Create knowledge
[?]
|
(rate this)
|
|
We are chosen generation to bring world change and world peace
|
6
|
VS |
5
|
Impossible dream
|
 |
Rengarajan Murali
| Argues in support of
"Impossible dream"
| 2 years ago
|
|
I am a deeply devout person, yet I can not believe that spirituality will change the economic ills by cutting at the root of greed, selfishness etc. To be sure I am not a communist either. Money is a common denominator for all and hence is a...
|
|
 |
Yashpal Singh Tomar
| Argues in support of
| 3 years ago
|
|
i don't think so it will be very easy to bring changes that you are talking, as people have a tendency to do routine stuff all their life, and change is the word that doesn't go very well with people, and i have also gone through your article that you...
|
|
 |
Swati Raut
| Argues in support of
"Impossible dream"
| 3 years ago
|
|
Hey Gary, I appreciate what you are doing and value your opinion. WIth this classifier, are you kidding when you say that spiritualism is going to solve this. I find it hard to agree as: Historically when people had more faith in religion, the...
|
|
Debate: "Economic System of the Kingdom of God" deleted from your view.
|
(rate this)
|
The banking world is being shaken and shaped by relentless forces altering the business landscape, with increased globalization, cut-throat competition, innovative technology, shifting demographics and changing customer needs. Seeking to attain growth and improve customer experience while meeting these challenges, banks are changing drastically to meet those customer needs and providing that innovative service that one could offer. As the imperatives of banking change, they will reshape the industry’s core parameters. In the process, the bank as we know it today will be transformed and must align accordingly its products and services, the experience it provides to customers, the role of the...
Insight: "The Business of retail banking for the Future customers!!" deleted from your view.
|
(rate this)
|
1
Regulatory System
2
Shareholder
 |
Murali Ramamurthy
| Added idea
"Regulatory System"
| 3 years ago
|
|
Most experts believe the current crisis is an extraordinary situation rather than an exaggerated plunge in the normal business cycle. Many of the causes need further study, but the consensus seems to be that the government will need to reform the...
|
|
|
|
Yashpal Singh Tomar
| Added idea
"Shareholder "
| 3 years ago
|
|
I am worried about the program which will encourage risky behavior in the future by shoring up the banks to the benefit of current shareholders. It sets bad precedents for the future, warning that taxpayers could take a hit if the program does not...
|
|
Ideate: "How the Credit Crisis might reshape New Financial Order?" deleted from your view.
|
(rate this)
|
1
Manage properly
2
Don't Treat Cards as Loan
 |
Vipin Bhasin
| Added idea
"Don't Treat Cards as Loan"
| 3 months ago
|
|
First of all don't treat credit cards as loan. If you have proper back up to repay the bill before the next due date then you can use it otherwise don't try it as will cost you much more than any loan. Secondly use the credit card with proper...
|
|
|
|
Yashpal Singh Tomar
| Added idea
| 3 years ago
|
|
Always choose the right credit card company, there are various Banks and financial institutions who are offering credit cards. The interest rate is the same every where but there are some who are offering just a little bit lower than the other...
|
|
Ideate: "How to manage your credit card wisely??" deleted from your view.
|
(rate this)
|
1
GOOD CORPORATE GOVERNANCE
2
Pure Banking and nothing else
 |
mark ramirez
| Added idea
"MODEL"
| 6 months ago
|
|
mark alday ramirez from nagacity
|
|
|
|
Yashpal Singh Tomar
| Added idea
| 3 years ago
|
|
I could say that regulators must ask for better risk management practices for larger banks, such practices for all big banks and can even think of nominating their own independent representatives to the risk management committees. The banking industry...
|
|
|
|
MINI SHERINO
| Supported idea
"GOOD CORPORATE GOVERNANCE"
| 2 years ago
|
|
India has indeed showcased a tremendous model to good corporate governance, which can be attributed to be one of the main reasons for its resilience towards the global meltdown. Doubts apart, strategical decision making, foresight and analysis of...
