Posted in Community :
Finance & Accounts |
Banking & Insurance Professionals |
Investment Hub |
1 more ...
Personal Finance: Make the most of your Money
Tags :
finance, money, risks, future, stock market, mutual fund, personal finance, budgeting, stocks, budget
Industry :
Asset Management, Equity Research/Analytics, Hedge Funds/VCs/Private Equity, Insurance, Equity Research/Analytics, Hedge Funds/VCs/Private Equity, Insurance
Functional Area : Personal Finance, Personal Finance |
|
|
Follow this Topic |
more actions >>
|
About "Personal Finance: Make the most of your Money " topic:
Its all about developing basics in personal finance and investment for continous growth and improvement in our own assets...!!!
For more resources on Personal Finance:
2 insight
, 4 debates
, 7 idea contests
, 2 question
on topic: "Personal Finance: Make the most of your Money "
|
(rate this)
|
1
Sundaram BNP Paribas Taxsaver
2
Personal Finance Planning and action.
 |
Ravichandar S
| Added idea
"3 years"
| 2 years ago
|
|
hi! one year return may not be the base to determine the effectiveness of a tax saver fund, which is locked for three years. you can consider SBI tax gain 1993 and BirlaSunlife tax in addition to SundaramBNP and HDFC tax saver
|
|
 |
Arunangshu Choudhury
| Supported idea
"Sundaram BNP Paribas Taxsaver"
| 2 years ago
|
|
Good choice.However I also like the HDFC Taxsaver which has given 109% returns over the past 1 year compared to 81% for Sundaram BNP Paribas Taxsaver.It also has a very stable and consistent performance over many years.
|
|
Ideate: " Which are the current Top Tax Saving Mutual Funds ?" deleted from your view.
|
(rate this)
|
1
Debt consolidation
2
Retire personal loan at first place
|
|
Ravichandar S
| Added idea
"t&c"
| 2 years ago
|
|
enhancing the EMI is alright, but read the fine prints before for there could be penalty class. care gentlemen
|
|
 |
Ravi Vazirani
| Added idea
"dilute your investments"
| 2 years ago
|
|
dilute your investments presently because market returns on any investment is low than 22 % in case of pl and 42% incase of credit card which is a never ending story . the same income saved can be used as ulip investments
|
|
Ideate: "How to get rid off Personal Loan quickly?" deleted from your view.
|
(rate this)
|
|
Yes
|
20
|
VS |
6
|
No
|
 |
Sharad Kiyal
| Argues in support of
"Yes"
| 1 year ago
|
|
Previously people think insurance as an investment where they get tax benefit and money security. But due to modernization and development there are several more instruments for money security and tax benefit, so now young generation like us opt...
|
|
|
|
Viral Maniar
| Argues in support of
"No"
| 2 years ago
|
|
Term Plan Looks Cheaper if u go on Face Value but if U go for ULIP and calculate the insurance charges it is far lesser and u gan get insurance cover till you turn out 75 years which is not available in term plan as u go in detail charges ulip...
|
|
 |
kandula murali mohan reddy
| Argues in support of
"Yes"
| 2 years ago
|
|
if u go insurance policy for an amount of rs.200000/- for 15 years , u have to pay premium around rs. 15000 per annum. if u go for term policy for rs. 2500000/ u have to pay around rs. 7000 to 9000 premium. i suggest u go for term policy. under...
|
|
Debate: "Are term plans the best when it comes to insurance?" deleted from your view.
|
(rate this)
|
|
this side
|
1
|
VS |
0
|
no
|
|
|
GOPALAKRISHNA
| Argues in support of
"this side "
| 1 year ago
|
|
articles should be given to all in the family giving consequences of lack of proper interactions
|
|
Debate: "family finances" deleted from your view.
|
(rate this)
|
As I am doing MBA from AMITY BUSINESS SCHOOL LUCKNOW CAMPUS,I have to go for specialization in the second year but i am confused about whether to go for HR or FINANCE as my specialization subject.I a...
