When and Where to Invest

good one

Really a great idea Mr. Ramachandran...its an amazing plan...easily this could get you more out of your investment...and also agree with Mr. Narayan points also...thanks for sharing the knowledge on the site....and Mangala it is not a dead investment according to me....

Friends, I thank you all for your views and respect it.Trust me this idea is doable.Sorry to say that I have to disagree with Mangala that it is a dead investment.This is the best way to build your retirement savings.Your property will fetch you rent as well and this will increase over the years along with its valuation.Do put in money in property fetching rents,the only minus side is that you have to visit periodically and that applies to any other investment. I have a good experience and willing to share with anyone.Enjoy the success of India reflecting in your property prices and returns !(I have lived abroad for 23 years).

Just very cool.

great idea Ram, Its really creat wonder if we can execute it on time. 

Great workable idea Venkat. Thanks. I will try it. No doubt, since you have experienced.

Excellent idea.Congrats.

Its really good idea Venkat!!good plan
I think in the near term,we have to focus on sectors that will benefit from those government stimulus packages. They all have a common theme to use infrastructure as the key stimuli to create jobs and to increase activity in the economy. These infrastructure projects will include hospitals, schools, water projects, railroads, highways, bridges, ports, airports and energy.& renewable also. We can also go for renewable energy
Don't you think so?

I totally agree with Mr. Venkat. This is the way to build asset. 

Also, it would be low priced if one buys in the peripherals compared to city. One can look at even around 100 kms from Chennai on any of the major National Highways. In fact, there are properties that are priced at as low as around 10 lakhs per acre too. These properties may be just of the NH.

In my experience these are some points that I would like to make.

1.	Try and avoid short time speculation (less than 1 to 3 years) since it may backfire. Ideal timeframe to generate a decent return would be around 3 to 5 years. 

2.	DO NOT have any emotional attachment or emotional values to the property that you are going to buy for investment. i.e. don’t think (and in many cases I've seen people starting to imagine) that it is going to be a place that you would settle down with your children, etc. The property is just for investment and just think about the % return it would fetch in 3 to 5 years time. Remember, many of the people who have purchased land have done so only for long term investment.

3.	If there is a connecting road to a NH or a major road and the distance is say 5 to 7 kms, then it is worthwhile investment. If there are communities nearby then it is better. It would be all the more better if there are be some kind of residences inside the plotted layout or land.

4.	Don’t worry if the place is undeveloped, etc. Just because it is undeveloped, the price offer is low. Many places in Chennai city, where the price of land runs in Crores today, were very much undeveloped a few years ago. 

People who dint mind the dirt roads, rain water flooding, lac of other infrastructure, barren landscape, etc., a few years ago and bought the property for a few thousands or lakhs of rupees are now sitting on property worth crores. What I am trying to state is that all the infrastructure would be made available as and when the area develops and it is only a matter of time. 

5.	The chances that a few lakhs appreciates and doubles in a few years (say in 3 years) is far greater than a very huge amount to do the same in the same time. (i.e.) the chances of a plot priced at 5 lakhs in the outskirts to double to a price of 10 lakhs, say in a period of say 3 years, is very much higher than a same sized plot in the city priced at 1 crore doubling to 2 Crores. Hence, one can get a better % of return for their investment if they select judiciously - this is the key word :) - on where they invest. 

Yes sir it’s a defiantly good option of one time investment. But as per my opinion its dead investment, we always try to invest, where we will get annual or monthly basis dividend.

Great idea ramchandran....what you people have done is remarkable and this is a good plan where friends coming together and doing investment and then enjoying together....thanks for sharing your idea........