong information about the product which cause dissatisfaction latter
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Ideate: "How banks can improve customer service in 2010?" deleted from your view.
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(rate this)
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1
Provide a Credit flow for the sector
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Curb risks on export front
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Swati Raut
| Added idea
"Curb risks on export front"
| 3 years ago
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As said, there has been witnessing growth in the exports and the scope for these SME's has increased. However, SMEs face certain risks on the export front which include country-specific risk and foreign currency risk due to fluctuation in value....
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Sheetal Jadhav
| Added idea
"Provide a Credit flow for the sector"
| 3 years ago
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The SME segment is an emerging sector in the Indian prospective. If the banks can provide a credit help to these sectors it has the potiential to develop globally. The Government of India has provided various credit policy, which the Banks can...
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Arup Chakraborty
| Supported idea
"Provide a Credit flow for the sector"
| 3 years ago
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It is very important to ensure proper credit flow for the SMEs, specially with the current ecomonic down turn. Else, the Banks might get in to a situation were it will be difficult to recover the past credit.
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Ideate: "What measures can Banks take to help the SME sector to spreadhead India's growth? " deleted from your view.
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(rate this)
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There has been a paradigm shift in the Indian banking industry since the calibrated and gradual deregulation process from the early 1990s. The shift has made markets more efficient and complex. It has also brought in uncertainties resulting from higher volatility in interest rates, exchange rates and commodity prices. Under WTO commitments, the Indian private banking sector may have to be opened to foreign competition. Pending RBI approval, a foreign bank can then acquire up to 74 % stake in any Indian private bank. Today, the foreign banks hold 7 % market share in the country with 0.5% of the branch net work. The PSBs hold 71 % of market while the private banks have a share of 22 %. Foreig...
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Rashmi Chawla
| Commented
| 3 years ago
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Thanks for the article. This will help its readers to know the present Indian banking and its future to come. Its known that the Indian Banks are the backbone of our country.
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Trends: "Indian Banking Changing Paradigm" deleted from your view.
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(rate this)
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1
Restoring the Investors confidence
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..Entreprenureship oriented Education,
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Amitabh Shukla
| Added idea
"..Entreprenureship oriented Education,"
| 3 years ago
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Timely completion of Govt.Projects,
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Archana Singh
| Added idea
"Restoring the Investors confidence"
| 3 years ago
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The Banks play a major role in restoring the confidence of the Investors. Still from the impact of the financial crisis, the domestic banks feel uncomfortable in development. For this, the central bank can support the country’s local and foreign...
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Ideate: "What are the necessary future measures to be taken by the banks to bring the Indian economy on the front foot?" deleted from your view.
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(rate this)
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Growing Upward Economy..
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2
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1
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A cautious optimism needed!!
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joseph xavier
| Argues in support of
"Growing Upward Economy.."
| 3 years ago
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It is a growing Economy, because the size of demand is good
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Archana Singh
| Argues in support of
"A cautious optimism needed!! "
| 3 years ago
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There is a certain sense of anxious anticipation in the financial system of the country. There are stimulus measures taken but it cannot be depended always. Still the Indian economy are depending the foreign investments and there are needs to...
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Debate: "Is the economy on upward growth trajectory or this calls for a cautious optimism?" deleted from your view.
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(rate this)
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Yes
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1
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VS |
0
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No
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SIBA PRASAD MAZUMDAR
| Argues in support of
"Yes"
| 3 years ago
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Provision of Liability Interest are the areas where things need to be made straight for correct projection
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Debate: "SIMPLIFIED SYSTEM OF ACCOUNTING IS THE NEED FOR THE FUTURE." deleted from your view.
Prev1NextShowing 1 - 10 of 10
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In world of financial engineering , I have this information to share with you . Well the financial risks could be averted by adopting these measures . Have a look at these measures and you will know ..... The concept of livelihood insurance, where contracts will protect individuals from long-term economic risks such as the loss of a paycheck or the depreciation of one's home value. The concept of what he terms "macro markets" - where individuals, corporations, and governments alike can trade or hedge risks associated with the fluctuations in GDP or national incomes. The concept of income-linked loans - where lenders will make loans to governments, corporations or individuals whose repayment terms are tied to the incomes of these entities. Such repayment terms could be a certain percentage of one's income, which would cause the outstanding balance to decline if income levels decline. This would reduce the change of bankruptcies but will also alleviate our fears of taking more risks...
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