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life insurance
Tags :
car insurance, insurance, life insurance, medical insurance, health insurance, auto insurance, travel insurance, home insurance, insurance quotes,
Industry :
Insurance
Functional Area : growth |
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About "life insurance" topic:
This topic is dedicated to helping one & all with needs for life insurance policies
4 trends
, 8 insight
, 11 debates
, 3 idea contests
, 13 question
on topic: "life insurance"
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Cheap lif insurance services are present in the market. These insurance are present either online or offline. But if you are really going for buying it take care of it. If there is a any kind of scenario of buying a Life insurance policy on cheap rates be aware. Because when a person go in for buying a Life insurance the purpose is mainly to protect his/her family when they are not around but in the case of cheap insurance these finances might not be of great help. They are not able to protect all the finances of the family . Evaluate not only the price of the term life insurance policy, but the insurance company itself. Try to find out the insurance agency's track record for paying benefit...
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Amitkumar Vaidya
| Commented
| 3 years ago
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rightly said. Term insurance is only protection insurance and sum assured is payable only in case of death and hence, the obligation of insurer has to be performed in your absence and hence, the strength and profile of the insurer is to be looked...
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Trends: "Tips for cheap life insurance" deleted from your view.
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1
Tapping unexplored potential
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make it card like
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Reena Saxena
| Added idea
"Tapping unexplored potential"
| 3 years ago
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Life insurance is a product that does not serve an immediate need. So, the products have been designed as an investment, to create a market. The fact is overlooked that the need for it emanates from a positive emotion of caring about your near...
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kawaljit kaur
| Added idea
"make it card like "
| 3 years ago
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as far as insurance being a pull product is concerned it so because their are various clauses any legal amendmants attached to it .in order to make it a push product a company can issue company specific cards to its existing policy holders from...
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Ideate: "How to make Life Insurance a PULL product???" deleted from your view.
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Buying of policies online may prove to be a revolutionary change for Life Insurance industry, if it is proved to be successful. Obviously, it is a boon for customers!!! Following is the article in Business Line (2nd dec), by Bridget Leena... There may be many policy holders left ‘frustrated' after paying hefty commissions to agents who go missing after selling a policy. Now, customers can take heart. They can just go online and buy insurance at a lower premium saving on the agent's commissions. In a move that may change the dynamics of the insurance industry, the insurance regulator has permitted insurers to sell policies online at a lower premium. Mr R. Kannan, Chief Actuary, Insurance Reg...
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Haresh Khushaalni
| Commented
| 2 years ago
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You have nice idea .But people of india r confuse about riders available in policy and don't want to understand there rights when agent goes and educate them. Still 90% people purchase their policy only on relation(friends,relative,referal) not as...
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SUMEET DIKSHIT
| Commented
| 3 years ago
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Nice idea.will work well for first movers.But only for the audience which is pre educated or has ability to self educate online.
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Insight: "Go online to buy a policy and save on premium !!!" deleted from your view.
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Yes
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No
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SHARATH CHANDAR REDDY
| Argues in support of
"No"
| 3 years ago
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My argument would be a definite NO, for the following reasons: 1. In India, the Life Insurance business basically needs Trust of the public to become successful. With the recent economic crisis and the stories like AIG, it is going to become a...
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Debate: "Should India Bulls enter into Life Insurance business?" deleted from your view.
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Jignesh Pandya
| Answered
| 3 years ago
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Why not? The insurance professional has good experience in sales and marketing they can go to the any of field in marketing they never failed if he is struggling in that field and have a lot's of pressured and stressed during the work As per...
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Sabuj Chowdhury
| Answered
| 3 years ago
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Yes because of intense pressure and sometimes superiors asking to do insurance which is not continued after certain period just to meet new account for the current month
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Winsome Thomas
| Answered
| 3 years ago
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Hi Reghu, I understand the concern. There is a lot of outflow. Basic reason is during the 2006 to 2008 period almost all companies expanded and there was a quick filling of the less talented. Added to this there was a no of internal promotions...
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Answer: "Does insurance sales professionals convert to other sectors?" deleted from your view.
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LICI IS GOVT CONCERN
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NO NEVER
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Leena Khade
| Argues in support of
"NO NEVER"
| 3 years ago
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Hi Sougata, good area to debate. But it would be great if you provide some description about this discussion. So that we can discuss on some specific issues which will make the debate more interesting. At the same time take a side and argue. :)
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Debate: "IS THE LICI A GOVT CONCERN ?" deleted from your view.
