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Trends In Banking
Tags :
Indian Banking in 2010, Banking Trends, Trends In Banking, Banking Trends In India, Banks In India, Indian Banking Trends,
Industry :
Banking
Functional Area : India |
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At the beginning of the 21st century, the biggest banks in the
industrial world have become complex financial organizations that offer
a wide variety of services to international markets and control
billions of dollars in cash and assets.These are symbols of changing trends in banking.
The changing trends in banking has made banks to adopt the latest
technologies. Banks are working to identify new business niches, to
develop customized services, to implement innovative strategies and to
capture new market opportunities. With further globalization,
consolidation, deregulation and diversification of the financial
industry, the trends in banking sector will become even more complex.
Let us discuss the different Trends In Banking system in 2010...
Let us discuss the different Trends In Banking system in 2010...
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Yes
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21
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12
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No
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Vipin Bhasin
| Argues in support of
"No"
| 1 year ago
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It is not true that Indians banks are more financially robust than big foreign banks. Rashmi In recession Indian banks are less effected not due to more financially robust but due to credit risk policy. In India to get loan is not easy even for...
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John D Nevin
| Argues in support of
"Yes"
| 2 years ago
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Yes, Indian banks are financially sound unlike their counterparts across the globe.
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Rashmi Patil
| Argues in support of
"Yes"
| 2 years ago
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Last year, when the whole world was struggling because of this recession, Indian banks were one of the least effected sectors. They not only could come out of the recession very fast, but also could cover up all the losses incurred very easily....
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(rate this)
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Yes
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15
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VS |
10
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No
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NAGARAJAN B
| Argues in support of
"No"
| 2 years ago
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In my view, there could be one or two acquisition of private banks either by a Industrial house or merger with large private banks. Possibly, some SBI associate banks may merge with the parent but this also subject to RBI and Employees Union...
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Manish N Chugh
| Argues in support of
"Yes"
| 2 years ago
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Yes, even i would say this is very much in pace and will should happen in a country like Ours to grow with better pace in terms of economy and technically too. The M A of banks is in talks from long time and am sure this will be implemented very...
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Rashmi Chawla
| Argues in support of
"Yes"
| 2 years ago
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In my opinion, India would see a large number of global banks controlling huge stakes of the banking entities in the country. The overseas banking units would bring along with it capital, technology, and management skills which would lead to...
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(rate this)
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Repath Athyala
| Added idea
"by listening to his/her needs exactly without assumption"
| 1 year ago
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by listening to his/her needs exactly without assumption.
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K Satish Kumar
| Supported idea
"good knowledge of products to the executives & better customer service"
| 2 years ago
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In order to meet the targets these guys tend to give the wrong information about the product which cause dissatisfaction latter
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(rate this)
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Sandeep Kule
| Supported idea
"Facilitate with UID project"
| 1 year ago
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I do support ur idea to associate the UID with Bank ID. This initiative makes it easy for banks to reach to every citizen. Once we acheive that, it will become the golden period for Banking Industry. This inturn will satisfy the social concern of...
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Harindra J Bhatt
| Supported idea
"Facilitate with UID project"
| 2 years ago
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Great Idea. I'm in favour of your view. that would be a banking revolution. Every location can be covered under one roof. and Yes most importantly Inter Banking Transactions and Customer's Quality Services would be highlighted properly. More over...
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praveenkumar
| Supported idea
"Facilitate with UID project"
| 2 years ago
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i will be agree with your comment, who are the people still under bpl they unable receive the banking services, i hope as per your statement the uid project will abe implement as early as possible
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(rate this)
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Yes
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27
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VS |
5
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No
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kalpesh zanje
| Argues in support of
"Yes"
| 1 month ago
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Rural economy is improved a lot almost in all taluka and district places. In now a days lots of savings and small business also available with the rural people furhter they are aware and have knowledge about their investment, where to invest and...
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Jay Kamath
| Argues in support of
"No"
| 1 year ago
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Banks and their charges and visions will make rural banking a spectacular failure. And with the recent news about the high interest rates of micro lending, I think it's time the government steps in and utilizes the Indian postal service to provide...
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sujit Kumar
| Argues in support of
"No"
| 2 years ago
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Not exactly rural marketing. The real rural banking is done by cooperative bank helped by NABARD in India. Still the private players are looking for rural areas for profitability, which is not viable even though the volume is big there. So, yes...
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(rate this)
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Is merger and acquistion of public sector banks in india useful
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11
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2
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or not
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govind agarwal
| Argues in support of
"Is merger and acquistion of public sector banks in india useful"
| 2 years ago
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In my view merger is always better it brings uniformity in rules and effciancy they should also increase the staff at the same time
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kanukurthy sudershanrao
| Argues in support of
"or not"
| 2 years ago
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One can see from the recent events all over the world how big banks gone/ almost went bankrupt. Big is good is not a reasonable concept. The survival, growth, share of the market does not depend on its size but on its strategies, products,...
