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Personal Finance: Make the most of your Money
Tags :
finance, money, risks, future, stock market, mutual fund, personal finance, budgeting, stocks, budget
Industry :
Asset Management, Equity Research/Analytics, Hedge Funds/VCs/Private Equity, Insurance, Equity Research/Analytics, Hedge Funds/VCs/Private Equity, Insurance
Functional Area : Personal Finance, Personal Finance |
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About "Personal Finance: Make the most of your Money " topic:
Its all about developing basics in personal finance and investment for continous growth and improvement in our own assets...!!!
For more resources on Personal Finance:
2 insight
, 4 debates
, 7 idea contests
, 2 question
on topic: "Personal Finance: Make the most of your Money "
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(rate this)
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1
Sundaram BNP Paribas Taxsaver
2
Personal Finance Planning and action.
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Ravichandar S
| Added idea
"3 years"
| 2 years ago
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hi! one year return may not be the base to determine the effectiveness of a tax saver fund, which is locked for three years. you can consider SBI tax gain 1993 and BirlaSunlife tax in addition to SundaramBNP and HDFC tax saver
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Arunangshu Choudhury
| Supported idea
"Sundaram BNP Paribas Taxsaver"
| 2 years ago
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Good choice.However I also like the HDFC Taxsaver which has given 109% returns over the past 1 year compared to 81% for Sundaram BNP Paribas Taxsaver.It also has a very stable and consistent performance over many years.
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Ideate: " Which are the current Top Tax Saving Mutual Funds ?" deleted from your view.
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(rate this)
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1
Debt consolidation
2
Retire personal loan at first place
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Ravichandar S
| Added idea
"t&c"
| 2 years ago
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enhancing the EMI is alright, but read the fine prints before for there could be penalty class. care gentlemen
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Ravi Vazirani
| Added idea
"dilute your investments"
| 2 years ago
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dilute your investments presently because market returns on any investment is low than 22 % in case of pl and 42% incase of credit card which is a never ending story . the same income saved can be used as ulip investments
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Ideate: "How to get rid off Personal Loan quickly?" deleted from your view.
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(rate this)
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Yes
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20
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VS |
6
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No
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Sharad Kiyal
| Argues in support of
"Yes"
| 2 years ago
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Previously people think insurance as an investment where they get tax benefit and money security. But due to modernization and development there are several more instruments for money security and tax benefit, so now young generation like us opt...
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Viral Maniar
| Argues in support of
"No"
| 2 years ago
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Term Plan Looks Cheaper if u go on Face Value but if U go for ULIP and calculate the insurance charges it is far lesser and u gan get insurance cover till you turn out 75 years which is not available in term plan as u go in detail charges ulip...
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kandula murali mohan reddy
| Argues in support of
"Yes"
| 2 years ago
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if u go insurance policy for an amount of rs.200000/- for 15 years , u have to pay premium around rs. 15000 per annum. if u go for term policy for rs. 2500000/ u have to pay around rs. 7000 to 9000 premium. i suggest u go for term policy. under...
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Debate: "Are term plans the best when it comes to insurance?" deleted from your view.
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(rate this)
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this side
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1
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VS |
0
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no
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GOPALAKRISHNA
| Argues in support of
"this side "
| 1 year ago
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articles should be given to all in the family giving consequences of lack of proper interactions
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Debate: "family finances" deleted from your view.
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(rate this)
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As I am doing MBA from AMITY BUSINESS SCHOOL LUCKNOW CAMPUS,I have to go for specialization in the second year but i am confused about whether to go for HR or FINANCE as my specialization subject.I a...
Answer: "whether i go for hr as a specialization or for finance?" deleted from your view.
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(rate this)
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1
Child Insurance plan
2
consultants
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BHARAT KUMAR ANYAW
| Supported idea
"consultants"
| 2 years ago
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life needs all all needs life
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BHARAT KUMAR ANYAW
| Added idea
"consultants"
| 2 years ago
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better to go for a consultant to know how to conserve money like me have a hint if u r intelligent enough then i have some questions to clear it out what is the highest expense in one's life? what is the way to clear it down? if u can solve solve...