|
|
Ideate: "What's next for Banking after this Financial crisis?" deleted from your view.
|
(rate this)
|
|
Yes
|
9
|
VS |
2
|
No
|
 |
ASOKE KUSARI
| Argues in support of
"Yes"
| 2 years ago
|
|
Yes, most of the Banks in the USA have adopted the "Univarsal Banking" model in recent times after the fall of most of the Investment Banks there. But, what is Universal Banking ? http://en.wikipedia.org/wiki/Universal_bank  : We may see this...
|
|
 |
Ajeet Kumar Singh
| Argues in support of
"No"
| 3 years ago
|
|
I agree with you Mr.Singh that there will be a change in the banking model.. Take in case of RBS ( Royal Bank of scotland ) has already shut down its proprietary trading desk after receiving a generous capital infusion from the British government.
|
|
 |
Satwinder Singh
| Argues in support of
"Yes"
| 2 years ago
|
|
YES. The universal banking model followed by the Global banks is the future. The model not only helps customer to have wide variety of transfer features, linkage with equity, demats, funds, etc that everyone wil love to have. This model also...
|
|
Debate: "Universal Banking model ??" deleted from your view.
|
(rate this)
|
1
Improve infrastructure
2
Control inflation
 |
Maninder Singh Tuli
| Added idea
"All included"
| 2 years ago
|
|
All points are included as : 1. Politics: If political structure is good of country it supports the productions like in taxation, import and export duties,etc. 2. Inflation: India is exporting more and more IT products that is because other...
|
|
|
|
Yashpal Singh Tomar
| Supported idea
"Improve infrastructure"
| 3 years ago
|
|
Incremental demand for infrastructure will continue to increase due to economic growth and urbanization. The impact on infrastructure demand will be enormous, from demand for inner-city transport, water and sewerage to low-income housing. The...
|
|
Ideate: "Top challenges for India" deleted from your view.
|
(rate this)
|
1
Increasing energy expenses
2
Cutting Costs
 |
Dheeraj Singh
| Added idea
"Cutting Costs"
| 3 years ago
|
|
People are trying to absorb the costs by expanding their purse strings. The basic needs like food, education and accommodation are continuing to have top priority. Some measures of cutting consumption are seen in travel costs, electricity and...
|
|
|
|
Yashpal Singh Tomar
| Added idea
"Increasing energy expenses"
| 3 years ago
|
|
We all are worried about the ever increasing power and petroleum expenses. The domestic LPG cylinder is now more than Rs.300 up from about Rs.200 in 2006. The auto and cab fares have been hiked recently. One has to pause to think before one takes...
|
|
Ideate: "Inflation: Effect on household budgets" deleted from your view.
|
(rate this)
|
1
3rd Party Logistics Financing
2
Letter of Credit Program
 |
Reuben Ray
| Added idea
"3rd Party Logistics Financing"
| 3 years ago
|
|
Today logistics support has reached new avenues. Logistics companies take care of end-to-end goods support. The same can be funded by funding the first chain recovering from the last, tying up the financing needs of the entire chain through a...
|
|
|
|
Yashpal Singh Tomar
| Added idea
"Letter of Credit Program"
| 3 years ago
|
|
The banks provide for opening inland and import letter of credit facility with a collateral margin upto a maximum of 50%. It is a line of credit for working capital purpose only and purchase of any Capital item is restricted.
|
|
Ideate: "New products to be offered in the Corporate & Business Banking sector." deleted from your view.
|
(rate this)
|
The retail financial services sector has been a pioneer in outsourcing non-core, and more recently core processes to achieve cost savings in a fiercely competitive business environment. While immediate cost reduction continues to drive the outsourcing decision, financial institutions are now looking for strategic value they can gain from robust, efficient, and flexible operations that are capable of enhancing customer delight. Banks are required to address a set of seemingly contradictory issues - pressure to reduce unit costs as transaction volumes increase, while additional investment is needed to deliver an enhanced customer experience. Currently, the retail financial services industry i...
Trends: "Retail Financial Services" deleted from your view.
Follow me on