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Swati Raut
| Argues in support of
"Is merger and acquistion of public sector banks in india useful"
| 2 years ago
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Hi Amol.... Mergers and acquisitions in banking sector have become familiar in the majority of all the countries in the world. And nowadays we can also see the public banks merging with other banks, this will help to improve the process and...
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(rate this)
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Yes
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1
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VS |
0
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No
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manikanta raj
| Argues in support of
"Yes"
| 2 years ago
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In my opinion the LIC is good enough to enter in to Banking industry. As a NBFC its performance is top rated and it is already proved through LIC HOusing Finance Pvt. Ltd. LIC has to set up banking wing as a Subsidiary pvt. ltd company. it can...
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(rate this)
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Yes
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6
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VS |
0
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No
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Natasha Parmar
| Argues in support of
"Yes"
| 1 year ago
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Surely, it would. If we follow the very basic demand and supply theory, then since there is lot of demand, or demand created,it is a wise decision to step in India. Further, India is on a development spree, and fund raising is one of the main...
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(rate this)
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(rate this)
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No, It can not be successful.
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4
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1
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Yes, It can be successful.
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Srinivas suravajhala
| Argues in support of
"No, It can not be successful."
| 1 year ago
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RBI has issued certain guidelines differentiating the Banking sector and NBFCs. If the licences are issued to NBFCs the structural difference between the two will vanish. RBI has to clarify its stand. It is not clear the distinction between...
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Activity:
1 referals
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1 comments,
20 views
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Recovery of its due has been a hectic exercise for the Banks in the absence of a special legislation. ‘Non-performing Assets’ were growing and a need was felt to reduce the ‘Non-performing Assets’ of the Banks drastically. As the recovery through Courts was a difficult exercise for the Banks, initially, a special legislation called ‘The Recovery of Debts due to Banks and Financial Institutions Act, 1993’ was enacted creating a Special Tribunal called ‘Debt Recovery Tribunal’. Under the Act, the Banks are entitled to approach the Tribunal by filing an ‘Original Application’ which is similar to filing a suit in Civil Court proceedings. However, unlike the ‘Civil Court’ which is supposed to follow the ‘Civil Procedure Code’, a special and simple procedure has been prescribed under ‘The Recovery of Debts due to Banks and Financial Institutions Act, 1993’. At the end of adjudication, the Tribunal is supposed to grant a certificate called ‘Recovery Certificate’ infavour of the Bank...
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Activity:
9 referals
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1 comments,
314 views
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Day trading refers to the practice of buying and selling financial instruments within the same trading day such that all positions will usually (not necessarily always) be closed before the market close of the trading day. This is different from After-hours trading. Traders that participate in day trading are called day traders. Some of the more commonly day-traded financial instruments are stocks, stock options, currencies, and a host of futures contracts such as equity index futures, interest rate futures, and commodity futures. Day trading used to be the preserve of financial firms and professional investors and speculators. Many day traders are bank or investment firm employees working as specialists in equity investment and fund management. However, day trading has become increasingly popular among casual traders due to advances in technology, changes in legislation, and the popularity of the internet. First of all let me give you few tips that you must follow if you are going...
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Activity:
2331 referals
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10 comments,
274 views
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One more vuxury car is here. Price : styarting from 14.12lakhs Available in 3 variants . The all New Jetta is equipped with 2.0Litre, 4 cylinder CRDi engine with a maximum power output of 140PS @ 4200rpm and a maximum torque of 320 Nm @1750-2500 rpm. Mated to a 6 speed DSG gearbox and a Manual version, the new Jetta will have smoother gearshift and better responsiveness as compared to the older model. For ensuring optimum safety of its drivers and their co-passengers, the new Jetta will feature Electronic Stability Programme (ESP) and 8 Airbags to minimize injury in the event of an accident or collision. A 3-point belt for the center rear seat is also a welcome feature in this new version Luxury features include : Leather seat upholstery, a leather package for the steering wheel, handbrake and gear lever etc. Day time running lights, Cruise control, Hill Start Assist, an electrically adjustable driver seats, rear AC vents, a touchscreen entertainment system with an integrated CD...
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Activity:
1907 referals
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37 comments,
411 views
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Shree Bose, Naomi Shah and Lauren Hodge were chosen winners among top 15 finalists at Google science fair. It was a girl power show perhaps. They were awarded for there deep thinking and unique solutions. Whree Bose won in the 17-18 age group. She won 50,000 dollar scholarship and an internship opportunity at the prestigious Geneva-based CERN institute. Her project was "improve ovarian cancer treatment for patients when they have built up a resistance to certain chemotherapy drugs". Shah won in the 15-16 age group for her "endeavour to prove that making changes to indoor environments that improve indoor air quality can reduce people's reliance on asthma medications". Hodge was named winner in the 13-14 age group for studying the effect of different marinades on the level of potentially harmful carcinogens in grilled chicken. Shah and Hodge each received 25,000 dollar scholarships and internships at Google and toy company LEGO. All three were awarded lifetime digital subscriptions...
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