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Ideate: "Money management for parents" deleted from your view.
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(rate this)
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I want to take franchisee of kotak securities in a small town like sonipat. I want to know how to excelerate my this business. Kindly guide me
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Ravi Ranjan
| Answered
| 1 year ago
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outdoor advertising
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Sayed Mehdi
| Answered
| 1 year ago
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Firstly do the market research and find out the competitors & study their strategy and set the strategy according the competitors and try to use different channels of marketing.
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Answer: "What is the best and cheap way of marketing a new business of sub-brokership in a small town." deleted from your view.
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(rate this)
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It is simply instinctive to get attracted toward equity. The success stories - few true and many false - of people having become millionaires overnight, are bound to allure anyone. But the fact is that Stock Market isn't easy money; Stock market is not everyone’s cup of tea. It is our hard-earned savings, which is at stake. So let’s be very concrete about it. Do you have adequate capital? It is sheer common sense that a diversified portfolio with 18-20 stocks is less risky than a small portfolio with only 3-4 stocks. However, for a retail investor, capital is normally limited. With this small money supply it won't be likely for him to adequately diversify his/her portfolio. In such a conditi...
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Ramakrishna Perumal
| Commented
| 2 years ago
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Yes mutual funds are better option and also safe to invest rather than investing in equities with high hopes.
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Samir Das
| Commented
| 3 years ago
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Hi since FMCG is the only sector that has managed to grow even after the marketing falling down from 21000 to 9000, Current market situation is volatile so retail investors having less knowledge of the complexities of the market should go with...
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Insight: "Mutual Funds better option than stocks for retail investor" deleted from your view.
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(rate this)
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1
Systematic Investment Plan
2
Dealing with Balanced funds
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Sonam Kapoor
| Added idea
"Systematic Investment Plan"
| 2 years ago
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I think the most powerful way to benefit from the market volatility for a new investor would be Systematic Investment Plan (SIP). It helps to bring down the average the cost of purchase, by letting investors to buy fewer units of the mutual fund...
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Archana Singh
| Added idea
"Dealing with Balanced funds"
| 2 years ago
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I always felt that the new investors should deal with Balanced funds.They are great for dealing with the market volatility as they give the investors exposure to both equities and debt in the ratio of 65:35. They do not fall as sharply as good...
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Ideate: "How New Investors can tackle Market Volatility intelligently? " deleted from your view.
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(rate this)
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Budgeting isn’t always easy – but it doesn’t have to be impossible. And it’s worth it. You’ll live with less worry now, and endure less headache later on. some basic money management strategies that are as simple as ABC . Follow their guidelines to squash your debt, start saving, and stop wasting money. A lways Keep Track You should always keep track of all of your accounts, and running balances of those accounts – specifically, the ones that you use on a daily basis. This will help prevent late payments or being overdrawn on your checking accounts, or going over your limit on your credit accounts. B uild Credit Carefully You don’t want to run out and snatch up every credit card offer yo...
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Ramakrishna Perumal
| Commented
| 2 years ago
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It is always good to share the information whether it is original or it is cut and paste but only thing is if somebody has already read it they ignore the article if not they can read it once again and get refreshed with the information once again.
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Devi Kaladeen
| Commented
| 2 years ago
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Varsha I believe those comments you are talking about were deleted by Toostep admin. I am very happy that Toostep is making observations on what is going on in this forum. I want to reiterate that on a professional level I abide by the rules and...
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Jaspal Singh Sodhi
| Commented
| 2 years ago
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Dear Friends, If you see the top of the article, the source is given there, already. And it's not good for any scholars to target any other persons like this. It would be nice if we learn to appreciate, instead of criticising. Because appreciation...
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Insight: "The ABCs of Managing Money" deleted from your view.