Answer: "whether i go for hr as a specialization or for finance?" deleted from your view.
|
(rate this)
|
1
Child Insurance plan
2
consultants
 |
BHARAT KUMAR ANYAW
| Supported idea
"consultants"
| 2 years ago
|
|
life needs all all needs life
|
|
|
|
BHARAT KUMAR ANYAW
| Added idea
"consultants"
| 2 years ago
|
|
better to go for a consultant to know how to conserve money like me have a hint if u r intelligent enough then i have some questions to clear it out what is the highest expense in one's life? what is the way to clear it down? if u can solve solve...
|
|
Ideate: "Money management for parents" deleted from your view.
|
(rate this)
|
I want to take franchisee of kotak securities in a small town like sonipat. I want to know how to excelerate my this business. Kindly guide me
 |
Ravi Ranjan
| Answered
| 10 months ago
|
|
outdoor advertising
|
|
 |
Sayed Mehdi
| Answered
| 10 months ago
|
|
Firstly do the market research and find out the competitors & study their strategy and set the strategy according the competitors and try to use different channels of marketing.
|
|
Answer: "What is the best and cheap way of marketing a new business of sub-brokership in a small town." deleted from your view.
|
(rate this)
|
It is simply instinctive to get attracted toward equity. The success stories - few true and many false - of people having become millionaires overnight, are bound to allure anyone. But the fact is that Stock Market isn't easy money; Stock market is not everyone’s cup of tea. It is our hard-earned savings, which is at stake. So let’s be very concrete about it. Do you have adequate capital? It is sheer common sense that a diversified portfolio with 18-20 stocks is less risky than a small portfolio with only 3-4 stocks. However, for a retail investor, capital is normally limited. With this small money supply it won't be likely for him to adequately diversify his/her portfolio. In such a conditi...
 |
Ramakrishna Perumal
| Commented
| 2 years ago
|
|
Yes mutual funds are better option and also safe to invest rather than investing in equities with high hopes.
|
|
 |
Samir Das
| Commented
| 2 years ago
|
|
Hi since FMCG is the only sector that has managed to grow even after the marketing falling down from 21000 to 9000, Current market situation is volatile so retail investors having less knowledge of the complexities of the market should go with...
|
|
Insight: "Mutual Funds better option than stocks for retail investor" deleted from your view.
|
(rate this)
|
1
Systematic Investment Plan
2
Dealing with Balanced funds
 |
Sonam Kapoor
| Added idea
"Systematic Investment Plan"
| 2 years ago
|
|
I think the most powerful way to benefit from the market volatility for a new investor would be Systematic Investment Plan (SIP). It helps to bring down the average the cost of purchase, by letting investors to buy fewer units of the mutual fund...
|
|
 |
Archana Singh
| Added idea
"Dealing with Balanced funds"
| 2 years ago
|
|
I always felt that the new investors should deal with Balanced funds.They are great for dealing with the market volatility as they give the investors exposure to both equities and debt in the ratio of 65:35. They do not fall as sharply as good...
|
|
Ideate: "How New Investors can tackle Market Volatility intelligently? " deleted from your view.
|
(rate this)
|
Budgeting isn’t always easy – but it doesn’t have to be impossible. And it’s worth it. You’ll live with less worry now, and endure less headache later on. some basic money management strategies that are as simple as ABC . Follow their guidelines to squash your debt, start saving, and stop wasting money. A lways Keep Track You should always keep track of all of your accounts, and running balances of those accounts – specifically, the ones that you use on a daily basis. This will help prevent late payments or being overdrawn on your checking accounts, or going over your limit on your credit accounts. B uild Credit Carefully You don’t want to run out and snatch up every credit card offer yo...
|
|
Ramakrishna Perumal
| Commented
| 2 years ago
|
|
It is always good to share the information whether it is original or it is cut and paste but only thing is if somebody has already read it they ignore the article if not they can read it once again and get refreshed with the information once again.
