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Innovation in the consumer credit proposition

Tags : consumer credit, credit, credit report, credit dispute, personal loans, credit services, credit companies, business credit, credit control,
Industry : Banking
Functional Area : product development
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About "Innovation in the consumer credit proposition" topic:

Share your thoughts on consumer credit, credit, credit report, credit dispute, personal loans, credit services, credit companies, business credit, credit control,

1 idea contests on topic: "Innovation in the consumer credit proposition"
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1 Type of Credit
2 Track record
Santosh Bhosle  |  Added idea  "Type of Credit"  |  3 years ago
Length and track record of your credit do matter but the type of credit you have also determines your credit score, if a customer has a mix of revolving credit, installment credit, credit card, car loan will have an higher rating.
Varun Sood  |  Added idea  "Track record"  |  3 years ago
I feel track record has the most significant impact on your score is whether you have paid past accounts on or before the date the payment was due.
 
 
Ideate: "What factors can affect your personal credit rating?" deleted from your view.
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