Other knowledge matching "Personal Finance: Make the most of your Money " topic
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Day trading refers to the practice of buying and selling financial instruments within the same trading day such that all positions will usually (not necessarily always) be closed before the market close of the trading day. This is different from After-hours trading. Traders that participate in day trading are called day traders. Some of the more commonly day-traded financial instruments are stocks, stock options, currencies, and a host of futures contracts such as equity index futures, interest rate futures, and commodity futures. Day trading used to be the preserve of financial firms and professional investors and speculators. Many day traders are bank or investment firm employees working as specialists in equity investment and fund management. However, day trading has become increasingly popular among casual traders due to advances in technology, changes in legislation, and the popularity of the internet. First of all let me give you few tips that you must follow if you are going...
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Affordable dental plans are important to your overall health coverage. Without affordable dental plans, you could unnecessarily pay thousands of dollars for simple procedures. Affordable Dental Care is an unmet need in many families. Luckily there is an affordable solution for uninsured people that can give you coverage so you can get an appointment quickly. One of the best features of affordable dental plans is the fact that there is no underwriting period to wait around for like there is with traditional insurance. Once you complete your application, select a dentist, and make your annual one-time payment, you are covered. Families are eligible for coverage as well. If you choose a family plan, your family is covered at the same time you are. A healthy mouth is a key component to an overall healthy body. There are serious medical conditions that show symptoms that begin in the mouth. There are several things that you need to know when on the hunt of an affordable dental coverage....
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2998 referals
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20 comments,
544 views
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Fiscal deficit * Fiscal deficit seen at 5.9 percent of GDP in 2011-12 * Fiscal deficit seen at 5.1 percent of GDP in 2012-13 Revenue and Taxes * Personal income tax exemption limit raised to Rs 200,000. Those in the Rs 2 lakh-Rs 5 lakh bracket will now be under the 10% slab. Those in the Rs 5 lakh-Rs 10 lakh bracket will come under the 20% slab * Service tax rates raised to 12 per cent from 10 per cent; School education, though, will be exempt from service tax. * Seventeen services exempt from tax net * Rs 10000-crore tax fee bonds for power sector * The Securities Transaction Tax (STT), imposed while buying and selling shares, is brought down by 20%. selling shares, is brought down by 20%. * Indian film industry exempted from service tax on copyright * Interest earned from bank deposits to stay tax free up to Rs 10,000 * No advance tax requirement for senior citizens * No change in corporate tax rates * Govt to move towards Direct Tax, Income Tax exemption limit raised to Rs 2...
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1 referals
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1 comments,
20 views
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Recovery of its due has been a hectic exercise for the Banks in the absence of a special legislation. ‘Non-performing Assets’ were growing and a need was felt to reduce the ‘Non-performing Assets’ of the Banks drastically. As the recovery through Courts was a difficult exercise for the Banks, initially, a special legislation called ‘The Recovery of Debts due to Banks and Financial Institutions Act, 1993’ was enacted creating a Special Tribunal called ‘Debt Recovery Tribunal’. Under the Act, the Banks are entitled to approach the Tribunal by filing an ‘Original Application’ which is similar to filing a suit in Civil Court proceedings. However, unlike the ‘Civil Court’ which is supposed to follow the ‘Civil Procedure Code’, a special and simple procedure has been prescribed under ‘The Recovery of Debts due to Banks and Financial Institutions Act, 1993’. At the end of adjudication, the Tribunal is supposed to grant a certificate called ‘Recovery Certificate’ infavour of the Bank...
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The following is a reproduction of from an article I wrote in 2004. 1. Harnessing the vast human resource in the country shall be the main objective. Most of the unrest and disharmony happening every where, may it be of social, political, various disruptions caused by actions and counter actions of different ethnic groups and communities turning into religious extremism, are due to the shift in the focus of life among the mass especially the village youth, and political are due to desperation fermenting of the prevailing situation that deprive them options and opportunities to grow up and lead a normal life. To alleviate it, the primary focus shall be on the uplift of the 750 odd million rural population, by providing them basic amenities such as a home to live, clean water, cheap electricity and fuel, primary healthcare, free basic education, effective public distribution system, good roads and other infrastructure, and a minimum assured income from agricultural or trade...
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