Personal Budgeting......
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Personal Budgeting, save money, money saving, money management, managing money, personal final, tips for saving money
Industry :
Banking, Asset Management, Insurance
Functional Area : India, Homes, Personal Finance |
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About "Personal Budgeting......" topic:
We all want to save money but do we keep a track of it???? Still today many of us don't have a systematic way of spending money.
Personal budgeting shows you what money you need to make ends meet, live comfortably, and increase your wealth.
In tracking your money, you found out what you have now and what you can reasonably expect to earn. In tracking your spending, you found out what your typical pattern of spending is. This information is critical to developing a practical personal budget.
Lets discuss more on this.....
Personal budgeting shows you what money you need to make ends meet, live comfortably, and increase your wealth.
In tracking your money, you found out what you have now and what you can reasonably expect to earn. In tracking your spending, you found out what your typical pattern of spending is. This information is critical to developing a practical personal budget.
Lets discuss more on this.....
2 insight
, 3 idea contests
on topic: "Personal Budgeting......"
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Eat less
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stop haircut
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Anym
| Supported idea
"Sleep in money"
| 11 months ago
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haha.. this is crazy !! ;-)
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Anym
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"Doing Nothing"
| 11 months ago
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haha.. this is crazy !! ;-)
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G A Narayan
| Supported idea
"Eat less"
| 2 years ago
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Not so good idea. You may spend the saved money in health related matters.
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Ideate: "The craziest thing one can do to save money...." deleted from your view.
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1
things with Emotional touch
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Movies
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vijay kumar prajapat
| Added idea
"Vijay"
| 2 years ago
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Fashion is the thing for which u can let everything else
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Rekha Mahajan
| Added idea
"for fashion"
| 2 years ago
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i think we r mad abt fashion these days n ready to spend for dis
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G A Narayan
| Supported idea
"things with Emotional touch "
| 2 years ago
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Very TRUE. And the manufacturers, distributors and retailers take advantage of this.
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Ideate: " What are the things we generally overpay for??" deleted from your view.
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1
Carrying lots of cash
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""Indiscreet use of credit cards" and "Habit of borrowing""
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Thomas Wilson
| Added idea
"""Indiscreet use of credit cards" and "Habit of borrowing"""
| 2 years ago
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Spur in credit card ownership and its wide spread use is an indispensable part of credit cycle boom. No doubt! Question here is whether it is healthy or not from a personal finance perspective? The boom and bust credit cycle in the developed world...
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Vijetha. Bhat
| Added idea
""Indiscreet use of credit cards" and "Habit of borrowing""
| 2 years ago
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In my opinion,swiping debit & credit cards are really danger...compare to this carrying cash is better..i don't wanna buy when i have no money on my hand...but i buy when i have card! uff!
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Ideate: " Top habits that can make you broke??" deleted from your view.
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Hi, frnds I just stumbled across this beautiful piece of information couldn't resist sharing it..... 1. Patience Patience is one of the most important traits when it comes to saving money.This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you want fits into your budget instead of putting it on credit. Patience is often the difference between creating savings and being in debt. Having the patience to wait until you find a good deal is a cornerstone of good finances. 2. Satisfaction When you're satisfied, there is no reason to spend money on nonessentials. The sole purpose of commercia...
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NATTERAJA R. ARIKRISHNAN
| Commented
| 2 years ago
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Excellent tips, but in practice they are to be followed. Thanks for the referral Mr. Sujoy Sinha.
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K. NARAYAN
| Commented
| 2 years ago
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The above qualities may or may not make you "filthy rich" , but they will certainly improve the quality of your life and of those around you.
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Insight: " Ten Traits That Make You Filthy-Rich......" deleted from your view.
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1. Brew your own coffee. Seriously, 3 bags of beans gets us through the month for a total of Rs.1000. Buying a cup every day would run about Rs.200 for both of us, times 20 work days = Rs.4000 minimum per month. 2. Cut my own hair. Ok, so the teacher wife cant do this, but I can…I barely have any as it is! 3. Spend all your time blogging so you dont leave the house and spend money. 4. Put electronic equipment on power strips . You would be amazed at how much juice your unused equipment uses. 5. Compact Fluorescent Lightbulbs…seriously, go get some. The power bill goes right down. 6. Use a movie service like NETFLIX ..for Rs.150.00 per month we get 2 rentals…considering that renting from t...
Insight: "My 25 ways to save money-the small things add up!" deleted from your view.
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Fiscal deficit * Fiscal deficit seen at 5.9 percent of GDP in 2011-12 * Fiscal deficit seen at 5.1 percent of GDP in 2012-13 Revenue and Taxes * Personal income tax exemption limit raised to Rs 200,000. Those in the Rs 2 lakh-Rs 5 lakh bracket will now be under the 10% slab. Those in the Rs 5 lakh-Rs 10 lakh bracket will come under the 20% slab * Service tax rates raised to 12 per cent from 10 per cent; School education, though, will be exempt from service tax. * Seventeen services exempt from tax net * Rs 10000-crore tax fee bonds for power sector * The Securities Transaction Tax (STT), imposed while buying and selling shares, is brought down by 20%. selling shares, is brought down by 20%. * Indian film industry exempted from service tax on copyright * Interest earned from bank deposits to stay tax free up to Rs 10,000 * No advance tax requirement for senior citizens * No change in corporate tax rates * Govt to move towards Direct Tax, Income Tax exemption limit raised to Rs 2...
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