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Venkatachalam S Manager - Treasury Sales (Forex and Derivatives), Development Credit Bank Limited
 
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Full convertability of INR will help indian economy. 
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 Full convertability of INR will not help indian economy.
Ankit Shah  |  Argues in support of  "Full convertability of INR will not help indian economy."  |  1 year ago
Full convertability of INR will not support Indian economy. Having witness the recent derivatives debacle, the banks would have invested in mortgage bonds which would have let to breakdown of Indian Banks.
Venkatachalam S  |  Argues in support of  "Full convertability of INR will help indian economy."  |  2 years ago
i guess the time has come for gradually making INR fully convertible. however before that happens banks need to have sophisticated risk management systems in place. at the moment banks lack systems which can handle the extreme volatility in...
Mathew Cherian  |  Argues in support of  "Full convertability of INR will help indian economy."  |  2 years ago
Swati, black market has no relationship with official exchange rate mechanism. It was basixly present for black and grey market transaxtions done outside the official exchange rate mechanism whose supply and demand cannot be measured. When one...
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Debate: "will full convertability of INR help india economy?" deleted from your view.
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Yes 
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 No
Nikhil  |  Argues in support of  "No"  |  2 years ago
Selling over phone does not justify the purpose, all points are never covered, moreover all these activities are out sourced the person who sells on phone is not on pay rolls of the company , in order to met target they just say certaisn points...
Venkatachalam S  |  Argues in support of  |  2 years ago
i dont think swati should have started this debate. Aviva itself tries its best to sell insurance products on phone. i have received 2 calls from bajaj allianz, 1 from aviva and 4 from icici prudential insurance in the last 6 months, with...
Rashmi Patil  |  Argues in support of  "No"  |  2 years ago
I think banks should not be allowed to sell products over phone, they vaguely say about the products, complete information will not be provided, and many times customers are at the receiving end. This process is not a good idea, even if there is...
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Debate: "Banks opting to sell products over phone: Is it a preferrable mode of selling?" deleted from your view.
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1 Net Assets Cover
2 Entity’s Credit History
Venkatachalam S  |  Added idea  |  3 years ago
Apart from financials of the company and its business outlook, one of the most important things to be looked at is corporate's rating by competitive banks in the industry of respective bank's size and scale of operations. Once a private bank of same...
Satish Pandey  |  Added idea  "Net Assets Cover"  |  3 years ago
Very careful view regarding 'real' value of current assets and current liabilities. Has the entity recently applied for new loans? If so – how many – and in what standing. Multiple loans should raise a red flag – this signifies the entity could be...
 
 
Ideate: " What factors would you consider, when assessing client creditworthiness, her credit risks and risk of default? " deleted from your view.
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Yes 
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 No
Sanjay Thakur  |  Argues in support of  "No"  |  3 years ago
Hi, I have already put my views 8 months back.No country can be immune of any such crisis but India is least affected among the BRIC Economy. Economy of Brazil is in bad shape, Russia has "announced" 9% Fiscal deficit and GDP contraction. China...
Venkatachalam S  |  Argues in support of  |  3 years ago
I do not think India is immune to the financial crisis in America. Although banks in India have very limited exposure in bankrupt Lehmann or Merrill Lynch, its fund exposure that these organisations have in Indian markets, either in the form of...
Sanjay Thakur  |  Argues in support of  "No"  |  3 years ago
Due to financial markets integration worldwide,India is definately not immune to US financial crisis However, impact is not expected to be too bad.Three basic Reasons are :(1) Our exposure to us market is substantial-IT industry's revenue is...
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Debate: "Is India immune to the present US financial crisis?" deleted from your view.
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