Innovations in Internet, Telephone and Mobile Banking
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marketing, product, financial services, retail banks, banking, analytics, distribtuion, branding, Innovations in Internet, Telephone and Mobile Banking
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Banking
Functional Area : Innovation |
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About "Innovations in Internet, Telephone and Mobile Banking" topic:
Innovation, as we speak is happening everywhere, and innovation in technology, due to this one can see the growth that is happening and the way one does the business is completely changing, and IT is one industry which has something or the other to do with all the Industries, so What will be the innovation that will be happening in the Retail banks in the form of Internet, Telephone and Mobile banking. Let us have a discussion on the topic.
2 trends
, 3 debates
, 4 idea contests
on topic: "Innovations in Internet, Telephone and Mobile Banking"
Prev1NextShowing 1 - 9 of 9
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(rate this)
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Address security concerns
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Providing secured mobile banking services even from Normal Handsets
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ATMA RAM CHAVALI
| Supported idea
"Address security concerns "
| 2 years ago
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Yes, addressing security concerns is a must.At the same time the banks have to campaign more aggresively about mobile banking. Now in India there are more number of mobile users than net users.The banks should concentrate on rural/semi-urban...
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Niranjan Meena
| Supported idea
"Address security concerns "
| 2 years ago
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Mobile banking is an amazing technology, the cause of failure is mainly due to its security concern. People feel that banking through mobile is not safe. So improving the security process in mobile banking will accelerate the customer adoption rate.
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soumya saxena
| Supported idea
"Address security concerns "
| 2 years ago
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I think the two main factors are awarenes security about the facility being provided.the media channels are working so goo that awareness can be generated in some time . but if there is no security of transactions is involve .it will not work
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Ideate: "How do you accelerate customer adoption rate for mobile banking?" deleted from your view.
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(rate this)
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1
PIN numbers
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Financial Inclusion
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Jyoti Rath
| Supported idea
"PIN numbers"
| 2 years ago
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I agree with Anirban. Remembering too many numbers is not always an easy task to do. But those banks are remembering PIN for internet and telephone banking are indeed taking a good initiative. Therefore, we should have a minimum number of PIN...
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Viswadeep
| Supported idea
"Financial Inclusion"
| 3 years ago
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The use of mobile for banking i.e, towards payments and settlements(remittances) would help in financial inclusion.The use of non banks to accept cash for topping up the accounts can only make financial inclusion successful till such time all the...
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Ideate: "How the mobile phone can power banking?" deleted from your view.
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Today, I came across a news item in Business Standard about “Indians being most mobile banking savvy’ based on a recent survey. Normally, I do not really take these surveys too seriously due to the faulty nature of data gathering that happens for most of the surveys. However, I am inclined to believe these figures due to popularity of cell phones in India. The mobile sector in India has grown from around 10 million subscribers in 2002 to reach 150 million by early 2007 registering an average growth of over 90% year-on-year basis.. India’s mobile growth is among the fastest in the world. The mobile phones have already surpassed landlines by a huge margin. Mobile Banking is one of the popular...
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Abdul Raheem.Syed
| Commented
| 2 years ago
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Mobile Banking is going to be another killing application in the coming days. Many players have already tried this. The figures given above might not be accurate but what all I can say here is that the market is badly demanding such applications now
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Mrunmaiy Abroal
| Commented
| 2 years ago
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While even I am aware of mobile banking - I feel more safe using Internet banking
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shailendra sood
| Commented
| 4 years ago
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good to know that we Indians are most tech savvy
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Trends: "Indians most mobile banking savvy: Survey" deleted from your view.
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(rate this)
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Safe Internet banking Eight simple steps to make banking online secure There is no greater feeling than receiving your paycheque, is there? After an arduous month at work, the number of zeroes on the cheque makes it all worthwhile. But what if one day you get up and log on to the Net and realise that your money - your hard-earned money - is reduced to nothing but zeroes! This is not fiction anymore. It could happen to any of us. Internet banking has become an easy and convenient way to conduct financial transactions. But like most things on the Internet, the onus of a safe and secure banking experience is on you, the user. To make sure that you can sleep soundly at night, here are some ...
Trends: "Safe Internet banking" deleted from your view.
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Customer Delight
2
Business Agility
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Swati Raut
| Added idea
"Customer Delight "
| 3 years ago
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Subscription based alerts ensure that a customer receives requisite information through the preferred channel. This leads to greater convenience and enables better monitoring of banking transactions in real time.
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Swati Raut
| Added idea
"Business Agility "
| 3 years ago
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I prefer agility more than coverage. Built on industry standard platforms J2EE and .NET, this provides the bank tremendous flexibility to extend its product portfolio and customize the solution according to requirements. It enables the banks to...
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Ideate: "Business benefits of Corporate e-banking" deleted from your view.
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(rate this)
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Yes
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0
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No
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Radhakrishna Marar
| Argues in support of
"No"
| 2 years ago
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Many companies in music streaming business had to shut operations as the royalty payment far outweighs the advertising revenues from such music portals. The unviable business proposition is also due to higher operating and maintenance cost along...
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Debate: "Will the music streaming service help microsoft to increase its online marke share? " deleted from your view.
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yes we need to do something to get deadicted
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i believe it is okay if we do not have a real life socialising
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sandesh saboo
| Argues in support of
"yes we need to do something to get deadicted"
| 2 years ago
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i believe real life socialising is a must, when your social need for interaction is being met on th einternet you hardly need to speak outsid ethe internet,spending long hours on net is in many ways not good for health.
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taranath joshi
| Argues in support of
"yes we need to do something to get deadicted"
| 2 years ago
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we need to reduce continuous exposures to PC screens or internets. ergonomical suggestions like relaxing every 20 minutes etc. would anyway help, but when it comes to addiction, we have to avoid it.... but again, preaching easy and following is...
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Debate: "internet is a addcition" deleted from your view.
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Yes
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2
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0
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No
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Shaikh Mohd. Laeeq
| Argues in support of
"Yes"
| 2 years ago
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As better phones with GPRS /EDGE and 3G getting cheaper day by day , people are actively using it as a modem to surf the internet .This can certainly drive the internet adoption forward in India. Also service providers should reduce tarffis and...
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Debate: "MObile helps to spread usage of internet?" deleted from your view.
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1
5th gen of Computing needs a re-think on what is a computer
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Shaikh Mohd. Laeeq
| Added idea
"5th gen of Computing needs a re-think on what is a computer "
| 2 years ago
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Seriously , with better and faster internet speeds,more memory and performance of chips,and the overall user experience demands one thing today which is Speed .Computers unfortunatly have gone the reverse way and a re-think on how they work is...
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Ideate: "will Chrome Os and Android ever merge ?" deleted from your view.
Prev1NextShowing 1 - 9 of 9
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World IP Day, 26 April: "The Power of Ideas as the seedbed for innovation and creativity" "World Intellectual Property Day is an opportunity to encourage people to think about the role played by intellectual property in everyday life, and about its importance in stimulating and safeguarding innovation and creativity. This year we celebrate the starting point of all intellectual property, the seeds from which all innovations and creative works grow – ideas." WIPO member states decided, in 2000, to designate a World Intellectual Property Day to raise awareness of the role of intellectual property in our daily lives, and to celebrate the contribution made by innovators and artists to the development of societies across the globe. April 26 was chosen as this was the date on which the Convention establishing WIPO entered into force in 1970. Significance of World IP Day To raise awareness of how patents, copyright, trademarks and designs impact daily life To increase understanding of how...
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