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insurance
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2
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Enter other side of the debateinsurance
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pradeep mishra
| Argues in support of
"insurance"
| 3 years ago
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why need insurance policy
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Debate: "Summerize with short titleinsurance" deleted from your view.
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बाबुल रे मोरे, मनवा लागत नाही , जात डगर घनश्याम मिले मोहि. सुध-बुध लीनो माहि , मै अनजानी,ये भी न जानी, प्रेम की है ये अजब कहानी, देन कहो तो सबकुछ दीन्हो, लेन कहो तो नाही बाबुल रे मोरे, मनवा लागत नाही ... मै दुखियारी,दरद की मारी, इत-ऊत डोलत अधम बिचारी, प्रीत कहो तो जोड़ी उनसे, लोकलाज सब छांडी . बाबुल रे मोरे, मनवा लागत नाही ... अब तो हमको चैन नही है , इन आँखों में रैन नही है, कब आओगे प्रीतम प्यारे , जोहत बात तुम्हारी...! बाबुल रे मोरे, मनवा लागत नाही ...!!! - [28/12/2006]10am- Nandini g
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Vivek Singh
| Commented
| 3 years ago
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Nandini ji aapne akavita se behtar chhand likha hai. Vichar to aapke bahut hi achhe hai hee. Par wahi baat ki avadhi aur khadi boli ka mishran.....filmi bhasha jaisa lag raha hai...jaise ki Amitabh bachhan ganga kinare wale chhore ka role karte...
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Trends: "बाबुल रे मोरे, मनवा लागत नाही...!!! " deleted from your view.
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HOLDERS of unit-linked policies will in future get more of their money back if for any reason they are forced to surrender their policy within a couple of years. New norms by the Insurance Regulatory Development Authority (Irda) now provide very strong incentive to insurers to ensure that policies do not lapse. Late on Tuesday,the regulator unveiled new regulations on unit-linked insurance plans,capping the surrender charge on policies that are returned after a year at 15%.This is a huge benefit for the customer as today there are several plans where the customer gets nothing if s/he surrenders her/his long-term policy after paying the first year premium. Consider this example.If the policy...
Insight: "Irdas new norms to provide strong cover for Ulip holders " deleted from your view.
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dear friend may i know which type of insurance u r involved
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Haresh Khushaalni
| Answered
| 2 years ago
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I m involve in life insurance with max new york life
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Answer: "Insurance" deleted from your view.
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It’s true that practice makes the man perfect. It was my stint with the leading life insurance company of India under tremendous sales pressure which helped me in learning new tricks of this trade. I have sold thousands of policies in last two and half years. For me, it’s very easy to identify in only two minutes, whether the customer is really serious in doing some investment or he has just called for information gathering activity. I have been the top performer and given various prizes. I have the reputation of converting 7 out of 10 clients if the customer has money in his pocket. I have earned lot of respect and money in this industry. At some occasions I picked policies worth million in just 10 minutes. I have never followed customer more than 2 times. I think any sales people must do that. I have habit of closing the deal at the discussion table in the first meeting with the client. Secret of my success is hard work and dedication. I have never given up. Each policy that I...
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The Chartered Accountants have engaged themselves in the audit of Insurance Companies since long. With the transition in the insurance sector, the horizons for their contribution have broadened. There has, emerged a king-size pool of opportunities that the Chartered Accountants can explore and apply their professional wisdom and experience to. The structure of an insurance company, generally, comprises the Operating Department, Administrative Department and the Finance Department. The Operating Department generally performs the basic functions pertaining to the designing of products, marketing thereof, servicing the insured, management of portfolio, etc. The Administrative Department looks after the day to day affairs of the company. The Finance Department backs the operations and administration of the company by accounting for the transactions, streamlining the flow of funds, materializing the management decisions, etc. The Administration Department as well as the Finance...
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The Shri Amarnath Shrine Board Friday said the annual Amarnath Yatra 2011 would be held from June 29 to August 13. The Board, which met here under the chairmanship of Governor, N N Vohra who is also the Chairman SASB, desired that a very strong advisory should be issued to the Yatris to undergo a proper medical check-up to assess their fitness for undertaking the Yatra. SASB Chief Executive Officer, R K Goyal told the meeting that 68 people died last year due to various medical reasons, particularly cardiac failure, while undertaking the Yatra. As compared to the last year’s death toll of 68, 45 persons lost their lives in the 2009 yatra, he said. The Board asked the CEO to generate awareness among the people about the difficult nature of the yatra through print and electronic media. Goyal said each registered Yatri, labourer, Ponywallah and Dandiwallah was being extended a group accident insurance cover of Rs one lakh and necessary arrangements had been made with New India...
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