Microfinance and Sustainable Livelihood
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micro-finance, Microfinance in India, Microfinance sector in India, Microfinance and Sustainable Livelihood,
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Functional Area : India, Personal Finance |
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About " Microfinance and Sustainable Livelihood " topic:
The microfinance sector in India is dynamic and has witnessed phenomenal growth in terms of outreach to the clients, the number of loans and amount of loan outstanding, product and service diversification and geographical spread. Over the years, the country has experienced a strong public and private institutional participation in the development of the sector.
Lets discuss more on this.....
Lets discuss more on this.....
4 debates
, 2 idea contests
on topic: " Microfinance and Sustainable Livelihood "
Prev1NextShowing 1 - 6 of 6
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(rate this)
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Yes
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16
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VS |
12
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No
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K LAXMINARAYANA RAO
| Argues in support of
"Yes"
| 1 year ago
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Major problem is not in how many people, microfinance schemes reaches or the amounts involved, but in peoples attitudes and beleifs. Most of the development schemes and financing schemes are either failures or inadequate for the purpose for which...
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SHRIKANT MANOHAR DANKE
| Argues in support of
"No"
| 1 year ago
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Ultimately poor is going to get only 10 paise when Rs.1 is allotted by Govt.
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Nitin M Aras
| Argues in support of
"No"
| 1 year ago
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Agreed with Anita.... in real sense it would not help poors... micro financing means what? what would be the limit for this? how you will get back? so many things in the air...
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Debate: "Does microfinancing really benifit the poor?" deleted from your view.
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(rate this)
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1
Allows the poor to receive a loan
2
Micro Finance is an utter flop in AP
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SHRIKANT MANOHAR DANKE
| Supported idea
"Micro Finance is an utter flop in AP"
| 1 year ago
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& it is going to be flopped allover India.
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Mohammad Bakhsh
| Added idea
"It affords dignity to poors and needy."
| 1 year ago
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I am great fan of GURUCHARAN DAS.He is a author and is on the board of the not-for-profit NGO.SKS Micro-finance.I therefore leafed through his article on "MEN MORALS" which refers that micro finance has benefited thirty million poor women in...
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Ideate: "What are the benefits of microfinancing?" deleted from your view.
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(rate this)
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Yes
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16
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VS |
3
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No
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Padmanabhan R
| Argues in support of
"Yes"
| 5 months ago
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MFI to successfully serve it’s purpose requires monitoring. Uneducated borrowers are less prudent on financial decisions. Profiteering intentions of MFI, encouraging reckless lending can make the situation worse
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Japan Shah
| Argues in support of
"No"
| 1 year ago
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The Microfinance Institutions have evolved and are working in the areas where the regulated banks are not helping.. The MFI's should have the freedom to work and there should be no regulation on it, as the size/amount of credit given by them is...
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Hemant Sharma
| Argues in support of
"No"
| 1 year ago
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MFIs are free of RBI regulation, and have flourished in the consequent freedom to innovate and expand. The RBI takes ages to approve bank branches, while MFIs open several every month. MFIs have cheap, flexible staff, but as banks they will face...
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Debate: "Should microfinace institutions be brought under regulation??" deleted from your view.
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(rate this)
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Yes
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7
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VS |
3
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No
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Suryanarayan Murthy
| Argues in support of
"No"
| 1 year ago
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It is unfortunate that we, the intellectuals, are not able to come out of our air conditioned chambers and meet the comman people. People are dying in AP. Not a day passes without somebody or other committing suicide because of MFIs. Give them...
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P. Abraham Paul
| Argues in support of
"Yes"
| 1 year ago
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Please see a news in Business Line of 2nd Nov 2101 about a proposal of mine to enable Financial Inclusion and Micro Finance of lower economic strata using Money throug Mobile technology. http://www.thehindubusinessline.com/2010/11/02/stories/20101...
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Suryanarayan Murthy
| Argues in support of
"Yes"
| 1 year ago
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MFIs borrow funds from commercial banks at 11-12% and add an equal amount towards administrative charges. Any interest over and above this is MFIs profit. That means MFIs have to charge more than 24% to make profit. While banks charge of reducing...
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Debate: "Micro Finance...a myth !! What we need is Micro Credit by Banks" deleted from your view.
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(rate this)
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1
Money through Mobile MTM
2
As a concept its good, but in practice........
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P. Abraham Paul
| Added idea
"Money through Mobile MTM"
| 1 year ago
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Please read a news in Business Line of 2nd Nov. 2010 about my proposal. http://www.thehindubusinessline.com/2010/11/02/stories/2010110252550700.htm
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Srinivas suravajhala
| Added idea
"As a concept its good, but in practice........"
| 1 year ago
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Micro Finance, as a concept its very good. But, there are too many practical problems, because of the aggressive methods being followed by the financial institutions and they are ruining the human relations in the rural areas and are responsible...
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Ideate: "Microfinance" deleted from your view.
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(rate this)
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Whether agreeable
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1
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0
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Whether not agreeable
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Gopabandu Satapathy
| Argues in support of
"Whether agreeable"
| 1 year ago
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I am agreeable to this view
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Debate: "IDevelopment of microfinance sector " deleted from your view.
Prev1NextShowing 1 - 6 of 6
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