Create knowledge
[?]
|
(rate this)
|
1
Expansion and Diversification in Non Urban sectors
2
Indian retail credit in new heights
 |
kanukurthy sudershanrao
| Added idea
"Branch Banking is out Core Banking In"
| 6 months ago
|
|
After implementation of Core Banking solutions and internet bank, phone banking, mobile banking etc the concept of branch banking is on its way out. A customer need not visit the bank branch at all after the initial opening of the account and...
|
|
 |
Harshil Roy
| Supported idea
"Expansion and Diversification in Non Urban sectors"
| 1 year ago
|
|
As we know that if one becomes stringent growth can't be rapid. Being stringent has its own advantages and disadvantages, but looking to the current scenario of developed countries its is very much required that we should not run behind growth but...
|
|
 |
vivek khandelwal
| Supported idea
"Expansion and Diversification in Non Urban sectors"
| 2 years ago
|
|
Non Urban areas will change the face of bank.With increasing reach more business oppurtunity will be open for banks.
|
|
Ideate: "What will be the face of Indian banking after 2009? " deleted from your view.
|
(rate this)
|
|
Yes
|
9
|
VS |
9
|
No
|
 |
RAMANATHA PRABHU N
| Argues in support of
"Yes"
| 2 years ago
|
|
Reserve bank of India has decided to run a detailed assessment of the risk assessment capabiliyties and evaluate the transparancy in financial affairs of all foreign banks operating in India this is to ensure that they do not pose any systemic...
|
|
|
|
vivek khandelwal
| Argues in support of
| 2 years ago
|
|
RBI should made market open tomake it more competetive,it's good in customer perspective.The rules regulation control should be more stringent.More licences to open new branches should be given only after seeing performence over a period of...
|
|
 |
Swati Raut
| Argues in support of
"No"
| 2 years ago
|
|
I think this is ridiculous, i don't know why RBI is intervening here as when the Government of India, the Finance ministry was in favour of this. And if the foreign bank that is appliying for opening more branches in India complies with the...
|
|
Debate: "Should RBI act against foreign banks setting up additional branches?" deleted from your view.
|
(rate this)
|
|
Yes
|
10
|
VS |
21
|
No
|
|
|
Nikhil
| Argues in support of
"No"
| 2 years ago
|
|
Selling over phone does not justify the purpose, all points are never covered, moreover all these activities are out sourced the person who sells on phone is not on pay rolls of the company , in order to met target they just say certaisn points...
|
|
|
|
vivek khandelwal
| Argues in support of
| 2 years ago
|
|
It's one of the channel to sell it's products there is nothing wrong to use any profitable productive medium if it help in increasing sale.
|
|
 |
Rashmi Patil
| Argues in support of
"No"
| 2 years ago
|
|
I think banks should not be allowed to sell products over phone, they vaguely say about the products, complete information will not be provided, and many times customers are at the receiving end. This process is not a good idea, even if there is...
|
|
Debate: "Banks opting to sell products over phone: Is it a preferrable mode of selling?" deleted from your view.
|
(rate this)
|
1
Get our of the stereotype
2
Expand New Channels
|
|
vivek khandelwal
| Supported idea
"Expand New Channels"
| 3 years ago
|
|
We might be missing an important but basic thing is expending the reach of banks to the Mass Market as still there are many people in the country who are not doing banking transaction or not operating there bank a/c .We should not forget the a/c...
|
|
|
|
Swati Raut
| Supported idea
"Get our of the stereotype"
| 3 years ago
|
|
hmm great insight.....I guess this platform should add such features.....
|
|
Ideate: "How to Create a New niche in Retail banking??" deleted from your view.
|
(rate this)
|
1
One stop shop
 |
Jyoti Rath
| Supported idea
"One stop shop "
| 3 years ago
|
|
Mr. Vivek i would agree with you.If banks want to sustain and survive in these tough times then they should quickly do changes in the way they provide services to the customers.And on way ca be to provide all services at one place as mentioned by...
|
|
 |
Shan Gehlot
| Added idea
"One stop shop "
| 3 years ago
|
|
According to me they should provide everything at one place like they should take care of their Financial needs, Non-financial advisory services that are an extension of financial assistance in services such as like travel needs, education...
|
|
|
|
vivek khandelwal
| Supported idea
"One stop shop "
| 3 years ago
|
|
one stop shop .This is what most private banks are doing.The most important is providing value for money to the customers.We need to readymade the product as per customer need of mass market.Which is actualy not happening.Penetration is...
|
|
Ideate: "In the current scenario what sort of Products should retail banks provide to its customers??" deleted from your view.
|
(rate this)
|
|
Yes
|
7
|
VS |
1
|
No
|
|
|
Viswadeep
| Argues in support of
"Yes"
| 3 years ago
|
|
The extension of services through various channels benefits Banks in terms of reducing cost of transaction and offers convenience and flexibility to the customers.Although the delivery of banking services(mainly remittance facility) through...
|
|
 |
Murali Ramamurthy
| Argues in support of
"No"
| 3 years ago
|
|
No it is not mandatory to have distribution channels, plain simple old banking is more than enough for the time being, with all the financial crisis that is happening, banks are in no mood to provide multichannel structures or to widen it's...
|
|
|
|
vivek khandelwal
| Argues in support of
"Yes"
| 3 years ago
|
|
Truly said,having multiple distribution channel is key to success in this scenerio.To add to this cross selling channel is key area of focus to reach to the mass customer.Providing all services products to customer under single roof,which could...
|
|
Debate: "Are distribution channels mandatory for the retail banks?" deleted from your view.
Follow me on