|
|
 |
Devi Kaladeen
| Commented
| 2 years ago
|
|
Varsha I believe those comments you are talking about were deleted by Toostep admin. I am very happy that Toostep is making observations on what is going on in this forum. I want to reiterate that on a professional level I abide by the rules and...
|
|
|
|
Jaspal Singh Sodhi
| Commented
| 2 years ago
|
|
Dear Friends, If you see the top of the article, the source is given there, already. And it's not good for any scholars to target any other persons like this. It would be nice if we learn to appreciate, instead of criticising. Because appreciation...
|
|
Insight: "The ABCs of Managing Money" deleted from your view.
Other knowledge matching "Personal Finance: Make the most of your Money " topic
|
Activity:
178 referals
,
4 votes,
213 views
|
|
|
|
Activity:
561 referals
,
8 arguments,
142 views
|
|
Technical writing vs Content/Blog writing
|
|
Activity:
4 referals
,
3 answers,
83 views
|
|
I am Doing Job in Toshniwal Industries Pvt. LTd. As Senior Executive. My Job timing is 9 to 5.30. I am able to do part time job after 6 pm. So Pls. Suggest me which type of job is suitable for me. and i can easily join that without invest any...
|
|
|
Activity:
823 referals
,
10 comments,
179 views
|
|
I got this beautiful posts on http://www.searchquotes.com/ To live a creative life, we must lose our fear of being wrong. The fear of being wrong, different, or socially unaccepted or unpopular is one of the biggest inhibitors to one's creative juices. When a person can do things without worrying what people will think of him, then a person can use their creativity with no limits, and take their work to places they probably would never of imagined going. One of the biggest rules to being creative is to first disregard everyone's opinion. The creativity you have is what makes your work your own, and changing it to fit into someone else's mold would defeat the purpose of it all. Remember when being creative that your work doesn't have to be a pop icon or anything but it has to at some point change society in some way(s). Everyone has their own creative flow and energy, it is all about sticking to your gut feelings, despite the consequences or feelings of hesitance you might...
|
|
Activity:
10 referals
,
11 comments,
6629 views
|
|
Credit risk management is a very important area for for the banking sector and there are wide prospects of growth and other financial institutions also face problems which are financial in nature. Also, banking professionals have to maintain a balance between the risks and the returns.For a large customer base banks need to have a variety of loan products.If bank lowers the interest rates for the loans it offers, it will suffer In terms of equity, a bank must have substantial amount of capital on its reserve, but not too much that it misses the investment revenue, and not too little that it leads itself to financial instability and to the risk of regulatory non-compliance. Credit risk management is risk assessment that comes in an investment. Risk often comes in investing and in the allocation of capital. The risks must be assessed so as to derive a sound investment decision.And decisions should be made by balancing the risks and returns. Giving loans is a risky affair for bank...
|
Recent Knowledge in Topic (5)
|
|
yes vs no |
|
|
1874 referals
22 arguments,
216 views
|
|
|
Dear friends, Which Websites help you in Investment Decisions? |
|
|
0 referals
7 votes,
590 views
|
|
|
Gold market is the market which is booming day by day. More and more people are now attracted to... |
|
|
0 referals
6 votes,
149 views
|
|
|
|
|
Similar Topics
2 trends
, 19 insight
, 13 debates
, 3 idea contests
, 9 question
We all want to save money but do we keep a track of it???? Still today many...
2 insight
, 3 idea contests
Today there are many opportunities for people, with internet there are many...
1 trends
, 1 insight
, 3 debates
, 3 idea contests
, 1 question
1 insight
, 5 debates
, 7 idea contests
, 1 question
Does your kid spend money on all the unwanted stuff, it has to do with the...
1 insight
, 1 debates
, 3 idea contests
, 1 question
Sponsored Jobs
